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All Journal ZIJEd :Zabags International Journal of Education ZIJEc: Zabags International Journal of Economy
Bibi , Tahira
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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The Role of the Program Indonesia Pintar in Increasing School Participation Among Underprivileged Children Fatiroh, Eti; Mutmainnah; Bibi , Tahira; Fauzi, Hairul
Zabags International Journal of Education Vol. 3 No. 1 (2025): Education
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijed.v3i1.26

Abstract

Education is the main foundation for the development of competitive human resources, but access to equitable education is still a serious challenge for children from underprivileged families. Economic inequality results in low school participation among vulnerable groups, although the government has launched the Smart Indonesia Program (PIP) as an affirmative strategy to encourage education sustainability through cash assistance. This study aims to describe the implementation of PIP and analyze its role in increasing school participation of underprivileged children. Using a descriptive qualitative approach, data were collected through in-depth interviews, field observations, and documentation from PIP recipients, parents, principals, and program managers in the research area. The results show that PIP contributes positively to the sustainability of education through the reduction of economic barriers, but its effectiveness is still influenced by the validity of recipient data, delays in the distribution of funds, and social support in the surrounding environment. This research emphasizes the importance of synergy between education policy, technical supervision, and community participation in supporting poor children to continue to access formal education. These findings make conceptual contributions to social justice theory and enrich practical understanding of the implementation of more inclusive and contextual educational assistance programs.
A Literature Review on the Role of the Sharia Supervisory Board in Maintaining Sharia Compliance in Islamic Banks Thoib, Muhammad; Wargo; Bibi , Tahira
Zabags International Journal of Economy Vol. 3 No. 2 (2025): Economic Studies
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijec.v3i2.117

Abstract

Sharia Supervisory Boards (SSBs) play a crucial role in ensuring that Islamic banks operate in accordance with Islamic legal principles, serving as a key component of accountable and ethically grounded sharia governance. As the Islamic financial industry expands rapidly, concerns have emerged regarding the actual effectiveness of SSBs in carrying out their oversight functions. This study employs a narrative literature review approach to explore the strategic roles, challenges, and institutional effectiveness of SSBs based on a critical synthesis of peer-reviewed academic publications, regulatory reports, and other credible open-access sources published in the last decade. The findings reveal that while SSBs are formally embedded within Islamic banking structures, their practical impact often remains constrained by limited authority, structural dependency, and potential conflicts of interest. Furthermore, variations in competence, access to information, and standardization of governance practices also influence their performance. This article contributes to the academic discourse by systematically mapping the theoretical and practical dimensions of SSB functions and offering conceptual insights to strengthen sharia governance through more independent and credible oversight mechanisms aligned with the objectives of maqāṣid al-sharī‘ah.
Co-Authors Fachry Abda El Rahman Fatiroh, Eti Fauzi, Hairul Thoib, Muhammad Wargo