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Pemanfaatan Teknologi Digital dalam Manajemen Keuangan pada Warga Perumahan Benda Baru Pamulang dengan Aplikasi My Report Agus Salahudin; Reza Muhammad; Hanie Supandi; Jasica Asih Hati
FUNDAMENTUM : Jurnal Pengabdian Multidisiplin Vol. 3 No. 1 (2025): Februari : FUNDAMENTUM : Jurnal Pengabdian Multidisiplin
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/fundamentum.v3i1.644

Abstract

The use of digital technology in financial management has rapidly developed, with financial management applications, fintech services, and digital banking platforms becoming increasingly popular, including in Indonesia. This study aims to identify the benefits and challenges faced by society in adopting digital technology for financial management. The results show that digital technology provides broader access to financial services, enhances financial literacy, and facilitates efficient budget and investment management. Additionally, fintech helps SMEs access financing. However, challenges such as low digital literacy, data security issues, and limited access to technology in certain areas remain significant barriers. Therefore, educational programs and financial inclusion policies are necessary to maximize the potential of digital technology in financial management. Overall, digital technology can have a positive impact on financial management in society, provided that risks are mitigated, and accessibility is improved.
Masa Depan Manajemen Keuangan Digital Marichicha Puicha L Sianturi; Aji Rahmansyah; Dadin Tajudin; Agus Salahudi; Reza Muhammad; Salsabila Esa Utami; Masno Marjohan
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4740

Abstract

In the last two decades, the world has witnessed a digital transformation that is still taking place in various areas of life, and the financial sector is one of the most significantly affected. Financial management as a discipline and professional practice basically aims to manage financial resources effectively and efficiently to achieve organizational goals. Data security and privacy are crucial issues, especially with the increasing cyber attacks on the financial system. The method used in this research activity uses a qualitative approach method where this approach explores and understands the meaning of some individuals or groups of people who come from social problems. The scope of digital financial management is the entire financial management activity that involves the use of information technology as the main tool in the planning, budgeting, reporting, auditing, and financial decision-making processes. The main goal of financial management, including in the digital context, remains consistency, namely financial performance for organizational value. In commercial companies, this means maximizing shareholder wealth or company value in a sustainable manner. The future of digital financial management in Indonesia promises an increasingly profound transformation in the way individuals, businesses, and governments manage finances. Digitalization has been shown to increase process efficiency, expand access to services, and create innovative opportunities in the financial sector. Overall, the future of digital financial management in Indonesia is more sophisticated as new technologies will continue to be adopted – AI.
Analisis Dampak Manajemen Operasi Terhadap Kinerja Perusahaan Reza Muhammad
Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan Vol. 2 No. 6 (2024): DESEMBER : Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/maeswara.v2i6.1467

Abstract

Operations management is a series of activities related to planning, organizing, controlling and supervising all resources used in the process of producing goods or services. The main function of operations management is to create quality products or services, at efficient costs, at the right time, and in accordance with market demand. This research is quantitative research that works with numbers and the data is in the form of numbers which are then analyzed using statistics to test hypotheses or to answer specific research questions and to make predictions. This research approach is explanatory research where data collection is carried out simultaneously in one stage (one shot study} or in a cross-section through a questionnaire. One of the main impacts of operations management what is good is increasing the efficiency of the production process by designing and managing efficient production processes, companies can optimize the use of available resources, reduce waste, and increase output without increasing significant costs. Effective operations management has a significant impact on various aspects of company performance, including operational efficiency, cost control, product quality and service, and customer satisfaction. By implementing good operations management principles, companies can increase their competitiveness, reduce waste, and improve the customer experience.