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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam JURNAL PENDIDIKAN TAMBUSAI
Afifa, Adinda
Unknown Affiliation
Religion Social Sciences

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Konsep Dasar dan Landasan Hukum Pasar Modal Syariah di Indonesia Batubara, Maryam; Afifa, Adinda; Khumaira, Annisa; Meivi, Sandrina; Sari, Windy Adinda; Aini, Zahratun
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i2.29242

Abstract

Pasar modal syariah merupakan bagian integral dari sistem keuangan Islam yang bertujuan menyediakan alternatif investasi yang sesuai dengan prinsip-prinsip syariah, seperti keadilan, transparansi, dan tanggung jawab sosial. Penelitian ini bertujuan untuk mengkaji konsep dasar, landasan hukum, serta strategi penguatan dan arah pengembangan pasar modal syariah di Indonesia. Dengan menggunakan pendekatan deskriptif-kualitatif berbasis studi literatur, penelitian ini mengandalkan sumber primer berupa Al-Qur’an, Hadis, fatwa DSN-MUI, serta regulasi dari OJK dan BEI. Hasil kajian menunjukkan bahwa meskipun pasar modal syariah telah berkembang secara signifikan melalui berbagai instrumen seperti saham syariah, sukuk, dan reksa dana syariah, penguatan hukum masih menjadi tantangan utama. Ketiadaan undang-undang khusus dan rendahnya literasi masyarakat menjadi hambatan struktural yang perlu segera diatasi. Strategi penguatan diarahkan pada penyusunan legislasi khusus, peningkatan literasi publik, inovasi produk syariah, serta sinergi kelembagaan antar pemangku kepentingan. Pasar modal syariah tidak hanya memiliki peran ekonomi, tetapi juga nilai spiritual dan sosial sebagai instrumen pemberdayaan umat. Oleh karena itu, penguatan pasar modal syariah menjadi langkah strategis untuk membangun sistem keuangan nasional yang lebih adil, inklusif, dan berkelanjutan sesuai dengan maqashid al-syariah.
THE EFFECT OF PROMOTION COSTS, FINANCING AMOUNT, AND THIRD-PARTY FUNDS ON MARKET SHARE AT PT BANK SYARIAH INDONESIA TBK Afifa, Adinda; Maidalena, Maidalena; Nasution, Juliana
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 13, No 1: Januari 2026
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v13i1.33737

Abstract

This study aims to analyze the effect of promotional costs, financing amounts, and third-party funds (DPK) on the market share of PT Bank Syariah Indonesia Tbk (BSI). The study uses a quantitative approach with multiple linear regression methods. The data used are secondary data in the form of BSI's quarterly and annual financial reports obtained from official publications of Bank Syariah Indonesia and the Financial Services Authority (OJK). Data processing and analysis were carried out using IBM SPSS version 25 through classical assumption tests, regression tests, and partial and simultaneous hypothesis tests. The results show that promotional costs have a negative and significant effect on market share, indicating that the increase in the promotional budget has not been followed by optimal marketing strategy effectiveness. The amount of financing has a positive and significant effect on market share, so that financing is the main factor in expanding BSI's market share. Meanwhile, third-party funds (DPK) have a negative and insignificant effect on market share, indicating that the increase in DPK plays a more important role in maintaining liquidity than market expansion. Simultaneously, all three variables have a significant effect on market share with a coefficient of determination of 39.8%. These findings provide important implications for BSI management in formulating promotional strategies and financing optimization to strengthen the market position of Islamic banking.
Co-Authors Aini, Zahratun Annisa Khumaira Batubara, Maryam Maidalena Maidalena, Maidalena Meivi, Sandrina Nasution, Juliana Sari, Windy Adinda