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All Journal FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN JURNAL EKONOMI SAKTI (JES)
Alfiyyah, Ashma Fiya
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Economics, Econometrics & Finance

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. Analysis of Financial Management in Micro, Small and Medium Enterprises (MSMEs) in North Luwu Regency Alfiyyah, Ashma Fiya
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 8, No 1 (2025): APRIL
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jf.v8i1.2593

Abstract

This research discusses financial management in micro, small and medium enterprises (MSMEs) in North Luwu Regency. The main problem in this research is that MSMEs do not really understand good financial management. Where there are 4 (four) indicators in financial management, namely financial planning, recording, reporting and controlling. This research aims to find out how financial management is implemented by MSMEs in North Luwu Regency. This type of research uses qualitative research. The data collection methods used are observation, interviews and documentation. The informants in this research were 10 (ten) MSME actors operating in the trade and services sector. The results of this research show that the majority of MSME actors in North Luwu Regency have implemented financial planning well, even though financial recording and reporting is still done in a simple way. MSMEs generally do not have complete financial reports and awareness of the importance of financial control is still low. This research recommends training and counseling from the government to increase MSME actors' understanding of effective financial management, in order to encourage the sustainability and growth of their businesses.
Indonesia Alfiyyah, Ashma Fiya; Indrayani, Syarthini; Kalla, Sherry Adelia Natsir
Jurnal Ekonomi Sakti Vol 14 No 1 (2025)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v14i1.397

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh citra merek, kualitas produk, dan kepercayaan terhadap keputusan pembelian konsumen fashion di marketplace Shopee, khususnya pada toko Missyshop di Kota Makassar. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis regresi linear berganda untuk menguji pengaruh variabel independen terhadap variabel dependen. Sampel penelitian terdiri dari 160 responden yang merupakan konsumen aktif Missyshop di Shopee. Sampel penelitian ditentukan menggunakan rumus Malhotra untuk penentuan jumlah sampel, yang menghasilkan 160 responden yang merupakan konsumen aktif Missyshop di Shopee. Data yang diperoleh kemudian dianalisis menggunakan SPSS versi 29. Hasil penelitian menunjukkan bahwa variabel citra merek, kualitas produk dan kepercayaan dengan nilai signifikansi 0,001 < 0,05. Hal ini menunjukkan bahwa semakin baik citra merek Missyshop, semakin tinggi kualitas produknya, dan semakin besar kepercayaan konsumen terhadap toko tersebut, maka semakin besar pula kemungkinan konsumen untuk melakukan pembelian. Kata Kunci : Citra Merek, Kualitas Produk, Kepercayaan dan Keputusan Pembelian
PENGARUH PERTUMBUHAN EKONOMI DAN PENGANGGURAN TERHADAP KEMISKINAN DI KABUPATEN PANGKAJENE DAN KEPULAUAN. Alfiyyah, Ashma Fiya; Damayanti, Alfina; Asdar, Asdar; Nasrullah, Nasrullah
Jurnal Ekonomi Sakti Vol 14 No 2 (2025)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v14i2.411

Abstract

This study aims to determine the Effect of Economic Growth and Unemployment on Poverty in Pangkajene and Kepulauan Regency. The type of data used in this study is quantitative data obtained from time series data from 2014-2023. Data collection using observation and documentation methods. The data collected was processed using multiple linear regression analysis methods with the help of SPSS version 30. The results of this study indicate that: (1) Economic Growth does not have a significant effect on poverty in Pangkajene and Kepulauan Regency. This is evidenced by the variable coefficient of 0.076 with a significant value of 0.538 which is greater than 0,10 (0.538 > 0,10) also evidenced by the calculated t value which is smaller than the t table (0.647 <1.894). (2) Unemployment has a significant effect on poverty in Pangkajene and Kepulauan Regency. This is proven by the variable coefficient value of 0.571 with a significant value of less than 0,10 (0.64 < 0,10), also proven by the calculated t value which is greater than the t table (2.194 > 1.894). Keywords: Economic Growth, Unemployment and Poverty
Co-Authors Asdar Asdar Damayanti, Alfina Indrayani, Syarthini Kalla, Sherry Adelia Natsir Nasrullah Nasrullah