Article Per Year (5 Year)
p-Index From 2020 - 2025
0.702
P-Index
This Author published in this journals
All Journal Media Mahardhika wacana equiliberium (jurnal pemikiran penelitian ekonomi) TRANSFORMATIONAL LANGUAGE, LITERATURE, AND TECHNOLOGY OVERVIEW IN LEARNING (TRANSTOOL)
Khoirunisa, Rizqi
Unknown Affiliation
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
SISTEM INFORMASI AKUNTANSI UNTUK USAHA MIKRO, KECIL DAN MENENGAH (UMKM) : PENGHAMBAT ATAU SOLUSI? (Studi Kasus Usaha Kecil dan Menengah di Kabupaten Jember) Mustofa, Ahmad; Setyawan, Bimo; Azaro, Khoirin; Khoirunisa, Rizqi; Kurnia, Lely Indah
Media Mahardhika Vol. 23 No. 3 (2025): May 2025
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/mahardika.v23i3.1311

Abstract

Indonesia's economic structure is dominated by Micro, Small, and Medium Enterprises (MSMEs), which play a strategic role in economic growth and poverty alleviation. The implementation of accounting information systems in MSMEs is a crucial issue in improving financial management efficiency and transparency. This study aims to explore the challenges and successes of implementing accounting information systems in MSMEs in Jember Regency. The research method used is qualitative with an exploratory approach. Data were collected through interviews and observations on three types of MSMEs: service, trade, and manufacturing. The results show that business scale, management support, and the level of education and training influence the successful implementation of accounting information systems. MSME actors generally recognize the benefits of digitalization in financial record-keeping, but there is a gap in understanding applicable accounting standards. Other factors, such as limited human resources and perceptions of system complexity, also pose challenges in the adoption of accounting information systems. This study recommends enhancing education and training programs for MSME actors to improve their understanding and adoption of optimal accounting systems.
FINANCIAL LITERACY VS BUY NOW PAY LATER: APAKAH GAYA HIDUP KONSUMTIF GEN Z MEMPERKUAT ATAU MEMPERLEMAH? Khoirunisa, Rizqi; Mustofa, Ahmad; Setyawan, Bimo; Kurnia, Lely Indah
Media Mahardhika Vol. 23 No. 3 (2025): May 2025
Publisher : STIE Mahardhika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/mahardika.v23i3.1313

Abstract

This study aims to analyze the influence of financial literacy on the use of Buy Now Pay Later (BNPL) services among Generation Z and examine the moderating role of a consumptive lifestyle in this relationship. The research employs a quantitative approach using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method. Data were collected from 110 Generation Z respondents in Lumajang Regency who had used BNPL services through an online questionnaire. Data analysis was conducted using SmartPLS 4.0 to test the relationships between variables. The results indicate that financial literacy has a significant negative effect on BNPL usage, and a consumptive lifestyle weakens the negative impact of financial literacy on BNPL usage. The implications of these findings suggest the need for financial education strategies that focus more on controlling consumptive behavior, as well as stricter regulations on BNPL services to prevent increased debt among Generation Z.
AI-Based English Module for Accounting Students Kurnia, Lely Indah; Setyawan, Bimo; Khoirunisa, Rizqi; Mustofa, Ahmad; Dja’far, Veri Hardinansyah; Purnomo, Subekhi Hadi
TRANSFORMATIONAL LANGUAGE, LITERATURE, AND TECHNOLOGY OVERVIEW IN LEARNING Vol. 5 No. 1 (2025): NOVEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transtool.v5i1.1983

Abstract

Artificial Intelligence (AI) has significantly transformed education and language learning by creating more interactive, personalized, and adaptive learning environments. Within the field of English for Specific Purposes (ESP), especially for accounting students, there is an increasing need for learning modules that combine discipline-based content with advanced educational technology. However, existing resources remain limited and often fail to meet the specific linguistic and professional demands of vocational learners. This study aimed to design and evaluate an AI-based English module tailored to the needs of accounting students. Employing a Research and Development (R&D) approach using the ADDIE model (Analysis, Design, Development, Implementation, and Evaluation), the research involved need analysis, expert validation, small-group testing, and field implementation. The findings revealed that the module achieved a high feasibility rating from experts (87.2%), significantly improved students’ English achievement (from a pre-test mean of 62.4 to a post-test mean of 80.7, p < 0.05), and received positive responses from users. Most students reported improved comprehension of accounting terms, enhanced confidence in professional communication, and satisfaction with AI-integrated features such as chatbot interaction and speech recognition. These results indicate that the AI-based module is pedagogically effective, technologically interactive, and contextually relevant to vocational English education. Theoretically, this study contributes to ESP pedagogy, while practically, it offers a model for integrating AI-assisted learning in higher education contexts.
Digital Financial Literacy, Financial Behaviors, and Well-Being: Evidence from Rural Millennial Families in Lumajang East Java Khoirunisa, Rizqi; Mustofa, Ahmad; Setyawan, Bimo; Kurnia, Lely Indah; Purnomo, Subekhi Hadi
Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) Vol 13 No 02 (2025): Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) : Desember 2025
Publisher : Unversitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/equilibrium.13.02.98-113

Abstract

Millennial families in rural areas play an important role in driving the digital economy but still face gaps in financial literacy and access to digital financial services. This study aims to analyse the effect of Digital Financial Literacy (DFL) on Financial Well-Being (FWB) through Spending Behavior, Saving Behavior, and Investment Behavior among millennial families in rural areas of Lumajang, East Java. The research employed a quantitative survey method involving 400 respondents selected using quota sampling and analyzed with PLS-SEM. The results indicate that DFL does not directly affect FWB but has an indirect effect through the mediating variables of spending, saving, and investment behaviors. These findings highlight the importance of enhancing digital financial literacy accompanied by positive changes in financial behavior to improve the financial well-being of millennial families in rural areas
Co-Authors Ahmad Mustofa Azaro, Khoirin Dja’far, Veri Hardinansyah Lely Indah Kurnia, Lely Indah Purnomo, Subekhi Hadi Setyawan, Bimo