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IMPLIKASI HUKUM TERHADAP PERILAKU KONSUMTIF MAHASISWA UNIVERSITAS SRIWIJAYA DALAM PERSPEKTIF LITERASI KEUANGAN Ananda Ridho Santoso; M. Ramadhan; Riva Bintang Pratama; Sri Handayani
Integrative Perspectives of Social and Science Journal Vol. 2 No. 2 April (2025): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

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Abstract

Perkembangan teknologi finansial telah mengubah cara individu, khususnya mahasiswa, dalam mengelola keuangan. Literasi keuangan digital menjadi aspek krusial dalam menghadapi tantangan era digital, di mana kemudahan akses terhadap layanan keuangan dapat memengaruhi perilaku konsumtif. Tujuan dari penelitian ini adalah untuk mengkaji bagaimana mahasiswa melihat literasi keuangan digital dan bagaimana pengaruhnya terhadap kebiasaan belanjanya. Metode penelitian kualitatif digunakan dengan pendekatan deskriptif, melibatkan wawancara mendalam terhadap mahasiswa dari berbagai fakultas di Universitas Sriwijaya. Hasil penelitian menunjukkan bahwa pemahaman mahasiswa terhadap literasi keuangan digital masih terbatas, yang berdampak pada kecenderungan perilaku konsumtif. Aspek hukum terkait penggunaan layanan keuangan digital juga kurang dipahami, meningkatkan risiko penyalahgunaan data dan pelanggaran hak konsumen. Diperlukan upaya edukatif untuk meningkatkan literasi keuangan digital dan kesadaran hukum di kalangan mahasiswa.​
Employee Performance Appraisal in the Transporter Section at BINTAN DISTRICT Hospital M. Ramadhan; Mimi Syahfitri; Satriadi Satriadi; Raharani Putri; Tri Andini
International Journal of Management Research and Economics Vol. 2 No. 1 (2024): February : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i1.1291

Abstract

Performance appraisal is a formal system used to evaluate employee performance so that it is in accordance with predetermined work standards. Evaluation of employee performance must be carried out openly, honestly and objectively. The aim of this research is to find out how the concept and research of employee performance in the BINTAN DISTRICT Regional Hospital section. This research is also expected to be able to provide benefits for the company to be used by managers or management departments to improve the concept of performance assessment. The data collection method in this research was collected by means of interviews with the person in charge and field coordinator. As well as using qualitative methods, the results of this research know the concept of performance assessment of employees in the Transporter section at the BINTAN DISTRICT Regional Hospital.
Analisis Faktor Penghambat Akuntabilitas Pengelolaan Barang Milik Negara Dan Daerah: Systematic Literature Review M. Ramadhan; M. Riva Bintang Pratama; Ahmad Muflih Makarim; M. Abdilah Maghfiro; Rika Henda Safitri
Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Vol 19 No 1 (2026): Januari-Juni
Publisher : Sekolah Tinggi Ilmu Ekonomi Cendekia Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58431/jumpa.v19i1.442

Abstract

The management of State and Regional Property (BMN/BMD) is a vital component in realizing good governance, yet its implementation in the field remains fraught with various obstacles. This study aims to identify and analyze in-depth the factors hindering the accountability of public asset management. The approach employed is a Systematic Literature Review (SLR) guided by the PRISMA 2020 protocol. A literature search was conducted via Google Scholar and Garuda databases, which ultimately selected 15 primary articles from a total of 80 documents identified at the initial stage. The synthesized results indicate that accountability barriers originate from four main dimensions. First, the low proficiency and capability of management personnel, which is further exacerbated by inappropriate job placements. Second, disruptions in information technology infrastructure and a lack of digital literacy among staff. Third, the absence of complete and valid ownership documentation, rendering government assets vulnerable to legal disputes. Fourth, the limited availability of maintenance funds and external interventions that bypass standard regulations. This study concludes that improving asset governance requires comprehensive resolution steps, including enhancing employee proficiency, strengthening legal security, decisive leadership, and providing adequate technological infrastructure.