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All Journal Maqasid: Jurnal Studi Hukum Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam
Ramadhan, M. Jasuli
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Religion Humanities Astronomy Law, Crime, Criminology & Criminal Justice Social Sciences

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Reformulasi Kedudukan MPR Dalam Sistem Ketatanegaraan Indonesia Pasca-Amandemen UUD 1945 Perspektif Hukum Tata Negara Islam Kontemporer Yumansyah, Diki; Arkiang, Bachder Syarif; Ramadhan, M. Jasuli; Al Farid , Muhammad; Muhtar
Maqasid: Jurnal Studi Hukum Islam Vol. 14 No. 2 (2025): Maqasid Jurnal Studi Hukum Islam
Publisher : Muhammadiyah University of Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/mqs.v14i2.26944

Abstract

This research examines the reformulation of the status of the People’s Consultative Assembly (MPR) within Indonesia’s constitutional system after the amendment of the 1945 Constitution, using a convergent approach between positive constitutional law and contemporary Islamic constitutional thought. Following the amendments, the MPR was transformed from the highest state institution into a high state organ equal to others, thereby losing part of its strategic function. By employing the principles of shūrā, ahl al-ḥall wa al-ʿaqd, and maqāṣid al-sharīʿah, this study offers an alternative perspective to strengthen the role of the MPR as a moral-constitutional institution. The findings reveal that integrating Islamic ethical values with Pancasila has the potential to enrich the substantive dimension of Indonesian democracy. The reformulation emphasizes the importance of reinforcing ideological evaluative functions, establishing a national deliberative forum, and enhancing the ethical capacity of MPR members as strategic efforts toward more dignified and just governance.
Legal Protection of Customers Against the Loss of Funds in Bank BCA: A Civil Law Analysis and the Role of the Financial Services Authority Ernawati, Atis Ika; Ramadhan, M. Jasuli; Wanda Ndapa, Damianus; Syarif Arkiang, Bachder; Miftahuddin, Miftahuddin
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 17 No 2 (2025): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v17i2.11741

Abstract

Ideally, the banking sector has a legal obligation to safeguard customers’ funds with a high standard of prudence, yet in reality, cases of fund loss still frequently occur, including at Bank BCA. This situation raises doubts about the effectiveness of the legal protection available to customers when their rights are harmed. This study aims to examine the forms of legal protection for customers from the perspective of civil law and to evaluate the role of the Financial Services Authority (OJK) in resolving and restoring losses caused by fund loss in banks. This article falls under library research with a qualitative approach. The methodology used is normative legal research. The findings show that civil law provides a basis for protection through compensation mechanisms arising from breach of contract or unlawful acts, which may be claimed by customers against the bank. On the other hand, OJK serves as a regulator and external supervisor that plays an important role in ensuring justice for customers through regulation, supervision, and alternative dispute resolution mechanisms outside the court via LAPS SJK. The synergy between civil law instruments and the role of OJK has proven to be an essential instrument in providing legal certainty while maintaining public trust in the banking system.
Co-Authors Al Farid , Muhammad Arkiang, Bachder Syarif Ernawati, Atis Ika Miftahuddin Miftahuddin muhtar Syarif Arkiang, Bachder Wanda Ndapa, Damianus Yumansyah, Diki