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All Journal Al-tsaman : Jurnal Ekonomi dan Keuangan Islam PANDALUNGAN : Jurnal Pengabdian kepada Masyarakat
Munawir, Achmad
Unknown Affiliation
Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics

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Strategi Penghimpunan Dana Melalui Produk Simpanan Syariah Di BMT UGT Nusantara Yosowilangun Rusmini, Rusmini; Sari, Dewi Mayang; Salsabela, Zami; Munawir, Achmad; Annaafi'u, Dwi Nur
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 7 No 02 (2025): NOVEMBER
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v7i02.2564

Abstract

This study aims to analyze the fund-raising strategies implemented through Shariabased savings products by BMT UGT Nusantara Yosowilangun. The research focuses on various types of Islamic savings products, such as savings and general deposits using Sharia contracts, as well as the strategies adopted by the BMT to mobilize community funds and assess their effectiveness in increasing both the number of members and the total amount of deposits. The study employs a qualitative descriptive approach, with data collected through interviews, field observations, and documentation. The findings reveal that BMT has implemented several fund-raising strategies, including promotional activities, a door-to-door service system, transaction digitalization, the application of mudharabah and wadiah contracts, and strengthening synergy within the Islamic financial ecosystem. These strategies have proven to be quite effective in increasing membership and savings volume. However, several challenges remain, such as low levels of Islamic financial literacy among the community and competition from conventional financial institutions. Based on these findings, the study recommends enhancing Sharia financial education, developing more innovative and adaptive savings products, and improving digital service quality to achieve more optimal fund mobilization.
PENTINGNYA MEMILIH MAKANAN BERLABEL HALAL: EDUKASI BAGI SISWA-SISWI SEKOLAH DASAR Utami, Setyo; Ratnasari, Khurin In; Munawir, Achmad; Irfani, Amaria; Asy’ari, Yuszri Thoha
Pandalungan: Jurnal Pengabdian kepada Masyarakat Vol 4 No 1 (2025): Oktober
Publisher : Universitas Al-Falah As-Sunniyah Kencong Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/pandalungan.v4i1.2525

Abstract

Halal literacy among elementary school students remains low, particularly in their ability to recognize and understand the meaning of halal logos on food and beverage packaging. This condition may influence children’s consumption patterns from an early age, given the high exposure to snacks and processed food products in the school environment. Therefore, systematic, contextual, and participatory halal education is needed. This community service program aimed to improve elementary school students’ understanding and awareness of the importance of choosing halal-labeled food through a Community-Based Participatory Research (CBPR) approach. The program was implemented at SDN Wonorejo 1, Kencong District, Jember Regency, and consisted of initial observation, pre-test, interactive socialization on halal logos and fatwas issued by the Indonesian Council of Ulama (MUI), label-reading practice, and evaluation through post-test and discussion. The results showed a significant improvement in students’ knowledge and attitudes toward the importance of halal food consumption, as evidenced by paired sample t-test analysis. Interactive halal education delivered at an early age was proven effective in shaping students’ awareness and positive habits in food selection. This program has strong potential to be replicated in other schools as part of efforts to strengthen halal literacy and character education.
Co-Authors Annaafi'u, Dwi Nur Asy’ari, Yuszri Thoha Irfani, Amaria Ratnasari, Khurin'in Rusmini Rusmini Salsabela, Zami Sari, Dewi Mayang Utami, Setyo