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All Journal Al-tsaman : Jurnal Ekonomi dan Keuangan Islam JURNAL EKONOMI, SYARIAH DAN STUDI ISLAM
Salsabela, Zami
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Religion Arts Humanities Economics, Econometrics & Finance Social Sciences

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ALTERNATIF PENYELESAIAN SENGKETA (APS) Damayanti, Arisma; Halimah, Firdatul; Ramadhani, Reva Khoirotul; Nurin N, Tabita Vasya; Ambarwati, Ulfa Khusnul; Salsabela, Zami
Jurnal Ekshis Vol 3 No 1 (2025): JURNAL EKONOMI, SYARIAH DAN STUDI ISLAM
Publisher : Yayasan Haiah Nusratul Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59548/je.v3i1.361

Abstract

Humans, as social beings, are often involved in legal relationships that may lead to disputes. To resolve such conflicts peacefully, Alternative Dispute Resolution (ADR) offers a non-litigation solution that is more efficient and cooperative. In Indonesia, although peaceful settlement has existed within traditional practices, the development of ADR has progressed more rapidly in Western countries. This study employs a descriptive qualitative approach through literature review to examine ADR mechanisms in resolving contractual disputes. Such disputes arise from violations of contractual rights and obligations, and may be resolved through litigation or alternative methods such as mediation and arbitration. A case study on a land sale agreement illustrates that a party who has not received full payment is entitled to withhold their obligations, in accordance with the principle of exceptio non adimpleti contractus. This research also highlights the importance of strengthening ADR education in universities to prepare legal practitioners capable of handling disputes outside of court
Strategi Penghimpunan Dana Melalui Produk Simpanan Syariah Di BMT UGT Nusantara Yosowilangun Rusmini, Rusmini; Sari, Dewi Mayang; Salsabela, Zami; Munawir, Achmad; Annaafi'u, Dwi Nur
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 7 No 02 (2025): NOVEMBER
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v7i02.2564

Abstract

This study aims to analyze the fund-raising strategies implemented through Shariabased savings products by BMT UGT Nusantara Yosowilangun. The research focuses on various types of Islamic savings products, such as savings and general deposits using Sharia contracts, as well as the strategies adopted by the BMT to mobilize community funds and assess their effectiveness in increasing both the number of members and the total amount of deposits. The study employs a qualitative descriptive approach, with data collected through interviews, field observations, and documentation. The findings reveal that BMT has implemented several fund-raising strategies, including promotional activities, a door-to-door service system, transaction digitalization, the application of mudharabah and wadiah contracts, and strengthening synergy within the Islamic financial ecosystem. These strategies have proven to be quite effective in increasing membership and savings volume. However, several challenges remain, such as low levels of Islamic financial literacy among the community and competition from conventional financial institutions. Based on these findings, the study recommends enhancing Sharia financial education, developing more innovative and adaptive savings products, and improving digital service quality to achieve more optimal fund mobilization.
Co-Authors Ambarwati, Ulfa Khusnul Annaafi'u, Dwi Nur Damayanti, Arisma Halimah, Firdatul Munawir, Achmad Nurin N, Tabita Vasya Ramadhani, Reva Khoirotul Rusmini Rusmini Sari, Dewi Mayang