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All Journal Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Sirait, Cornella Sari
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Economics, Econometrics & Finance Education Social Sciences Other

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LINKING FINANCIAL LITERACY LIFESTYLE AND SELF-CONTROL TO PERSONAL FINANCIAL MANAGEMENT IN HIGHER EDUCATION STUDENTS Sirait, Cornella Sari; Takidah, Erika; Sumiati, Ati
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 6 No. 2 (2025): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0602.16

Abstract

This research seeks to examine several key relationships: (1) how financial literacy affects personal financial management, (2) how lifestyle affects personal financial management, (3) how self-control affects personal financial management, and (4) how financial literacy, lifestyle, and self-control together influence personal financial management. The study adopts a quantitative research design through the use of survey methods, involving a total of 279 respondents. Data were gathered using a structured questionnaire based on a Likert scale. The analytical technique employed is multiple regression analysis. The research results show that financial literacy, lifestyle, and self-control significantly influence personal financial management, both partially and simultaneously. These results suggest that improving financial literacy, fostering a planned lifestyle, and developing self-control can help students better manage their personal finances.
Co-Authors ATI SUMIATI, ATI Erika Takidah