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All Journal Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Dinasti International Journal of Management Science AKADEMIK: Jurnal Mahasiswa Humanis Jurnal Locus Penelitian dan Pengabdian Jurnal Ilmu Multidisplin
Rendy, Pras
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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The Effect of Financial Technology and Financial Inclusion on UMKM Performance with Financial Literacy as an Intervention Variable (Case Study of MSMEs Using Bank Mandiri's Livin Merchant in Bandung City) Anggraeni, Dwi Retno; Rendy, Pras; Mulyana, Asep; Sutisna, Sutisna
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 19, No. 4 : Al Qalam (Juli 2025)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v19i4.5288

Abstract

Data from the Ministry of Cooperatives and SMEs, the number of MSMEs in Indonesia reached 64.2 million and contributed 61.07 percent or 8,573.89 trillion rupiah to GDP. The largest MSMEs throughout Indonesia are dominated by Java Island, the first position as the province with the most MSMEs, namely West Java with 1,494,723 units.MSMEs experience delays in their development and find it difficult to move up a class because MSMEs do not have an innovation concept, an unstructured financial management system and a business pattern that follows current developments due to a lack of financial literacy.Bank Mandiri as a State-Owned Enterprise which is a leading Wholesale Bank in financing, including as a Bank that has the best digital banking product innovation that encourages the growth of MSMEs. Bandung City is one of the cities with the most MSMEs and utilizes services from Bank Mandiri in the form of Livin Merchant, which helps in managing MSME finances and facilitates MSME access to obtain capital loans from the Bank. The research conducted used the Balanced Scorecard as a measure of business performance. Based on the results of a Pre-survey of 30 MSME actors registered as Livin Merchant users in Bandung City randomly, it was obtained that MSME actors had a lack of knowledge in the financial perspective. The variables measured in the study used Financial Technology, financial inclusion and financial literacy as intervening variables on MSME performance.
Pengaruh Stres Kerja dan Persepsi Karyawan tentang Kepemimpinan terhadap Psychological Well-Being di PT. X Cimahi Risyandi, Rissal; Rendy, Pras
AKADEMIK: Jurnal Mahasiswa Humanis Vol. 6 No. 1 (2026): AKADEMIK: Jurnal Mahasiswa Humanis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmh.v6i1.1901

Abstract

Job stress and leadership perception are critical factors influencing employees’ psychological well-being, particularly in the manufacturing sector characterized by high work demands. The main problem addressed in this study is how job stress and employees’ perceptions of leadership are related to psychological well-being among employees at PT X Cimahi. This study aims to analyze the relationship between job stress, leadership perception, and employees’ psychological well-being. A quantitative approach with a survey method was employed. Data were collected through questionnaires distributed to 100 employees of PT X Cimahi selected using purposive sampling. Descriptive analysis and Spearman’s Rho correlation were applied due to the non-normal distribution of the data. The results reveal a very strong and significant positive relationship between job stress and psychological well-being, indicating that job stress in this context functions as eustress rather than distress. In addition, a weak but significant negative relationship was found between leadership perception and psychological well-being. These findings suggest that job characteristics and production demands play a more dominant role in shaping employees’ psychological well-being than leadership perception alone within the manufacturing work environment.
Pengaruh Job Demands dan Stres Kerja terhadap Psychological Well-Being pada Karyawan PT INTI (Persero) Rinaya; Rendy, Pras
Jurnal Ilmu Multidisiplin Vol. 4 No. 5 (2025): Jurnal Ilmu Multidisplin (Desember 2025 - Januari 2026)
Publisher : Green Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jim.v4i5.1767

