Anjas Wulandari, Siti Pamrih
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Metamorfosis Layanan Produk Lembaga Keuangan Mikro Syariah Bakhri, Saiful; Anjas Wulandari, Siti Pamrih
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v1i1.65

Abstract

Islamic microfinance institutions are one of the pillars in the financial intermediation process. Microfinance is needed by small and medium-sized groups of people for both consumption and production as well as saving their business results. The results of the study indicate that the development of LKMS products is through the company's planning process to find out market desires, make strategic decisions in product formation, improve products, and even make new product innovations as an effort to improve the quality of LKMS services and products. This is a form of improving managerial quality in LKMS. Abstract
Analisis Produk Crowdfunding Lembaga Keuangan Syariah Dalam Menghadapi Dampak Ekonomi Wabah Virus Covid 19 Yusuf; Anjas Wulandari, Siti Pamrih
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v1i1.66

Abstract

Growth of technology financial facilitate society in doing monetary transaction way of online for the product of defrayal, fund gathering and also service.. Economic impact which generated by Funnel virus epidemic give opportunity of product of crowdfunding Moslem law expand alternatively fund graving dock. This research aim to to know role of product of crowdfunding Moslem law to natural society of economic impact. This descriptive qualitative research written pursuant at study of literasi. From the results of the study it can be concluded that request of deposit product and defrayal with mutual assistance principle grow productivity model defrayal of Moslem law crowdfunding a period of deceleration of economics, Institute Moslem law technology financial have role to government in balancing economics of side consume and production, Monetary Authority Service needed in the case of observation of activity of institute of financial Moslem law technology to guarantee storey; level trust of society specially economic perpetrator in the case of transaction implementation base on Moslem law and of prudential banking principle exist in Islamic financial institution
Analisis Pemenuhan Modal Minimum (Capital Adequacy Ratio ) dan Pendapatan Bagi Hasil Pembiayaan Mudharabah terhadap Tingkat Pengembalian Aset (Return on Asset): (Studi Kasus pada Bank Mandiri Syariah Tahun 2019) Yusuf; Endah Reswanti, Dian; Anjas Wulandari, Siti Pamrih
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 2 (2021): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i2.82

Abstract

This research aim to to analyse influence of variable Capital Adequacy Ratio and earnings of defrayal sharing holder mudharabah to asset rate of return ( Return On Assets). In this research of data the used is data sekunder in the form of financial statement PT. Bank Mandiri Syariah from January up to December 2019. Technique analyse the data in descriptive research type kuantitaif this use the classic assumption test, significance test parsial and simultan, and also doubled linear regression test. Pursuant to examination result to Capital Adequacy Ratio and factor earnings of defrayal sharing holder mudharabah express that Variabel Capital Adequacy Ratio don't have the influence signifikanly to storey level Return on Asset, earnings of defrayal sharing holder mudharabah have the influence signifikan to storey level Return on Asset, variable earnings of sharing holder mudharabah and capital adequacy ratio concurrently ( simultan) can have an effect on signifikanly to storey level Return on Asset