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All Journal IKRA-ITH EKONOMIKA International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) International Journal of Economics and Management Research
Dhea Alpina Giawa
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions

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THE INFLUENCE OF SHARIA ECONOMIC SHADOW AND INFORMATION INEQUALITY ON PROFIT-SHARING MSME FINANCING DECISIONS Yesi Safitri; Dhea Alpina Giawa; Wahdinil Jannah; Siti Mukti Intan
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 5 No. 1: IHERT (2023) FIRST ISSUE: International Conference on Health Science, Green Economics,
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v5i1.479

Abstract

This study aims to analyze the influence of the Islamic shadow economy and information asymmetry on the profit-sharing financing decisions of micro and small enterprises (MSMEs). The method used is multiple regression analysis based on data collected from respondents involved in MSME financing. The results show that simultaneously, the variables of the Islamic shadow economy and information asymmetry have a significant influence on MSME financing decisions, with a significance value of 0.002. However, partially, only information asymmetry has a significant effect, while the Islamic shadow economy does not show a significant influence. The coefficient of determination (R²) of 14.9% indicates that other factors outside the model also affect MSME financing decisions. This research provides insight into the importance of accurate information management in MSME financing and highlights that the Islamic shadow economy does not have a direct significant influence in this context.
Keterampilan Entrepreneurship Syariah untuk Meningkatkan Pertumbuhan Ekonomi Mirzah Ikmaliyah; Parlindungan Parlindungan; Heru Kurniawan; Dhea Alpina Giawa
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.520

Abstract

This research aims to analyze the application of Islamic values in sharia entrepreneurship skills and their impact on economic growth, especially in the MSME sector in Medan City. The research method used is qualitative with a descriptive approach, where data was obtained through surveys and interviews with five business actors in the fashion sector in Medan City. The results of the study show that the application of sharia principles such as honesty, discipline, independence, commitment, and social usefulness plays a significant role in building consumer trust, increasing loyalty, and strengthening business resilience. In addition, Islamic values also encourage innovation and productivity, as seen in adaptive marketing strategies and business management that is free from riba, gharar, and maysir. The findings of this study reinforce the theory that sharia entrepreneurship is not only oriented towards material gains, but also creates positive social impact through community empowerment and ethical business practices. The implication of this research is the importance of the support of the government, Islamic financial institutions, and educational institutions in developing training and mentoring programs to strengthen the sharia-based entrepreneurship ecosystem. Thus, sharia entrepreneurship can be a strategic solution in facing global economic challenges, while encouraging inclusive and sustainable economic growth in Indonesia.
ANALISIS PENGGUNAAN QRIS DAN PEMASARAN ONLINE TERHADAP PENDAPATAN USAHA MIKRO KECIL MENENGAH HALAL FOOD DI KELURAHAN GEDUNG JOHOR Dhea Alpina Giawa; Arifa; Ismail
IKRAITH-EKONOMIKA Vol. 9 No. 2 (2026): IKRAITH-EKONOMIKA Vol 9 No 2 Juli 2026
Publisher : Universitas Persada Indonesia YAI

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Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh penggunaan Quick Response Code Indonesian Standard (QRIS) dan pemasaran online terhadap pendapatan UMKM halal food di Kelurahan Gedung Johor. Perkembangan teknologi digital mendorong pelaku usaha untuk menyesuaikan sistem pembayaran dan strategi pemasaran agar mampu bersaing serta meningkatkan omzet usaha. Menggunakan metode penelitian kualitatif deskriptif, data dikumpulkan melalui wawancara mendalam terhadap 7 informan yang terdiri dari pelaku usaha. Hasil penelitian menunjukkan bahwa penggunaan QRIS memberikan kemudahan dalam proses transaksi, mempercepat pelayanan kepada konsumen, meningkatkan keamanan pembayaran, serta membantu pencatatan pemasukan usaha secara lebih tertata. Sementara itu, pemasaran online melalui media sosial dan platform digital terbukti mampu memperluas jangkauan pasar, memperkenalkan produk kepada calon konsumen baru, serta meningkatkan intensitas penjualan. Sinergi antara penggunaan QRIS dan pemasaran online memberikan dampak pertumbuhan terhadap pendapatan usaha karena konsumen memperoleh kemudahan sejak proses promosi hingga pembayaran. Secara simultan, penggunaan QRIS dan pemasaran online berpengaruh signifikan terhadap peningkatan pendapatan UMKM halal food di Kelurahan Gedung Johor. Dengan demikian, digitalisasi pembayaran dan pemasaran menjadi strategi penting dalam mendukung pertumbuhan serta daya saing UMKM di era modern.Kata kunci : QRIS, Pemasaran Online, Pendapatan UMKM, Halal Food,
Co-Authors Arifa Heru Kurniawan Ismail Mirzah Ikmaliyah Parlindungan Parlindungan Siti Mukti Intan Wahdinil Jannah Yesi Safitri