Claim Missing Document
Check
Articles

Found 2 Documents
Search

Maximizing Internal Sharia Resources: Innovation and Collaboration Strategies for Enhancing Bank Syariah Indonesia’s Business Performance Thaib, Irwan; Puspaningrum, Astrid; Hussein, Ananda Sabil; Prabandari, Sri Palupi; Thaib, Ahmad Baariq
Jurnal Ilmiah Peuradeun Vol. 13 No. 2 (2025): Jurnal Ilmiah Peuradeun
Publisher : SCAD Independent

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26811/peuradeun.v13i2.2081

Abstract

Despite operating in a country with the world’s largest Muslim population, sharia banks in Indonesia face significant challenges in enhancing their business performance. Various perspectives highlight the critical role of internal resources in maximizing business performance. This study aims to analyze the impact of internal resources on the business performance of sharia banks in Indonesia, with innovation and collaboration strategies as mediating factors. The research was conducted at Indonesia’s largest sharia bank, employing a mixed-method approach that integrates qualitative and quantitative methodologies. Data from 462 participants were analyzed using structural equation modeling with the partial least squares method. The findings conceptualize sharia internal resources as a four-dimensional construct comprising operational, spiritual, infrastructural, and organizational capital. The results also confirm that sharia internal resources positively and significantly impact business performance, innovation strategy, and collaboration strategy. Furthermore, innovation and collaboration strategies significantly mediate this relationship, underscoring their strategic role in enhancing sharia banking performance. These findings expand the perspective on internal resources and their role in business performance, addressing a gap in the sharia banking literature.
SHARIA INTERNAL RESOURCES: CAPABILITIES TO DRIVE THE SUSTAINABILITY OF ISLAMIC BANKING Thaib, Irwan; Puspaningrum, Astrid; Hussein, Ananda Sabil; Prabandari, Sri Palupi
Islam Futura Vol 25 No 1 (2025): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v25i1.28984

Abstract

Having the largest Muslim population in the world, Indonesia presents a potential market for the development of Islamic banking, especially considering that the market share of Islamic banking is currently less than 10%. The unique characteristics of Islamic banking, which distinguish it from conventional banking, suggest the possibility of having extraordinary internal resource capabilities. This study aims to explore internal resources within the context of Islamic banking, a sector with considerable potential for growth in the financial industry. This study uses an exploratory approach with focus group discussion and exploratory factor analysis to develop and identify the dimensions of Sharia Internal Resources. The results are first-order factors generated by grouping items into four dimensions. Each formed dimension corresponds to Islamic elements that refer to activities and operational processes based on Islamic law. Furthermore, the second-order analysis found that the formed, first-order factors can be integrated into a more comprehensive construct: Sharia Internal Resources. These findings enrich general knowledge by providing insight into the internal resources that are essential and unique for the sustainability of the Islamic banking sector, particularly when facing competition dominated by conventional banking.