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All Journal Jurnal Ilmiah Dunia Hukum Tawazun: Journal of Sharia Economic Law
Maarif, Muhamat Nur
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Ijarah-Based Commercial Transport and Its Relevance to Indonesian Law Maarif, Muhamat Nur
Jurnal Ilmiah Dunia Hukum VOLUME 9 ISSUE 2 APRIL 2025
Publisher : PDIH Untag Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/jidh.v9i2.6067

Abstract

This study aims to examine the compatibility between the practices of commercial transportation services and the principles of ijarah contracts in Islamic law, as well as to assess their relevance to Indonesian statutory regulations, particularly Law Number 22 of 2009 concerning Road Traffic and Transportation. To achieve this objective, a normative-juridical research method was employed using a qualitative approach, supported by literature review of both classical and contemporary Islamic legal sources, alongside national positive law. The findings indicate that the core principles of the ijarah contract—such as clarity of the leased object (ma’qud ‘alayh), mutual consent (antarāḍin), and fairness in remuneration (ujrah)—are substantially reflected in the regulation of commercial transport services in Indonesia. However, several implementation aspects remain in need of reinforcement, especially those concerning safety responsibilities and the formulation of force majeure clauses, which do not yet fully reflect sharia values. Therefore, this study recommends the integration of maqāṣid al-sharī‘ah principles into the regulation of commercial transportation services to establish a more just, ethical, and sustainable transport system.
Multi Akad dalam Aplikasi Mobile Banking Bank Syariah Indonesia Perspektif Fiqh Muamalah Maarif, Muhamat Nur; Munir, Sirajul
TAWAZUN: Journal of Sharia Economic Law Vol 5, No 1 (2022): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v5i1.13811

Abstract

The ease of service provided by Islamic banking has become increasingly advanced. One of them is a mobile banking service owned by Bank Syariah Indonesia under the name BSI Mobile, where customers will get various conveniences of service facilities with just one application downloaded using Play Strore for Android and the App store of IOS (Iphone Operating System) users. Mobile services and various contracts that have innovated are the basis for the author to examine the validity of contracts carried out by customers, where the purpose of this study is to examine hybrid contracts contained in BSI Mobile. The author uses an empirical juridical approach, combining primary data and data in the field so that the suitability of theory and practice at Bank Syariah Indonesia is found. Based on the results of this study, there are new products in Islamic Banking contained in BSI Mobile. Most of BSI Mobile products actually contain several contracts so it is necessary to apply sharia principles, especially in terms of their conformity with contracts.
Policy Model for Zakat Management in Batang Regency: Analysis and Implementation Naim, Abdul Haris; Maarif, Muhamat Nur
TAWAZUN: Journal of Sharia Economic Law Vol 8, No 1 (2025): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v8i1.30429

Abstract

This research examines the zakat management policy model in Batang Regency with a focus on existing system analysis and its implementation. This study is motivated by several cases of zakat fund misappropriation by employees, indicating weaknesses in the supervision and management systems. BAZNAS in Batang Regency as a non governmental institution currently relies on the SIMBA system (Zakat Bazis Management System) and has not implemented PSAK No. 109 as the zakat accounting standard. This research uses a qualitative approach with data collection methods through interviews, observations, and document analysis. The results show that zakat management in Batang Regency requires a policy model reform that emphasizes transparency, accountability, and professionalism. This research recommends the adoption of PSAK No. 109 as a zakat accounting standard, strengthening internal and external monitoring systems, and modernizing the management information system to prevent misappropriation and increase public trust. The implementation of the proposed policy model is expected to improve the effectiveness of zakat management and maximize the socio-economic impact of zakat funds collected in Batang Regency.
Co-Authors Naim, Abdul Haris Sirajul Munir