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All Journal Chemistry Education Practice FOSTER: Journal of English Language Teaching J-Mabisya
Rahadatul Aisy
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Peran Literasi Keuangan Digital Dalam Pemberdayaan UMKM Syariah Luthfi Faiz Al Bukhori; Rahadatul Aisy; Rosa Da’mai
J-MABISYA Vol. 6 No. 1 (2025): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v6i1.2472

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki kontribusi besar dalam mendorong perekonomian nasional. Namun, tantangan dalam hal literasi digital dan keuangan, terbatasnya akses infrastruktur teknologi, serta minimnya pendampingan menjadi hambatan dalam proses transformasi digital UMKM. Penelitian ini bertujuan untuk mengkaji peran literasi keuangan digital dalam pemberdayaan UMKM digital berbasis syariah. Metode yang digunakan adalah studi pustaka (library research) dengan pendekatan literatur review, yang mengkaji berbagai publikasi ilmiah terkait. Hasil penelitian menunjukkan bahwa pemahaman literasi keuangan digital sangat penting dalam membantu UMKM mengelola keuangan, memperoleh akses pembiayaan, serta meningkatkan efisiensi dan keamanan keuangan usaha. Di samping itu, pemanfaatan fintech syariah memberikan alternatif pembiayaan yang sesuai dengan prinsip keadilan dan transparansi. Namun, peran pemerintah sangat dibutuhkan dalam penguatan infrastruktur digital dan penyediaan program pelatihan literasi digital dan keuangan. Penelitian ini merekomendasikan sinergi antara teknologi digital, literasi keuangan, dan dukungan kebijakan sebagai strategi utama dalam memperkuat daya saing UMKM secara berkelanjutan dan inklusif.
Peran Literasi Keuangan Digital Dalam Pemberdayaan UMKM Syariah Luthfi Faiz Al Bukhori; Rahadatul Aisy; Rosa Da’mai
J-MABISYA Vol. 6 No. 1 (2025): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v6i1.2472

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki kontribusi besar dalam mendorong perekonomian nasional. Namun, tantangan dalam hal literasi digital dan keuangan, terbatasnya akses infrastruktur teknologi, serta minimnya pendampingan menjadi hambatan dalam proses transformasi digital UMKM. Penelitian ini bertujuan untuk mengkaji peran literasi keuangan digital dalam pemberdayaan UMKM digital berbasis syariah. Metode yang digunakan adalah studi pustaka (library research) dengan pendekatan literatur review, yang mengkaji berbagai publikasi ilmiah terkait. Hasil penelitian menunjukkan bahwa pemahaman literasi keuangan digital sangat penting dalam membantu UMKM mengelola keuangan, memperoleh akses pembiayaan, serta meningkatkan efisiensi dan keamanan keuangan usaha. Di samping itu, pemanfaatan fintech syariah memberikan alternatif pembiayaan yang sesuai dengan prinsip keadilan dan transparansi. Namun, peran pemerintah sangat dibutuhkan dalam penguatan infrastruktur digital dan penyediaan program pelatihan literasi digital dan keuangan. Penelitian ini merekomendasikan sinergi antara teknologi digital, literasi keuangan, dan dukungan kebijakan sebagai strategi utama dalam memperkuat daya saing UMKM secara berkelanjutan dan inklusif.
The Effects of a Game-Based Web Application on EFL Students’ Vocabulary Mastery: A Quasi- Experimental Study Rahadatul Aisy; Dzakiah Dzakiah; Rasmi Rasmi
FOSTER: Journal of English Language Teaching Vol. 7 No. 1 (2026): FOSTER JELT
Publisher : Faculty of Education and Teacher Training of UIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/foster-jelt.v7i1.363

Abstract

Vocabulary mastery is essential for learning English as it supports the development of the four language skills. However, many Indonesian students face difficulties due to uninteresting instruction and low motivation. This study aimed to examine the effect of a game-based web application (Wordwall) on the vocabulary mastery of EFL students. A quantitative quasi-experimental design was employed involving two classes consisting of 32 students each. The experimental group was taught using Wordwall, while the control group received conventional instruction. Vocabulary mastery was measured through pre-test and post-test instruments. The findings revealed that the experimental group showed significantly greater improvement than the control group, with mean post-test scores of 74.37 and 59.38, respectively. Statistical analysis confirmed that there was a significant effect of using Wordwall on students’ vocabulary mastery (t = 14.883, p < 0.05). Furthermore, the effect size analysis using Cohen’s d indicated a large effect (d = 0.86). These findings demonstrate that the use of Wordwall as a game-based web application has a significant effect on EFL students’ vocabulary mastery at the junior high school level.
A, The Development of Chemistry Practical Module on Reaction Rate Material Based on Green Chemistry Oriented PBL Solfarina Solfarina; Irhamni Irhamni; Rahadatul Aisy
Chemistry Education Practice Vol. 9 No. 1 (2026): Edisi Mei
Publisher : FKIP University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/cep.v9i1.10249

Abstract

This study aims to determine the validity or and feasibility of the results of student questionnaire responses to the chemistry practicum module on the reaction rate material that has been created. This study uses the ADDIE development model with the stages of analysis, design, development, implementation, and evaluation. This practicum module has been validated by 7 media and material experts with the condition that Vcount ≥ Vtable (Vtable = 0.82). The validity results obtained from media experts were 0.91, and the validity of material experts was 0.94, which can be stated as "Valid". Then, based on the results of the questionnaire responses of 34 students to the reaction rate practicum module, it obtained the category "very feasible" with a value of 87%. So it can be concluded that this reaction rate practicum module is declared valid and very feasible to be used as a learning medium.
Co-Authors Dzakiah Dzakiah Irhamni Luthfi Faiz Al Bukhori Rasmi Rasmi Rosa Da’mai Solfarina Solfarina