Ramadhan, Muchammad Shubchi Fadhilah
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Decoding Worldwide Trends on Cooperatives and their Economic Influence: A Bilbliometric Analysis from 2015-2025 Ramadhan, Muchammad Shubchi Fadhilah; Hamdan Ardiansyah
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 13 No. 1 (2025): Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis - Juli 2025
Publisher : Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaemb.v13i1.9362

Abstract

Cooperatives play a crucial role in global economic development, contributing to financial stability, employment creation, and sustainable business practices. This study examines research trends on cooperatives using bibliometric analysis and a systematic literature review, focusing on key themes such as governance, economic resilience, and digital transformation. Findings indicate that cooperatives significantly contribute to GDP and job creation while demonstrating resilience during financial crises. Their role in sustainability is also expanding, with cooperatives driving environmentally friendly initiatives in various sectors. However, challenges such as regulatory constraints, market competition, and digital adaptation persist. Differences in legal frameworks hinder cooperative expansion, and limited technological resources slow digital transformation. To address these issues, stronger policies, financial support, and technological integration are needed. This study underscores the increasing importance of cooperatives in fostering economic resilience and sustainability while emphasizing the need for continued research on innovation and global collaboration to enhance cooperative effectiveness.
The Impact of Exchange Rate, Inflation, BI7DRR, and Money Supply on the Efficiency of Indonesian Commercial Banks 2018-2024 Period: An Error Correction Model Ramadhan, Muchammad Shubchi Fadhilah; Febrianti, Ajeng; Dianawati, Piana; Istikomah, Navik; Setiawan, Agung
Journal Social Society Vol. 5 No. 1 (2025): Januari - Juni 2025
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/jss.5.1.2025.609

Abstract

This study is motivated by the urgency to maintain the operational efficiency of Indonesia’s banking sector amid ongoing global economic uncertainty in the post-COVID-19 era, exchange rate volatility, inflationary pressures, and the dynamics of both domestic and international monetary policies. Banking efficiency is a crucial factor in sustaining competitiveness and ensuring the stability of the financial system, especially when facing persistent external pressures. The main objective of this study is to analyze the impact of key macroeconomic variables exchange rate, inflation, the Bank Indonesia 7-Day Reverse Repo Rate (BI7DRR), and money supply on the efficiency of Indonesian commercial banks during the 2018–2024 period. Bank efficiency is measured using the Operating Expenses to Operating Income (OpEx) ratio, which reflects the bank’s ability to manage its operational costs effectively. The study employs the Error Correction Model (ECM) to capture both the short-term and long-term relationships between macroeconomic variables and banking efficiency. The results reveal that exchange rate fluctuations have a significant impact on bank efficiency in the short term, while inflation and money supply exert significant influence in the long term. Conversely, BI7DRR does not show a significant effect in either the short or long term. These findings suggest that banks’ responses to macroeconomic pressures are dynamic and gradual, requiring continuous strategic adjustments. This research contributes to the literature on banking economics in developing countries and provides practical recommendations for policymakers and banking industry stakeholders in formulating monetary policies and operational strategies that are adaptive to volatile economic conditions.