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All Journal Jurnal Pengabdian Masyarakat dan Riset Pendidikan Masyarakat Mandiri: Jurnal Pengabdian Dan Pembangunan Lokal
Amirah Dwi Subarkah
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Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Mathematics Other

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Problematika Perlindungan Hukum Pemegang Polis Asuransi pada Kepailitan Perusahaan Asuransi: Analisis terhadap Undang-Undang Kepailitan dan Undang-Undang Asuransi: Penelitian Elsa Gravionika; Amirah Dwi Subarkah
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 3 No. 4 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 3 Nomor 4 (April 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v3i4.1227

Abstract

Insurance company bankruptcy raises complex problems related to the legal protection of policyholders as creditors with special characteristics. This study analyzes the legal position of policyholders and the claim settlement mechanism in the bankruptcy process of insurance companies according to Law Number 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations (PKPU) and Law Number 2 of 1992 in conjunction with Law Number 40 of 2014 concerning Insurance. The research method used is normative juridical with a statutory and conceptual approach, using primary legal materials in the form of laws and court decisions, as well as secondary legal materials from related literature. The results of the study indicate that policyholders have a position as preferred creditors in bankruptcy based on Article 60 of the Insurance Law, but the existing protection mechanism still has weaknesses in its implementation, especially in terms of claim verification, limited assets, and coordination between institutions. This problem is exacerbated by the unclear technical implementation and the length of the claim settlement process, which is detrimental to policyholders. A more comprehensive regulatory reformulation, the establishment of a special guarantor institution, and the strengthening of the preventive supervision system are needed to ensure legal certainty and optimal protection for policyholders facing the risk of insurance company bankruptcy.
Kebebasan Bersuara: Menimbang Risiko dan Ruang Aman di Era Digital Dian Rosita; Amirah Dwi Subarkah; Muthmainnah Barakatun Khoomsiati; Prasasti Nugrahaning Gusti; Afifah Salsabila
Masyarakat Mandiri : Jurnal Pengabdian dan Pembangunan Lokal Vol. 2 No. 4 (2025): Oktober: Masyarakat Mandiri : Jurnal Pengabdian dan Pembangunan Lokal
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/masyarakatmandiri.v2i4.2238

Abstract

Freedom of expression is a fundamental human right, yet it is not absolute, as it may be restricted under certain conditions in accordance with international law, such as the protection of reputation, national security, and public order. In Indonesia, this right is guaranteed by the 1945 Constitution of the Republic of Indonesia and its derivative regulations. However, the rapid development of information and communication technology has reshaped the landscape of public discourse. The digital space, while facilitating easier access to and dissemination of information, also presents challenges, including hate speech, misinformation, cyberbullying, and the potential for criminalization due to ambiguous regulations.To respond to these challenges, the Regional Board of Nasyiatul Aisyiyah (PDNA) Semarang organized a community service program in the form of a public dialogue titled “Freedom of Speech: Between Rights and Risks” on August 9, 2025, at the Hall of the Central Java Provincial Archives and Library Service. This activity was carried out through a participatory approach by academics who are also members of PDNA, together with the PDNA Semarang board. Two speakers were presented, Dr. Mochamad Riyanto, S.H., M.Si., a legal expert from Universitas 17 Agustus (Untag) Semarang, and Aris Mulyawan, Chair of the Alliance of Independent Journalists (AJI) Semarang. The dialogue produced three main findings: first, the need for legal awareness so that freedom of expression does not lead individuals into legal problems; second, the importance of digital literacy to reduce the spread of hoaxes and hate speech; and third, the urgency of building safe digital spaces through collaboration among communities, media, and educational institutions. The discussion emphasizes that freedom of expression in the digital era must be understood as both a right and a responsibility, requiring a fair regulatory ecosystem and continuous digital literacy enhancement
Co-Authors Afifah Salsabila Dian Rosita Elsa Gravionika Muthmainnah Barakatun Khoomsiati Prasasti Nugrahaning Gusti