Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Jurnal Abdidas Golden Ratio of Finance Management
Giauw, Vinshen
Unknown Affiliation
Economics, Econometrics & Finance Education Health Professions Mathematics Public Health Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Determinants of Financial Literacy, Consumptive Lifestyle and Parental Support on the Emergency Fund Formations among University Student in Makassar: English Giauw, Alfons; Pagiling, Novieanty; Giauw, Vinshen; Tandreas, Felix; Djiemesha, Ritchie; Sumilat, Ian Thomas
Golden Ratio of Finance Management Vol. 5 No. 2 (2025): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i2.1420

Abstract

This study explores the impact of financial literacy, consumptive, lifestyle, and parental support on the formation of emergency funds among university students in Makassar. With the rise of economic uncertainties, student’s ability to manage personal finances—especially saving for emergencies—has become increasingly important. However, many lack the financial knowledge, behavioral discipline, and external support needed to establish such reserves. Using a quantitative approach and survey data from 203 respondents, the study reveals that financial literacy and parental support positively and significantly influence emergency fund formation, while a consumptive lifestyle has a negative and significant effect. The simultaneous analysis shows that these three variables account for 51.8% of the variance in emergency fund formation behavior. These findings highlight the intertwined roles of knowledge, lifestyle habits, and family influence in shaping students’ financial preparedness. The study emphasizes the importance of targeted financial education and parental involvement to enhance students’ financial resilience, and suggests future research explore additional variables such as peer influence and digital finance tools.
Pengembangan Pendidikan Manajemen Keuangan dan Investasi di Sekolah SMA Dunia Harapan: Presentasi dan Study Case Tjiang, Nicholas; Giauw, Alfons; Giauw, Vinshen; Leonarto, Yehezkiel; Lionary, Krisna Dharmawan; Chandra, Sheryl Oktaviana Putri; Wunarso, Aron Hadinata; Kwandry, Jessline Trivany; Pikarsa, Christian Marvilo; Wangsa, Handy Wiryanto; Tanesia, Cindy Yoel; Wijaya, Justin
Jurnal Abdidas Vol. 5 No. 5 (2024): October 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdidas.v5i5.987

Abstract

Tujuan pengabdian masyarakat ini adalah mengajarkan perencanaan dasar dalam mengelola keuangan dan juga investasi melalui presentasi. Mitra pengabdian adalah Sekolah SMA Dunia Harapan-Makassar. Pesertanya adalah 2 guru dan 34 siswa. Tema pengembangan materi manajemen keuangan dan investasi dimana fokus pembahasan adalah presentasi dan study case. Hasil pengabdian ini adalah mahasiswa mampu menerapkan manajemen keuangan dan investasi dalam mengatur perencanaan keuangan mereka. Terdapat 6 kelompok yang memiliki strategi dalam perencanaan keuangan dan investasi. Kegiatan ini dilakukan dengan cara pemaparan materi, diskusi, dan study case. Hasil pengabdian ini memberikan dampak yang signifikan kepada peserta, dimana peserta mengikuti kegiatan ini selama setengah hari. Peserta memiliki ide-ide yang unik dalam membuat strategi dalam merencanakan keuangan.
Co-Authors Chandra, Sheryl Oktaviana Putri Djiemesha, Ritchie Giauw, Alfons Kwandry, Jessline Trivany Leonarto, Yehezkiel Lionary, Krisna Dharmawan Pagiling, Novieanty Pikarsa, Christian Marvilo Sumilat, Ian Thomas Tandreas, Felix Tanesia, Cindy Yoel Tjiang, Nicholas Wangsa, Handy Wiryanto Wunarso, Aron Hadinata