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All Journal Rayah Al Islam : Jurnal Ilmu Islam Abrahamic Religions: Jurnal Studi Agama-Agama
ahmad hambali, Radea yuli
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Membangun Keuangan Syariah Inklusif: Tantangan Dan Peluang Baitul Maal Wat Tamwil Dalam Masyarakat Multikultural Aslichan; Rejeki Waluyajati, Roro Sri; Huriani, Yeni; ahmad hambali, Radea yuli; Syawqi Albar, Akmal; Thoriq Al-Khaliel, Achnaf
Rayah Al-Islam Vol 9 No 2 (2025): Rayah Al Islam April 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Sekolah Tinggi Ilmu Bahasa Arab Ar Raayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/rais.v9i2.1466

Abstract

Baitul Maal wat Tamwil (BMT) is a Sharia-based financial institution that supports financial inclusion and economic empowerment within multicultural societies. The principles of justice, solidarity, and sustainability adopted by BMT enable financial access not only for Muslim communities but also for non-Muslim communities. However, the implementation of BMT faces several challenges, including the stigma of Islamic finance exclusivity, low levels of Sharia financial literacy among the public, and suboptimal regulatory support.This study aims to analyze how the concept of multiculturalism can be integrated into BMT operations to strengthen its role as an inclusive financial model, as well as to identify challenges and strategies for optimizing its implementation. The research method employed is a literature review using a descriptive-critical analysis approach, based on academic sources including journals, books, and recent research reports relevant to multiculturalism, Islamic economics, and BMT practices in plural societies. The findings indicate that BMT has strong potential to serve as an effective inclusive financial model through strategies such as enhancing Sharia financial literacy, strengthening supportive regulations, and integrating financial technology (fintech
Strengthening Religious Harmony through the Principle of the Middle Way in Indonesian Buddhism Supriatna, Hendi; Ahmad Hambali, Radea Yuli; Rosyad, Rifqi
Abrahamic Religions: Jurnal Studi Agama-Agama Vol. 5 No. 2 (2025)
Publisher : Prodi Studi Agama-Agama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/arj.v5i2.29543

Abstract

This research aims to examine the principles of moderation in Buddhism and their application in the context of inter-religious harmony in Indonesia. The methodology used in this research is a religious approach using the Library Research method, included in the qualitative research category which collects data from primary and secondary sources. The analysis carried out is descriptive analytical, aiming to interpret existing conditions. The findings of this research indicate that Buddhist teachings, which emphasize universal love, dialogue, deliberation, and the concept of the middle way, are a very important foundation for creating religious harmony. This concept firmly rejects extremism and encourages transformation towards salvation through the practice of simplicity. However, there are significant challenges in implementing moderation in inter-religious dialogue, such as reluctance from some religious groups, emotional conflicts, and limitations in verbal communication. Therefore, it is important to pay attention to non-verbal aspects of communication and involve all parties to create an environment conducive to constructive dialogue. With sustainable understanding and practice, it is hoped that harmony and peace can be built amidst the diversity of religions and beliefs
Co-Authors Aslichan Rejeki Waluyajati, Roro Sri Rosyad, Rifqi Supriatna, Hendi Syawqi Albar, Akmal Thoriq Al-Khaliel, Achnaf Yeni Huriani