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All Journal Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Publikasi Ekonomi dan Akuntansi Mauriduna: Journal of Islamic Studies
Mustika Wulandari
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Social Sciences Other

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Evaluasi Strategi Pengelolaan untuk Menyikapi Peluang dan Tantangan dalam Menghadapi Era Modern yang Terus Berkembang Azzahra Meytriana; Dewi Jannati Asih Putri; Mustika Wulandari; Siti Zulaikha
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 5 No. 3 (2025): September : Jurnal Publikasi Ekonomi dan Akuntansi (JUPEA)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v5i3.5083

Abstract

Zakat is a key pillar of the Islamic economic and social system, serving not only as an obligatory act of worship but also as a vital instrument for economic equality and improving the welfare of the people. In Indonesia, zakat management is regulated by various laws and regulations, with official institutions such as the National Zakat Agency (BAZNAS) and the Zakat Collection Institutions (LAZ) responsible for collecting and distributing zakat. The rapidly developing digital era has opened up significant opportunities for improving zakat management, particularly in terms of efficiency, transparency, and ease of access through online platforms. Utilizing this technology can facilitate the community in fulfilling their zakat obligations and expedite the distribution process to those entitled to it. However, although the national zakat potential is estimated to reach trillions of rupiah, the realization of zakat collection remains far from the expected figure. This gap indicates major challenges in several aspects, such as low zakat literacy in the community, a lack of transparency in zakat management, and issues related to efficiency and accountability in the management of zakat funds. Therefore, this study aims to delve deeper into the existing obstacles and opportunities that can be exploited in zakat management in the digital era. Using a qualitative research approach with a literature review method, this study seeks to identify factors influencing zakat management, including regulatory, institutional, and public perception aspects. This study also formulates innovative and adaptive strategies that can be implemented to optimize zakat management. It is hoped that the results of this study will contribute to creating a more effective, efficient, and transparent zakat management system, thereby playing a greater role in supporting the economic development of the community.
Implementasi Prinsip-Prinsip Etika Bisnis Islam dalam Model Bisnis Platform Digital: Studi Komparatif Grab dan Gojek Elsanti, Ely; Dewi Jannati Asih Putri; Mustika Wulandari
Mauriduna : Journal of Islamic Studies Vol. 5 No. 2 (2024): Mauriduna : Journal of Islamic Studies, May 2024
Publisher : Institut Muslim Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/mauriduna.v5i2.475

Abstract

The largest online transportation platforms in Indonesia, Gojek and Grab, compete fiercely in providing application-based transportation services. The purpose of this study is to analyze how the impact of Gojek and Grab competition from the perspective of Islamic business ethics. The results show that the increasing accessibility of cheaper and easier transportation and technological advances that improve the quality of life are positive impacts of competition. However, there are also negative impacts of competition, namely declining driver income and job instability. In the context of Islamic business ethics, competition should be conducted fairly by avoiding monopoly and exploration, and applying the principles of justice, balance and social responsibility. This study concludes that Gojek and Grab competition not only has negative and positive impacts, but also provides innovation and accessibility for users. Both companies can adjust their business practices in accordance with Islamic ethical principles. Stricter policies are needed to maintain the balance between business profits and driver welfare in the digital economy is a policy recommendation that can be done.
Praktik Promosi dan Diskon yang Menyesatkan sebagai Pelanggaran Etika Bisnis terhadap Konsumen di Marketplace Nurhaeni Sikki; Zakiyah Mulfa; Devira Permatasari; Mustika Wulandari; Citra Antareza; Yesi Indriyani
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 6: September 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i6.19315

Abstract

Pertumbuhan pesat marketplace telah mengubah pola konsumsi global, namun praktik promosi dan diskon menyesatkan (dark commercial patterns) semakin marak dan merugikan konsumen. Di Indonesia, fenomena ini terjadi secara sistemik dengan YLKI mencatat 1.675 pengaduan konsumen sepanjang 2024 dan 91% responden survei pernah mengalami kesulitan berbelanja. Penelitian ini bertujuan menganalisis pengaruh praktik promosi dan diskon menyesatkan terhadap niat beli ulang konsumen marketplace di Indonesia melalui mediasi persepsi etika peritel online dan kepercayaan konsumen. Penelitian menggunakan pendekatan kuantitatif eksplanatori dengan sampel 188 responden pengguna marketplace. Data dianalisis menggunakan SEM-PLS dengan SmartPLS 4. Hasil penelitian menunjukkan kepercayaan konsumen merupakan faktor utama pendorong niat beli ulang (β=0,563; p=0,000) dan persepsi etika peritel online berpengaruh kuat terhadap kepercayaan konsumen (β=0,777; p=0,000). Namun, praktik promosi menyesatkan justru menunjukkan pengaruh positif terhadap persepsi etika dan niat beli ulang, tidak sesuai hipotesis. Mediasi berantai terbukti signifikan (β=0,108; p=0,028). Temuan ini mengindikasikan konsumen muda Indonesia tetap memiliki niat beli ulang selama promosi memberikan manfaat ekonomi, sehingga penguatan regulasi perlindungan konsumen digital dan strategi membangun kepercayaan menjadi krusial bagi keberlanjutan bisnis marketplace jangka panjang. Keywords: Praktik promosi menyesatkan, Etika bisnis, Kepercayaan konsumen, Niat beli ulang, Marketplace, Dark patterns
Co-Authors Azzahra Meytriana Citra Antareza Devira Permatasari Dewi Jannati Asih Putri Elsanti, Ely Nurhaeni Sikki Siti Zulaikha Yesi Indriyani Zakiyah Mulfa