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All Journal TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Jurnal Ekonomi
Sania, Vera
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Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Praktik Etika Bisnis dakam Kegiatan Ekonomi Mikro Islam Sania, Vera; Admaja, Yuda; Dalimunthe, Faisal Anwar
Jurnal Deflasi Vol 4 No 1 (2025)
Publisher : CV. Arsy Persada Quality

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Abstract

Business ethics plays an important role in ensuring fairness, transparency, and responsibility in economic activities, including in the Islamic economic system. This research aims to analyze the application of Islamic business ethics principles in economic transactions, such as honesty (sidq), justice ('adl), prohibition of usury (gharar), and mutually beneficial cooperation (ta'awun). The research method used is a literature study with a qualitative approach, examining primary sources such as the Qur'an, Hadith, and the opinions of scholars and practitioners of Islamic economics. The results show that the application of Islamic business ethics not only prevents harmful practices, but also creates trust and blessings in transactions. These principles are embodied in sharia contracts such as murabahah, mudharabah, and musyarakah, which emphasize justice and balance between the parties involved. The implication is that the integration of Islamic business ethics in economic transactions can encourage sustainable and equitable economic growth in accordance with maqashid sharia.
Ekonomi Digital Syariah: Peluang dan Tantangan Sistem Pembayaran Cashless di Indonesia Hasibuan, Reni Ria Armayani; Anwar, Faisal; Muhammad, Ali Syibran; Sania, Vera
TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Vol. 3 No. 4 (2026): TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan
Publisher : Shofanah Media Berkah

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Penelitian ini membahas perkembangan ekonomi digital syariah di Indonesia dengan fokus pada peluang dan tantangan penerapan sistem pembayaran cashless yang sesuai prinsip muamalah. Menggunakan metode kualitatif deskriptif, penelitian dilakukan melalui studi kepustakaan untuk menelaah literatur terkait digitalisasi transaksi, QRIS syariah, fintech syariah, serta penerapan pembayaran cashless pada pesantren dan UMKM. Hasil penelitian menunjukkan bahwa digitalisasi mampu meningkatkan efisiensi, transparansi, dan inklusi keuangan syariah melalui sistem pembayaran yang lebih cepat dan akuntabel. Meskipun demikian, implementasi cashless masih menghadapi hambatan seperti ketimpangan infrastruktur, rendahnya literasi digital, risiko kejahatan siber, serta kurangnya kesiapan manajerial pada lembaga pendidikan Islam. Penelitian ini menegaskan bahwa penguatan infrastruktur, peningkatan keamanan teknologi, edukasi digital, dan regulasi yang sesuai syariah menjadi langkah penting agar sistem pembayaran cashless dapat diterapkan secara optimal dan mendukung perkembangan ekonomi digital yang aman, transparan, dan berorientasi pada kemaslahatan.
Co-Authors Admaja, Yuda Dalimunthe, Faisal Anwar Faisal Anwar Hasibuan, Reni Ria Armayani Muhammad, Ali Syibran