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Analisis Perbandingan Konsep Nilai Tukar dalam Ekonomi Konvensional dan Islam serta Implikasinya terhadap Stabilitas Ekonomi Dewi Jannati Asih Putri; M. Rafiudin Safikri; Puja Audinia Artika; Suci Hayati
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): September: Education, Economic dan Social Studies
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/6nq1r472

Abstract

Currency exchange rates are important for many economic activities, including capital flows, international trade, and investment. These activities have an impact on the competitiveness of domestic goods, the welfare of individuals, and the stability of the economy as a whole. The economic system in use determines how exchange rates are handled.  The notion of exchange rates in conventional and Islamic economics, as well as its effects on economic stability, are examined in this study using a qualitative approach and a literature study methodology. Descriptive analysis is performed on secondary data gathered from different literature sources and fatwas. The results demonstrate that, in order to lower the risk of exchange rate volatility, the Islamic economy places a strong emphasis on the values of justice, the prohibition of usury, and transparent cash transactions. In contrast, the conventional economic system depends on market mechanisms and interest rate-based monetary policies that are susceptible to fluctuations and speculation.  More socially just and durable stability may be possible with this Islamic economic strategy.  Consequently, using Islamic economic concepts to manage exchange rates can be a useful substitute for preserving the stability of the national economy.
Evaluasi Strategi Pengelolaan untuk Menyikapi Peluang dan Tantangan dalam Menghadapi Era Modern yang Terus Berkembang Azzahra Meytriana; Dewi Jannati Asih Putri; Mustika Wulandari; Siti Zulaikha
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 5 No. 3 (2025): September : Jurnal Publikasi Ekonomi dan Akuntansi (JUPEA)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v5i3.5083

Abstract

Zakat is a key pillar of the Islamic economic and social system, serving not only as an obligatory act of worship but also as a vital instrument for economic equality and improving the welfare of the people. In Indonesia, zakat management is regulated by various laws and regulations, with official institutions such as the National Zakat Agency (BAZNAS) and the Zakat Collection Institutions (LAZ) responsible for collecting and distributing zakat. The rapidly developing digital era has opened up significant opportunities for improving zakat management, particularly in terms of efficiency, transparency, and ease of access through online platforms. Utilizing this technology can facilitate the community in fulfilling their zakat obligations and expedite the distribution process to those entitled to it. However, although the national zakat potential is estimated to reach trillions of rupiah, the realization of zakat collection remains far from the expected figure. This gap indicates major challenges in several aspects, such as low zakat literacy in the community, a lack of transparency in zakat management, and issues related to efficiency and accountability in the management of zakat funds. Therefore, this study aims to delve deeper into the existing obstacles and opportunities that can be exploited in zakat management in the digital era. Using a qualitative research approach with a literature review method, this study seeks to identify factors influencing zakat management, including regulatory, institutional, and public perception aspects. This study also formulates innovative and adaptive strategies that can be implemented to optimize zakat management. It is hoped that the results of this study will contribute to creating a more effective, efficient, and transparent zakat management system, thereby playing a greater role in supporting the economic development of the community.