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All Journal Berajah Journal Dinamis: Jurnal Pengabdian Kepada Masyarakat
Maghfiroh, Ana Muntadhirotul
Unknown Affiliation
Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

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THE ROLE OF WAKAF IN EMPOWERING LOCAL ECONOMIES: A STUDY OF ITS POTENTIAL IN MODERN ISLAMIC FINANCE Muntadhirotul Maghfiroh, Ana
Berajah Journal Vol. 4 No. 5 (2024): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v4i5.427

Abstract

Wakaf, as an integral component of Islamic philanthropy, has long played a crucial role in the socio-economic development of Muslim communities. Traditionally used for religious and charitable purposes, the concept of wakaf has evolved to serve a broader spectrum of needs in modern Islamic finance. This paper explores the potential of wakaf in empowering local economies by channeling its resources towards sustainable economic development. Through case studies and analysis of successful wakaf-based projects, the paper demonstrates how wakaf institutions can provide financial resources for infrastructure development, education, healthcare, and small-to-medium enterprises (SMEs). Moreover, the research highlights the role of innovative Islamic financial instruments, such as cash wakaf and sukuk wakaf, in unlocking the untapped potential of wakaf assets. The findings suggest that, with proper management, wakaf can significantly contribute to poverty alleviation, job creation, and overall economic empowerment. However, the paper also addresses the challenges facing wakaf institutions, including regulatory constraints, governance issues, and a lack of public awareness. The study concludes with policy recommendations for maximizing the socio-economic impact of wakaf within the framework of modern Islamic finance, emphasizing the need for stronger institutional support and more strategic collaboration between stakeholders.
Pelatihan Manajemen Uang Pada Santri Pondok Pesantren Al-Qolam Ngunut Maghfiroh, Ana Muntadhirotul; Sunaidah, Siti; Handayani, Fitri
Dinamis: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2025): Juli-Desember 2025
Publisher : Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/dinamis.v5i2.10168

Abstract

Rendahnya literasi keuangan santri menjadi tantangan dalam membentuk generasi yang mampu mengelola keuangan secara bertanggung jawab. Berdasarkan temuan nasional, tingkat literasi keuangan remaja masih tergolong rendah. Pengabdian ini bertujuan meningkatkan pemahaman dan keterampilan keuangan santri melalui pelatihan manajemen uang saku di SMP Pondok Pesantren Al-Qolam Ngunut. Kegiatan melibatkan peserta usia remaja melalui tiga tahap: persiapan yang mencakup analisis kebutuhan dan penyusunan materi pelatihan, pelaksanaan dengan pendekatan experiential learning melalui penyampaian materi, studi kasus, simulasi anggaran, serta latihan pencatatan pengeluaran, dan evaluasi melalui tes awal–akhir serta monitoring perilaku berbasis Theory of Planned Behavior. Hasil pengabdian menunjukkan adanya peningkatan pengetahuan dan perubahan kebiasaan santri dalam mengelola uang saku secara lebih teratur. Temuan ini menegaskan pentingnya integrasi pendidikan literasi keuangan dalam kurikulum pesantren secara berkelanjutan untuk mendukung kemandirian santri.
Co-Authors Fitri Handayani Siti Sunaidah