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All Journal Jurnal Investasi Islam PENG: Jurnal Ekonomi dan Manajemen
Zaqi Rohman
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Economics, Econometrics & Finance

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Evaluasi Penggunaan Dana Desa dalam Pembangunan Infrastruktur Perdesaan: Studi Kasus di Provinsi Lampung Mustika Wulandari; Pradita Mawardani; Zaqi Rohman; Suci Hayati
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): September: Education, Economic dan Social Studies
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/5z92ja11

Abstract

This study aims to evaluate the use of village funds in rural infrastructure development in Lampung Province. Using a descriptive qualitative approach through literature review, the research analyzes various official documents, government reports, and relevant previous studies. The findings indicate that the increase in village fund allocation from 2016 to 2018 had a positive impact on infrastructure development, such as village roads, irrigation channels, and other public facilities. However, the effectiveness of fund utilization is still influenced by several internal village factors, including human resource capacity, the functionality of village institutions, and community involvement. The main challenges in managing village funds include the lack of technical training for village officials, weak oversight systems, and limited public participation in the development process. Therefore, it is necessary to enhance the capacity of village officials, strengthen accountability systems, and optimize community participation to ensure that rural infrastructure development can be carried out more effectively, efficiently, and sustainably.
The Inovasi Digital Dalam Pengelolaan Ziswaf Menghubungkan Amal Dengan Teknologi Di Indonesia Intan Aulia Denada; Keysya Muyasaroh Khasanah; Puja Audinia Artika; Nuraini; Zaqi Rohman; Siti Zulaikha
Jurnal Investasi Islam Vol 10 No 1 (2025): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v10i1.12250

Abstract

Abstrak Transformasi digital dalam pengelolaan Zakat, Infak, Sedekah, dan Wakaf (ZISWAF) menjadi keniscayaan di era teknologi. Penelitian ini bertujuan menganalisis pemanfaatan inovasi digital dalam pengelolaan ZISWAF di Indonesia, menggunakan pendekatan kualitatif melalui studi pustaka. Temuan menunjukkan bahwa teknologi seperti aplikasi digital, e-wallet, hingga blockchain mulai diterapkan oleh lembaga pengelola ZISWAF untuk meningkatkan transparansi, efisiensi, dan jangkauan layanan. Namun, masih terdapat tantangan seperti rendahnya literasi digital, ketimpangan akses teknologi, serta minimnya kepercayaan publik. Analisis menggunakan teori TAM dan Diffusion of Innovation menegaskan pentingnya aspek sosial dan persepsi dalam adopsi teknologi. Penelitian ini merekomendasikan penguatan literasi dan integrasi sistem digital ZISWAF secara nasional. Kata Kunci: ZISWAF, inovasi digital, teknologi Islam, TAM, literasi digital, ekonomi syariah. Abstract Digital transformation in the management of Zakat, Infak, Sedekah, and Waqf (ZISWAF) is inevitable in the era of technology. This study aims to analyze the use of digital innovation in the management of ZISWAF in Indonesia, using a qualitative approach through literature studies. The findings show that technologies such as digital applications, e-wallets, and blockchain have begun to be implemented by ZISWAF management institutions to increase transparency, efficiency, and service reach. However, there are still challenges such as low digital literacy, inequality in access to technology, and minimal public trust. Analysis using the TAM and Diffusion of Innovation theories emphasizes the importance of social and perception aspects in technology adoption. This study recommends strengthening literacy and integration of the ZISWAF digital system nationally. Keywords: ZISWAF, digital innovation, Islamic technology, TAM, digital literacy, sharia economy.
Co-Authors Intan Aulia Denada Keysya Muyasaroh Khasanah Mustika Wulandari Nuraini Pradita Mawardani Puja Audinia Artika Siti Zulaikha Suci Hayati