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Gross Domestic Product and Household Consumption Affect Gross Savings: A Long-Term Time Series Analysis in Indonesia Hasibuan, Rizki Khairani; Septiawati, Melliani; Bellia, Aulia Biea; Cahyani, Amelia Putri Indah; Maharani, Astriani Puspita; Nuraya, Ahmad Setiawan
Jurnal Ilmu Manajemen dan Ekonomika Vol. 17 No. 2 (2025): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 17, No.2, Juni 2025
Publisher : Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jime.v17i2.784

Abstract

This study aims to analyze the effect of national income, interest rates, and household consumption on the savings in Indonesia. The data used is secondary annual time series data for the period 2004-2023, obtained from the Central Bureau of Statistics and Bank Indonesia. The analysis method used is multiple linear regression with the Ordinary Least Squares (OLS) approach. The results showed that simultaneously the three independent variables had a significant effect on savings. Partially, national income has a positive and significant effect, household consumption has a negative and significant effect, while interest rates have a positive but insignificant effect on the level of savings. These results suggest the importance of macroeconomic strategies that support income growth and consumption efficiency to strengthen the saving capacity of Indonesians.
Dampak Korupsi Terhadap Inflasi Dan Pertumbuhan Ekonomi di Indonesia: Dampak Korupsi Terhadap Inflasi Dan Pertumbuhan Ekonomi di Indonesia Hasibuan, Rizki Khairani; Septiawati, Melliani; Nellia, Aulia Biea; Cahyani, Amelia Putri Indah; Maharani, Astriani Puspita
Jurnal Keuangan dan Perbankan Vol. 22 No. 01 (2025): Jurnal Keuangan Dan Perbankan, Volume 22, No.1, Desember 2025
Publisher : STIE Indonesia Banking School

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Abstract

Corruption hinders economic growth, reduces investor confidence, and exacerbates social injustice. Key contributing factors include economic pressure, greed, and weak oversight. This study evaluates the impact of corruption on Indonesia's inflation and economic growth 2019-2024 using secondary data from Statistics Indonesia (BPS), Transparency International, World Bank, and Bank Indonesia. The results show that high levels of corruption contribute to economic instability. Policy reforms, transparency, and strict law enforcement are needed to improve CPI scores, curb inflation, and promote sustainable economic growth. Corruption increases inflation, discourages investment, and weakens the economy. Korupsi menghalangi pertumbuhan ekonomi, mengurangi kepercayaan dari investor, dan memperburuk ketidakadilan sosial. Faktor-faktor utama yang menjadi penyebabnya termasuk tekanan ekonomi, keserakahan, dan lemahnya pengawasan. Penelitian ini mengevaluasi dampak korupsi terhadap inflasi dan pertumbuhan ekonomi Indonesia 2019 - 2024 dengan menggunakan data sekunder dari Badan Pusat Statistik (BPS), Transparency International, World Bank, dan Bank Indonesia. Hasilnya memperlihatkan bahwa tingginya tingkat korupsi berkontribusi pada ketidakstabilan ekonomi. Reformasi kebijakan, transparansi, dan penegakan hukum yang ketat diperlukan untuk meningkatkan skor CPI, menekan inflasi, serta mendorong pertumbuhan ekonomi yang berkelanjutan. Korupsi meningkatkan inflasi, menghambat investasi, dan melemahkan ekonomi.