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All Journal JURNAL PENDIDIKAN TAMBUSAI Al-Muzdahir: Jurnal Ekonomi Syariah JAWI : Journal of Ahkam Wa Iqtishad
Adel, Ichsanul Reihan
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Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Kesesuaian Fintech Syariah Berdasarkan Konsep-Konsep Syariah Adel, Ichsanul Reihan; Andrini, Rozi
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i2.30078

Abstract

Penelitian ini membahas kesesuaian financial technology (fintech) dengan prinsip-prinsip keuangan syariah yang meliputi akad, maqashid al-syari’ah, serta kepatuhan terhadap nilai-nilai Islam. Tujuan kajian ini adalah untuk mengidentifikasi integrasi prinsip syariah dalam praktik fintech, serta menganalisis tantangan dan peluang pengembangan fintech syariah di Indonesia. Metode penelitian menggunakan pendekatan deskriptif kualitatif melalui studi pustaka dari berbagai literatur nasional dan internasional. Hasil penelitian menunjukkan bahwa meskipun fintech dapat menjadi solusi inklusi keuangan, implementasinya masih menghadapi kendala regulasi, standar akad, dan literasi masyarakat. Oleh karena itu, diperlukan regulasi khusus dan edukasi menyeluruh agar fintech syariah dapat berkembang sesuai dengan konsep keuangan Islam. Penelitian ini juga menekankan peran penting pemerintah, institusi pendidikan, dan lembaga keuangan dalam membentuk ekosistem fintech syariah yang berkelanjutan
Analisis Perkembangan Sosial Ekonomi Peradapan Islam Masa Khulafaur Rasyidin Adel, Ichsanul Reihan; Wahyudi, Wahyudi; Andrini, Rozi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Juli: Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v7i2.1529

Abstract

This research discusses the social and economic analysis during the Khulafaur Rasyidin period. The main problem examined is how the policies implemented by Abu Bakar, Umar, Utsman, and Ali impacted the economic development and social stability of the Muslim community. The objective of this study is to analyze and describe the effects of social and economic policies during that era on the establishment of a strong and sustainable Islamic civilization foundation. The method used is a literature study with a descriptive approach, where data is obtained from books, scientific articles, and relevant published documents. The data is systematically analyzed to map the impact of zakat policies, wealth distribution, infrastructure development, and internal conflicts that occurred. The conclusion of this research indicates that the Khulafaur Rasyidin period serves as an important foundation for the development of the Islamic socio-economic system. Although various political challenges and internal conflicts hindered economic growth during Ali's time, the policies of zakat redistribution and administrative reforms implemented by the other caliphs significantly contributed to the social and economic welfare of the Muslim community.
Gharar In Digital Economic Transactions: A Qualitative Analysis of E-Commerce Practices Adel, Ichsanul Reihan; Rinaldi, Afdhol
JAWI : Journal of Ahkam Wa Iqtishad Vol. 2 No. 3 (2024): JAWI - SEPTEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

The development of digital technology has changed e-commerce transactions, where uncertainty in transactions has become an important issue in Islamic economics. This research aims to analyze the form of gharar in e-commerce and find solutions based on sharia principles. The method used is a literature study with a descriptive approach, and data is collected from secondary sources such as books and journals. The research results show that gharar often appears in the form of unclear product descriptions, non-conformity of goods, and non-transparent return policies, which have a negative impact on consumer trust. The recommended solution is to increase information transparency and improve return policies on e-commerce platforms. Technology such as blockchain can be a solution to reduce gharar and create a fair e-commerce ecosystem according to sharia principles.
Basic Concepts and Methodology of Islamic Economics: Foundations of a Fair Economic System Amid Global Injustice Arum, Hafidza Sanshia; Adel, Ichsanul Reihan; Mahyarni
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 3 (2025): JAWI - SEPTEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

This article aims to review the basic concepts and methodologies in Islamic economics as a response to increasing inequality and systemic crises in the modern global economic system. By integrating the bayani, burhani, and irfani approaches, Islamic economics provides an alternative paradigm that is not only normative but also applicable and rational. This article also compares the conventional bank interest system with Islamic finance principles, accompanied by an analysis of the Indonesian government's response to financial access inequality. This study encourages an open approach to the development of Islamic economics rooted in maqasid sharia values and adaptive to innovation. The results of this study show that Islamic economics has great potential to emerge as a fair, sustainable, and relevant economic system in the digital age.
Co-Authors Afdhol Rinaldi ANDRINI, ROZI Arum, Hafidza Sanshia Mahyarni Wahyudi Wahyudi