Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal Media Hukum Indonesia (MHI) Indonesian Journal of Agrarian Law
Aprilia, Salsabila Nisa
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Peran Regulasi Otoritas Jasa Keuangan Dalam Mencegah Praktik Perbankan Abusive Lending Salsabila Nisa Aprilia, Baidhowi, Yustina Dhian Novita Aprilia, Salsabila Nisa; B, Baidhowi; Novita, Yustina Dhian
Media Hukum Indonesia (MHI) Vol 3, No 2 (2025): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15548191

Abstract

Growth of the financial services sector The rapid growth of the financial services sector in Indonesia is also accompanied by the emergence of new challenges in banking practices, one of which is abusive lending. In banking practices, one of which is abusive lending. The practice this practice reflects a form of irregularities in the provision of credit that is carried outexploitative, non-transparent, and detrimental to customers. The Financial Services Authority (OJK). Financial Services Authority (OJK) as an independent institution tasked with regulating and supervising the financial services sector plays a strategic role in preventing and dealing with abusive lending the financial services sector plays a strategic role in preventing and addressing such practices this practice. This study aims to examine the role of regulations issued by OJK in preventing regulations issued by OJK in preventing abusive lending as well as evaluating the effectiveness of its implementation in practice. The method used is the normative juridical approach with descriptive-qualitative analysis techniques based on the review of laws and regulations, OJK policies, and relevant scientific literature relevant scientific literature. The results showed that OJK has issued a number of important regulations, such as POJK No. 1/POJK.07/2013, POJK No. 6/POJK.03/2015, and POJK No. 18/POJK.03/2015. POJK No. 18/POJK.03/2016, which regulates the principles of transparency, consumer protection, and risk management in lending protection, and risk management in lending. Nonetheless, implementation of these regulations still faces serious challenges, such as weak supervision of market behavior, low public financial literacy, and limited capacity for technology-based supervision.
Strategi Komunikasi Advokat Dalam Membangun Kepercayaan Klien: Ditinjau Dari Pendekatan Hukum Khairun, Imarroh Lutfiyatul Laeli; Ardelia, Talita Adwa; Aprilia, Salsabila Nisa; Imon, Syarah Adilla
Media Hukum Indonesia (MHI) Vol 3, No 2 (2025): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15511861

Abstract

Client trust is the primary foundation in the professional relationship between lawyers and their clients. The success of a lawyer in defending the legal interests of a client is not only determined by legal competence but also by effective and strategic communication skills. This study aims to analyze the communication strategies employed by lawyers in building and maintaining client trust, using a qualitative approach through case studies and in-depth interviews. The findings indicate that transparency, empathy, consistency of information, and the use of easily understandable language are key elements in lawyer-client communication. Furthermore, a client-oriented legal approach, professional ethics, and the fulfillment of client rights form the basis of every communication strategy applied. These findings contribute to strengthening the professional ethics of lawyers and improving the quality of legal services in Indonesia.
Commercial Flats, Residential Breaches: Evaluating Legal Action on Misuse in Kudus Abdurrahman, Abdurrahman; Aprilia, Salsabila Nisa; Xavier, Abraham
Indonesian Journal of Agrarian Law Vol. 1 No. 3 (2024): November, 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jal.v1i3.31093

Abstract

The phenomenon of unauthorized conversion of residential units into commercial spaces in commercial apartment buildings in Kudus Regency has become a serious issue, impacting spatial planning, comfort, and the safety of residents. This study aims to analyze the effectiveness of law enforcement by local government against violations of residential functions, identify the main obstacles, and formulate applicable solutions to improve compliance with residential use. The research employs an empirical juridical method with a case study approach in Kudus. The findings reveal that the effectiveness of law enforcement remains low due to weak supervision, the lack of strict sanctions, limited resources, and low legal awareness among the community. Additionally, overlapping regulations and insufficient inter-agency coordination exacerbate the situation. Regulatory reform, digitalization of the monitoring system, strengthening the capacity of the Owners and Residents Association (PPPSRS), and cross-sectoral synergy between government, developers, and residents are required. The recommendations of this study are expected to serve as a reference for the formulation of more effective policies and law enforcement strategies in the management of commercial apartment buildings in Indonesia.
Co-Authors Abdurahman Abdurrahman Ardelia, Talita Adwa B, Baidhowi Imon, Syarah Adilla Khairun, Imarroh Lutfiyatul Laeli Novita, Yustina Dhian Xavier, Abraham