Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Locus Penelitian dan Pengabdian
Rendy, Pras
Unknown Affiliation
Aerospace Engineering Automotive Engineering Decision Sciences, Operations Research & Management Electrical & Electronics Engineering Mathematics Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Effect of Financial Technology and Financial Inclusion on UMKM Performance with Financial Literacy as an Intervention Variable (Case Study of MSMEs Using Bank Mandiri's Livin Merchant in Bandung City) Anggraeni, Dwi Retno; Rendy, Pras; Mulyana, Asep; Sutisna, Sutisna
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 19, No. 4 : Al Qalam (Juli 2025)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v19i4.5288

Abstract

Data from the Ministry of Cooperatives and SMEs, the number of MSMEs in Indonesia reached 64.2 million and contributed 61.07 percent or 8,573.89 trillion rupiah to GDP. The largest MSMEs throughout Indonesia are dominated by Java Island, the first position as the province with the most MSMEs, namely West Java with 1,494,723 units.MSMEs experience delays in their development and find it difficult to move up a class because MSMEs do not have an innovation concept, an unstructured financial management system and a business pattern that follows current developments due to a lack of financial literacy.Bank Mandiri as a State-Owned Enterprise which is a leading Wholesale Bank in financing, including as a Bank that has the best digital banking product innovation that encourages the growth of MSMEs. Bandung City is one of the cities with the most MSMEs and utilizes services from Bank Mandiri in the form of Livin Merchant, which helps in managing MSME finances and facilitates MSME access to obtain capital loans from the Bank. The research conducted used the Balanced Scorecard as a measure of business performance. Based on the results of a Pre-survey of 30 MSME actors registered as Livin Merchant users in Bandung City randomly, it was obtained that MSME actors had a lack of knowledge in the financial perspective. The variables measured in the study used Financial Technology, financial inclusion and financial literacy as intervening variables on MSME performance.
Pengaruh Teknologi Informasi dan Pelatihan Terhadap Efektivitas Kinerja Aparatur Pemerintahan Desa Sungai Payang: Peran Adopsi Inovasi Sebagai Variabel Moderasi Tedy, Hilmanius; Rendy, Pras; Dayona Ismail, Gurawan; Ayu Sofiati, Nunung; Raras Tirto Sakti, Anggono
Jurnal Locus Penelitian dan Pengabdian Vol. 5 No. 2 (2026): JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v5i2.5473

Abstract

Pelatihan ini bertujuan untuk menganalisis pengaruh pemanfaatan teknologi digitak dan pelatihan terhadap efektivitas kinerja aparatur desa dengan adopsi inovasi sebagai variabel moderasi pada pemerintahan desa sungai payang. Metode yang digunakan adalah Partial Least Square-Structural (PLS-SEM) dengan bantuan software SmartPLS versi 4. Data di kumpulkan melalui kuesioner terhadap aparatur desa yang berjumlah 33 responden. Hasil penelitian menunjukkan bahwa pemanfaatan teknologi digital berpengaruh positif dan signifikan terhadap efektivitas kinerja aparatur desa. Sebaliknya, variabel pelatihan tidak berpengaruh signifikan terhadap efektivitas kinerja aparatur. Selain itu, adopsi inovasi juga tidak mampu memoderasi pengaruh pemanfaatan teknologi digital dan pelatihan terhadap efektivitas kinerja aparatur desa. Ketidaksignifiakn pada variabel pelatihan dan moderasi disebabkan oleh keterbatasan implementasi materi pelatihan, rendahnya budaya inovasi serta belum optimalnya dukungan dan fasilitas teknologi. Penelitian ini memberikan implikasi penting bagi pemerintah desa dan daerah bahwa transformasi digital perlu diiringi peningkatan kemampuan sumber daya manusia, monitoring pasca pelatihan, serta penguatan infrastruktur digital agar efektivitas kinerja aparatur dapat meningkat secara optimal.
Co-Authors Anggraeni, Dwi Retno Asep Mulyana Dayona Ismail, Gurawan Nunung Ayu Sofiati (Efi) Raras Tirto Sakti, Anggono Sutisna Sutisna Tedy, Hilmanius