Abstract

Kondisi restrukturisasi organisasi sering kali meningkatkan tuntutan kerja yang memicu stres kerja dan berdampak pada kesejahteraan psikologis karyawan. Penelitian ini bertujuan untuk mengukur pengaruh job demands dan stres kerja terhadap psychological well-being pada karyawan PT INTI (Persero). Penelitian ini melibatkan 46 karyawan yang mewakili setiap divisi dan dipilih menggunakan teknik random sampling. Metode penelitian menggunakan pendekatan kuantitatif dengan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa job demands dan stres kerja secara simultan berpengaruh terhadap psychological well-being dengan nilai F hitung sebesar 7,168 dan tingkat signifikansi 0,002. Secara parsial, job demands tidak berpengaruh terhadap psychological well-being dengan nilai p > 0,05, sedangkan stres kerja berpengaruh terhadap psychological well-being dengan nilai p < 0,05. Penelitian ini menemukan bahwa kesejahteraan psikologis karyawan PT INTI (Persero) tergolong relatif baik meskipun menghadapi tuntutan dan tekanan kerja yang tinggi.
The Influence of Job Training and Organizational Culture on Employee Job Satisfaction and Its Impact on Turnover at PT Len Industri (Persero) Gustiawan, Devryansyah; Chandra, Rama; Rendy, Pras
Dinasti International Journal of Management Science Vol. 7 No. 3 (2026): Dinasti International Journal of Management Science (January - February 2026)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijms.v7i3.6171

Abstract

This paper seeks to evaluate the effect of job training and organizational culture on job satisfaction and its effect on turnover intentions at PT Len Industri (Persero) after it changed its status to the Defense Industry Holding, Defend ID. This is due to the organizational restructuring and changes in human resources management that have resulted in changes in the organizational system, as evidenced by low scores in the Career and Development and Growth and Development factors, among others. This proposed study involves an associative quantitative approach with an explanatory design, where 162 valid questionnaires were collected through purposive sampling of employees in the directorate with the lowest performance score. The data were collected by a five-point Likert-scale questionnaire and analyzed by means of PLS-SEM using SmartPLS 4.0. Results indicate that both job training and organizational culture have positive and significant effects on job satisfaction, while the latter was the strongest predictor. Further, it is found that job satisfaction has a negative and significant effect on turnover intention and significantly mediates the relationships between job training and turnover intention as well as between organizational culture and turnover intention. These findings underlined the central role of job satisfaction as a psychological mechanism linking human capital development and organizational environment to employee retention and provided practical insights for strengthening training effectiveness and organizational culture in support of workforce stability in view of the Defend ID transformation.
Pengaruh Teknologi Informasi dan Pelatihan Terhadap Efektivitas Kinerja Aparatur Pemerintahan Desa Sungai Payang: Peran Adopsi Inovasi Sebagai Variabel Moderasi Tedy, Hilmanius; Rendy, Pras; Dayona Ismail, Gurawan; Ayu Sofiati, Nunung; Raras Tirto Sakti, Anggono
Jurnal Locus Penelitian dan Pengabdian Vol. 5 No. 2 (2026): JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v5i2.5473

Abstract

Pelatihan ini bertujuan untuk menganalisis pengaruh pemanfaatan teknologi digitak dan pelatihan terhadap efektivitas kinerja aparatur desa dengan adopsi inovasi sebagai variabel moderasi pada pemerintahan desa sungai payang. Metode yang digunakan adalah Partial Least Square-Structural (PLS-SEM) dengan bantuan software SmartPLS versi 4. Data di kumpulkan melalui kuesioner terhadap aparatur desa yang berjumlah 33 responden. Hasil penelitian menunjukkan bahwa pemanfaatan teknologi digital berpengaruh positif dan signifikan terhadap efektivitas kinerja aparatur desa. Sebaliknya, variabel pelatihan tidak berpengaruh signifikan terhadap efektivitas kinerja aparatur. Selain itu, adopsi inovasi juga tidak mampu memoderasi pengaruh pemanfaatan teknologi digital dan pelatihan terhadap efektivitas kinerja aparatur desa. Ketidaksignifiakn pada variabel pelatihan dan moderasi disebabkan oleh keterbatasan implementasi materi pelatihan, rendahnya budaya inovasi serta belum optimalnya dukungan dan fasilitas teknologi. Penelitian ini memberikan implikasi penting bagi pemerintah desa dan daerah bahwa transformasi digital perlu diiringi peningkatan kemampuan sumber daya manusia, monitoring pasca pelatihan, serta penguatan infrastruktur digital agar efektivitas kinerja aparatur dapat meningkat secara optimal.
Co-Authors Anggraeni, Dwi Retno Asep Mulyana Chandra, Rama Dayona Ismail, Gurawan Gustiawan, Devryansyah Nunung Ayu Sofiati (Efi) Raras Tirto Sakti, Anggono Rinaya Risyandi, Rissal Sutisna Sutisna Tedy, Hilmanius