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All Journal Implementasi Manajemen & Kewirausahaan Mabsya: Jurnal Manajemen Bisnis Syariah
Feri Zain
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Determining Consumer Intentions Towards Using Sharia Fintech Lending: Technology Acceptance Model Approach Lifatin Nada; Azzatillah; Rinda Dwi Pradina; Ilham Teguh Setiawan; Feri Zain
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 7 No. 1 (2025): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v7i1.13614

Abstract

Conventional and Islamic fintech lending in Indonesia has experienced relatively rapid development. However, the accumulation of financing distribution of Islamic fintech lending is still far below that of conventional fintech lending. Demographic factors, namely the majority of the Indonesian Muslim population, do not make Islamic fintech lending their primary choice for borrowing funds online. Based on the Technology Acceptance Model theory, this study analyses the factors influencing consumer intentions to borrow from Islamic fintech lending. The analysis of this study uses a variant-based Structural Equation Model (SEM) with Partial Least Squares (PLS). The sampling technique uses purposive sampling and obtains 113 data points. The study's results indicate that subjective norms positively affect perceived usefulness and ease of use, and perceived ease of use positively impacts the perception of usefulness. The subjective norms and perceived usefulness have been proven to be significantly positive in encouraging the intention to borrow in Islamic FinTech lending. In contrast, the perceived ease of use has not been proven to influence the intention to borrow in Islamic Fintech lending. The moderating variable in this study, namely knowledge of usury, is proven unable to moderate the relationship between subjective norms, perceived usefulness, and perceived ease of use on the intention to borrow in Islamic fintech lending.
Ambidextrous Leadership: Insights from a Comprehensive Systematic Review Feri Zain
Implementasi Manajemen & Kewirausahaan Vol 4 No 1 (2024): JURNAL IMKA (APRIL)
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/imka.v4i1.430

Abstract

In an era of rapidly changing business and increasing complexity, leaders are faced with the challenge of managing uncertainty and competing in a dynamic environment. This research aims to explore what consequences will be experienced when organizations implement ambidextrous leadership based on existing literature. Therefore, we also want to identify avenues for future research to further develop and expand the literature related to ambidextrous leadership. This literature review included 40 articles from the first to 4th quartile in the Scopus database. This study finds that the antecedence of ambidextrous leadership is associated with several outcomes at individual, team, and organizational levels. This framework can help organizations identify the consequences of ambidextrous leadership.
Co-Authors Azzatillah Ilham Teguh Setiawan Lifatin Nada Rinda Dwi Pradina