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All Journal Amal: Jurnal Ekonomi Syariah Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat Joong-Ki
Johan Dwi Sutikno
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Public Health Social Sciences

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Upaya Peningkatan Literasi Keuangan Pelaku Usaha Mikro Melalui Pelatihan Pembukuan Dasar Dengan Metode Service Learning Irtifa Umi Azizah; Hania Nuril Aida Rochmah; Muchammad Ilham Syarifudin; Ahmad Fauzi Asshidqi; Johan Dwi Sutikno; Binti Nur Asiyah
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 5 No. 1: November 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v5i1.10597

Abstract

Literasi keuangan merupakan aspek penting dalam menunjang keberlangsungan usaha mikro. Namun, rendahnya pemahaman pelaku UMKM terhadap pencatatan kuangan menyebabkan lemahnya penglolaan finansial. Kegiatan pengabdian ini bertujuan mengoptimalkan literasi keuangan pelaku usaha mikro melalui pelatihan pembukuan dasar pada tiga UMKM di wilayah Trenggalek dan Tulungagung. Metode dalam pengabdian ini adalah metode pendekatan sevice learning, pendekatan ini yang menggabungkan pembelajaran akademik dengan pengabdian kepada Masyarakat secara partisipatif. Pengabdian ini terdapat tiga tahapan yaitu wawancara, pelaksanaan dan evaluasi hasil. Hasil kegiatan menunjukkan peningkatan kemampuan peserta dalam memisahkan keuangan pribadi dan usaha serta menyusun laporan keuangan sederhana secara sistematis. Kegiatan ini tidak hanya memberikan manfaat praktis bagi UMKM, tetapi juga memperkuat kompetensi sosial dan akademik mahasiswa. Temuan ini menunjukkan bahwa pendekatan service learning efektif dalam meningkatkan literasi keuangan yang aplikatif dan berkelanjutan bagi UMKM.
Zakat Sebagai Instrumen Ekonomi Islam Dalam Upaya Pemerataan Ekonomi Masyarakat Johan Dwi Sutikno; Mashudi; Binti Nur Asiyah
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2025): Juni
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i1.8520

Abstract

This research is motivated by the large level of public expenditure gap that leads to inequality, with the Gini index as a reference. Considering Indonesia as a country with a large Muslim population, which is the second largest in the world. So, the contribution of zakat is considered an effort that can reduce the level of inequality. Therefore, this research was conducted with the aim of describing the contribution of zakat as an instrument of Islamic economics in the distribution of income in the context of economic equality. The research method is a qualitative approach with the type of literature research. The results of the research obtained that zakat is used as an instrument in Islamic economics, which has been proven to be effective as a means of income redistribution so that income is not distributed to certain groups but also flows to all levels of society, so that economic justice can occur. Furthermore, it can be seen that Indonesia has a great ability to manage zakat, if its management can contribute to the mustahik. The distribution of national ZIS in 2023 the poor occupy the top position in its allocation. Thus, the involvement of zakat can be used as a driver to improve both economic and social welfare, which is reflected in the achievement of justice in the economy or income distribution.
Marketing Mix Sebagai Upaya Penguatan Pembiayaan Mudharabah Johan Dwi Sutikno; Lisa Yuni Lestari; M Nanang Febrianto; M Aqim Adlan
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 2 (2026): Mei
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i2.481

Abstract

Baitul Maal wat Tamwil, through its mudharabah financing products, seeks to support the economic empowerment of the lower-middle class through effective marketing strategies. However, in practice, BMT still faces various challenges, such as limited promotional efforts, suboptimal market segmentation, and a product portfolio that lacks competitiveness. This initiative aims to provide educational opportunities and guidance on implementing a marketing mix strategy through the 4Ps framework to increase the volume of mudharabah financing at BMT Sahara Kauman. The implementation of this initiative relies on a service-learning approach focused on coaching sessions. Furthermore, the outcomes at the end of the activity demonstrated a significant improvement in financing services through the development of mudharabah product features, the establishment of more competitive profit-sharing ratios, the expansion of service networks, the strengthening of Sharia branding, and community-based promotion. These results indicate that the mentoring activities regarding the marketing mix strategy have been successfully implemented. The proactive approach and the increase in the value of mudharabah financing demonstrate that employees are now better prepared to reach a broader community, which is beneficial for the more effective and sustainable development of the BMT.
Co-Authors Ahmad Fauzi Asshidqi Binti Nur Asiyah Hania Nuril Aida Rochmah Irtifa Umi Azizah Lisa Yuni Lestari M Aqim Adlan M Nanang Febrianto Mashudi Muchammad Ilham Syarifudin