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All Journal Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat Jurnal Ilmu Manajemen & Ekonomika
Cahyani, Amelia Putri Indah
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Gross Domestic Product and Household Consumption Affect Gross Savings: A Long-Term Time Series Analysis in Indonesia Hasibuan, Rizki Khairani; Septiawati, Melliani; Bellia, Aulia Biea; Cahyani, Amelia Putri Indah; Maharani, Astriani Puspita; Nuraya, Ahmad Setiawan
Jurnal Ilmu Manajemen dan Ekonomika Vol. 17 No. 2 (2025): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 17, No.2, Juni 2025
Publisher : Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jime.v17i2.784

Abstract

This study aims to analyze the effect of national income, interest rates, and household consumption on the savings in Indonesia. The data used is secondary annual time series data for the period 2004-2023, obtained from the Central Bureau of Statistics and Bank Indonesia. The analysis method used is multiple linear regression with the Ordinary Least Squares (OLS) approach. The results showed that simultaneously the three independent variables had a significant effect on savings. Partially, national income has a positive and significant effect, household consumption has a negative and significant effect, while interest rates have a positive but insignificant effect on the level of savings. These results suggest the importance of macroeconomic strategies that support income growth and consumption efficiency to strengthen the saving capacity of Indonesians.
Risk Management Analysis in Digital Retail Companies PAHLEVI , Davin Prayoga; KAMILA, Shafa; RASSI, Yehezkiel William; CAHYANI, Amelia Putri Indah; MAHARANI, Astriani Puspita; NURAYA, Ahmad Setiawan
Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat Vol. 4 No. 3 (2025): Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat (Oktober – Januari 2026)
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ahjpm.v4i3.1740

Abstract

This study aims to describe the implementation of risk management in a digital retail company operating in the personal care and household products sector. The research focuses on risk identification, risk assessment, and mitigation strategies implemented by the company in facing the dynamics of the online retail business. The study used a qualitative-descriptive method through interviews with management, observation of operational processes, and review of internal documents. The analysis results indicate that the company faces various risks in human resources, operations, market, competition, and reputation. Assessment using a likelihood-impact matrix places most risks in the moderate category, requiring consistent control to prevent operational disruptions and reduced competitiveness. The company implemented a combination of strategies to strengthen standard operating procedures (SOPs), improve service quality, monitor the market, and fund internal and external risks to maintain business stability. These findings indicate that the implementation of risk management in the digital retail company has been quite successful but still requires ongoing evaluation to make the company more adaptive to changes in the digital business environment.
Co-Authors Bellia, Aulia Biea Hasibuan, Rizki Khairani Kamila, Shafa Maharani, Astriani Puspita Nuraya, Ahmad Setiawan PAHLEVI , Davin Prayoga RASSI, Yehezkiel William Septiawati, Melliani