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All Journal Jurnal Ekonomi Manajemen Dan Bisnis (JEMB)
Fatiya Irfana Fadhila
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Economics, Econometrics & Finance

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INTEGRASI NILAI NILAI ISLAM DALAM KEBIJAKAN EKONOMI: STUDI KRITIS ATAS PEMIKIRAN NIZAM AL MULK DALAM SIYASATNAMA Fatiya Irfana Fadhila; Revalina Ellisya Putri; Rafa Rinayah; Lina Marlina
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 2 No. 5 (2025): Mei
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v2i5.4552

Abstract

This study aims to analyze the Islamic economic thought of Nizam al-Mulk as contained in his monumental work Siyasatnama, focusing on the principle of maslahah (public good) in government administration and its relevance to modern public governance. Nizam al-Mulk, a vizier of the Saljuk Dynasty in the 11th century, was not only known as a great statesman, but also a progressive Islamic economic thinker. Through a literature study approach and descriptive-analytical method, this study explores the theoretical and practical contributions of his thought in the aspects of taxation, bureaucratic supervision, distribution of justice, and protection of vulnerable groups in society. The results show that Nizam al-Mulk emphasized social justice through a proportional and transparent taxation system, market supervision through the institution of hisbah, and strengthening the role of the state in ensuring the basic needs of the people. He also highlighted the importance of job rotation, the provision of living wages to bureaucrats, and multiple oversight mechanisms, including the involvement of the public in the control of state officials. His approach shows alignment with contemporary challenges, such as corrupt practices, economic inequality, and weak bureaucratic accountability. Although it does not yet accommodate aspects of economic digitalization and global fiscal complexity, the basic principles put forward remain adaptive and contextual. Therefore, Siyasatnama can be utilized in the future.
Transformasi Life Insurance Syariah di Era Digital melalui Analisis Sistem Operasionaldalam Perspektif Eliminasi Gharar, Maisir, dan Riba Andini Oktavia Widayanti; Safitri, Wulan; Fatiya Irfana Fadhila; Joni Ahmad Mughni
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 3 No. 2 (2025): In Press
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v3i2.5920

Abstract

Penelitian ini bertujuan untuk menganalisis transformasi life insurance syariah di era digital melalui kajian sistemoperasional dalam perspektif eliminasi gharar, maisir, dan riba. Latar belakang penelitian ini didasari oleh masihditemukannya praktik ketidakjelasan akad dan pengelolaandana yang tidak sesuai prinsip syariah pada sistem asuransikonvensional. Penelitian ini menggunakan metodekepustakaan (library research) dengan pendekatan deskriptifkualitatif melalui analisis terhadap berbagai literatur dan regulasi terkait industri asuransi syariah. Hasil penelitianmenunjukkan bahwa digitalisasi sistem operasional asuransisyariah, seperti penerapan akad digital, transparansi dana berbasis dashboard, dan integrasi blockchain, mampumemperkuat eliminasi gharar, maisir, dan riba. Selain itu, digitalisasi meningkatkan efisiensi layanan dan kepercayaanpeserta terhadap lembaga asuransi. Penelitian inimenegaskan bahwa transformasi digital menjadi faktor kuncidalam memperkuat nilai-nilai keadilan, amanah, dan transparansi dalam industri life insurance syariah.  
Co-Authors Andini Oktavia Widayanti Joni Ahmad Mughni Lina Marlina Rafa Rinayah Revalina Ellisya Putri Wulan Safitri, Wulan