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All Journal Jurnal EMT KITA Al-tsaman : Jurnal Ekonomi dan Keuangan Islam RECOMS JURNAL PENELITIAN DAN PENGABDIAN
Sari, Dewi Mayang
Unknown Affiliation
Religion Arts Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Pengaruh Lingkungan Kerja, Pengalaman Kerja Dan Disiplin Kerja Terhadap Kinerja Pegawai Dinas Pendidikan Kota Tanjungbalai Sari, Dewi Mayang; Simanjuntak, Veronika; Apridah, Ruri; Siregar, Sri Juliani; Syah, Amirul; Isnaini, Dewi Budiarti
Jurnal EMT KITA Vol 8 No 2 (2024): APRIL 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v8i2.2272

Abstract

The purpose of this study is to investigate how the work environment, work experience, and work discipline of Tanjungbalai City Education Service employees impact performance. The exploration strategy utilized was a study by dispersing polls to representatives of the Tanjungbalai City Instruction Office. The employees of the Education Department were chosen at random to be included in the research sample. An information examination was completed utilizing relapse procedures to evaluate the connection between free factors (workplace, work insight and work discipline) and the dependent variable (representative execution). The consequences of the examination show that the workplace decidedly affects the presentation of Tanjungbalai City Training Division representatives. Work experience likewise makes a positive commitment to further developing representative execution. Work discipline was likewise found to significantly affect representative execution. In general, these three free factors affect the presentation of Tanjungbalai City Schooling Office representatives. The consequences of this examination can add to the administration of the Training Division in further developing representative execution by focusing harder on and upgrading the workplace, giving decent work insight, and further developing representative work discipline. The ramifications of this examination can likewise be a reason for further developing HR strategies and practices in comparable organizations.
CIVIL LAW REVIEW OF TYPES OF COLLATERAL IN BONDS Syafitri, Andini Dewi; Aziza, Andini Nur; Hamzah, Anwar; Sari, Dewi Mayang; An Naafi'u, Dwi Nur; Islamiyah, Mufidatul; Amalia, Nabilatul
Jurnal Recoms Vol 2 No 1 (2025): Recoms: Jurnal Penelitian dan Pengabdian
Publisher : Yayasan Haiah Nusratul Islam, Indonesia

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Abstract

The purpose of this study is to discuss the concept of collateral in legal obligations including general and special guarantees, such as pledges, mortgages, fiduciaries, and mortgages. Collateral serves to provide legal certainty that an agreement or debt will be carried out. This article also examines how collateral is used in the context of business and economics, including commercial and business contracts and obligations involved in electronic transactions and e-commerce. In the business world, obligations include contracts such as sales and purchase contracts, business cooperation agreements, and business asset lease agreements. With the advancement of technology, new forms of obligations have emerged, such as electronic contracts (e-contracts). The Electronic Information and Transactions Law (ITE) and related regulations regulate this type of obligation. The purpose of this article is to improve understanding of the role of obligations and collateral in supporting legal certainty in the digital and conventional economic sectors.
Strategi Penghimpunan Dana Melalui Produk Simpanan Syariah Di BMT UGT Nusantara Yosowilangun Rusmini, Rusmini; Sari, Dewi Mayang; Salsabela, Zami; Munawir, Achmad; Annaafi'u, Dwi Nur
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 7 No 02 (2025): NOVEMBER
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v7i02.2564

Abstract

This study aims to analyze the fund-raising strategies implemented through Shariabased savings products by BMT UGT Nusantara Yosowilangun. The research focuses on various types of Islamic savings products, such as savings and general deposits using Sharia contracts, as well as the strategies adopted by the BMT to mobilize community funds and assess their effectiveness in increasing both the number of members and the total amount of deposits. The study employs a qualitative descriptive approach, with data collected through interviews, field observations, and documentation. The findings reveal that BMT has implemented several fund-raising strategies, including promotional activities, a door-to-door service system, transaction digitalization, the application of mudharabah and wadiah contracts, and strengthening synergy within the Islamic financial ecosystem. These strategies have proven to be quite effective in increasing membership and savings volume. However, several challenges remain, such as low levels of Islamic financial literacy among the community and competition from conventional financial institutions. Based on these findings, the study recommends enhancing Sharia financial education, developing more innovative and adaptive savings products, and improving digital service quality to achieve more optimal fund mobilization.
Co-Authors Amalia, Nabilatul Amin Tohari An Naafi'u, Dwi Nur Annaafi'u, Dwi Nur Apridah, Ruri Aziza, Andini Nur Hamzah, Anwar Isnaini, Dewi Budiarti Mufidatul Islamiyah, Mufidatul Munawir, Achmad RESTIN MEILINA Rusmini Rusmini Salsabela, Zami Simanjuntak, Veronika Siregar, Sri Juliani Syafitri, Andini Dewi Syah, Amirul