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The Influence of Islamic Financial Literacy, Halal Lifestyle, and Religiosity on the Intention to Use Sharia Banking Services Mukhid
International Humanity Advance, Business & Sciences Vol 3 No 1.1 (2025): Special Issue
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/ijhabs.v3i1.1.646

Abstract

This study explores the influence of Islamic financial literacy, halal lifestyle, and religiosity on the intention to use Sharia banking services among Muslim consumers in Indonesia. As Sharia banking becomes an essential pillar of the Islamic financial system, understanding the behavioral drivers behind its adoption is crucial. The research employed a quantitative approach, surveying 250 respondents using a structured questionnaire. Data were analyzed using SPSS with multiple linear regression analysis. The results revealed that all three independent variables—Islamic financial literacy, halal lifestyle, and religiosity—had a significant and positive impact on the intention to use Sharia banking services. Religiosity emerged as the most dominant factor, underscoring the significant role of spiritual values in shaping financial decision-making. These findings underscore the importance of increasing Islamic financial awareness, promoting a halal-oriented lifestyle, and incorporating religious dimensions into marketing and educational strategies. The study provides both theoretical contributions and practical implications for enhancing the growth and adoption of Sharia-compliant banking in Indonesia.
Rethinking Gender In Islamic Law Suud Sarim Karimullah; Mukhid; Zumiyati Sanu Ibrahim; Muhajir
Musãwa Jurnal Studi Gender dan Islam Vol. 23 No. 1 (2024)
Publisher : Sunan Kalijaga State Islamic University & The Asia Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/musawa.2024.223.99-113

Abstract

In the study of feminist hermeneutics, gender construction in Islamic law tries to bridge the gap between the dominant patriarchal norms in interpreting traditional Islamic law and modern society regarding gender equality for social justice. By exploring the classical literature and contemporary Islamic legal text, this study focuses on the problems of gender construction through the lens of feminist hermeneutics in Islamic law. The pattern in this feminist hermeneutic approach not only expands but also deepens the understanding of paradigmatic changes in gender construction in the framework of Islamic law. This perspective introduces a new idea for exploring gender construction within the legal framework. This approach challenges the dominant patriarchal interpretation of Islamic law, particularly women's roles and rights. This social change can be perceived in an inclusive view more responsive to gender issues.[ Dalam kajian lensa hermeneutika feminis, konstruksi gender dalam hukum Islam berupaya menjembatani kesenjangan antara norma-norma dominan patriarki dalam interpretasi hukum Islam tradisional dan tuntutan masyarakat modern dalam kesetaraan gender demi keadilan sosial. Dengan menggali sumber pustaka teks-teks hukum Islam klasik dan kontemporer maupun  literatur akademik yang relevan, paper ini mengulas lebih lanjut  permasalahan kostruksi gender dalam kacamata hermeneutika feminis pada hukum Islam. Pola kajian dalam pendekatan hermeneutika feminis ini tidak hanya memperluas tetapi memperdalam pemahaman perubahan paradigmatik konstruksi gender dalam kerangka hukum Islam. Penerapan perspektif ini membuka wilayah baru bagi eksplorasi konstruksi gender dalam kerangka hukum tersebut. Pendekatan ini menantang fondasi interpretasi patriarkal yang dominan dalam hukum Islam, khususnya terkait peran dan hak-hak perempuan. Perubahan sosial terlihat  dalam pandangan inklusif yang lebih responsif terhadap isu gender.]