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All Journal Jurnal Pemberdayaan Masyarakat Madani (JPMM) Indonesian Journal of Halal Research Review of Islamic Economics and Finance International Journal of Engagement and Empowerment (IJE2) Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Prosiding Seminar Nasional Pengabdian Kepada Masyarakat Research Trend in Technology and Management Amal: Jurnal Ekonomi Syariah Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Erika Takidah
Tazkia University College of Islamic Economics
Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Medicine & Pharmacology Public Health Social Sciences Other

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TRAINING ON THE IMPORTANCE OF DIGITAL PORTFOLIOS FOR PRIVATE CAMPUS STUDENTS Nasution, Hafifah; Wiradendi Wolor, Christian; Takidah, Erika; Hamidah, Hamidah; Saptono, Ari; Purwohedi, Unggul; Iranto, Dicky; Muhammad Zairin, Gentiga
International Journal of Engagement and Empowerment (IJE2) Vol. 3 No. 3 (2023): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v3i3.110

Abstract

This community service activity aims to increase the understanding of partners related to CV and increase expertise in making digital portfolios. This activity was preceded by analyzing the current situation faced by the partners. From the results of this analysis, the team concluded that a training activity related to the importance of digital portfolios for students was needed. The partners of this community service activity are students who are studying at Universiti Sabah Malaysia and Jakarta State University. This activity was done online via the Zoom application on Monday, July 10th 2023. Based on the evaluation results of this activity, students' understanding and abilities had increased about digital portfolio creation
Revitalisasi Koperasi Syariah Berbasis Pemberdayaan Lingkungan Melalui Optimalisasi Bank Sampah Takidah, Erika; Indriani, Susi
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 2 No. 2 (2018): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ Indexed)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (807.469 KB) | DOI: 10.21009/JPMM.002.2.09

Abstract

The amount of litter production at DKI Jakarta show a rapid climb up to 6.000 ton per days. DKI Jakarta governor asks their staff to tackle this problem to reduce the litter production since at household activity. Based on this case, Litter Bank is one good solution to plunge the amount of litter at sanitary landfills and be an innovative product which assists people to get household income. As a concern, this empowerment was held at the densely populated area with multitude household such as District of Cililitan by creating Islamic Microfinance Institution to improve litter bank performance. Based on economic aspect, the majority of social work as a labor and small enterprise who have middle until low range income. The purpose of this empowerment is divided for some aspects which are an environmental aspect, education, and social economics, for instance, an innovative product and adoption from rente system which are book saving and recycling rubbish which has a high value on the market. The method used in this empowerment is a qualitative case study approach. The data used are primary data obtained through observation and workshop to the communities on Cililitan. The empowerment was conducted during the period September 2016 – March 2017. The result depicts that Islamic Microfinance Institution scheme entered and accepted by the community through a process of active and passive processes. Furthermore, it can grow society awareness in recycling rubbish and household finance management.
ANALISIS INTENSI PENGGUNAAN FINTECH SYARIAH DI KALANGAN GENERASI Z: TANTANGAN DAN PELUANG Takidah, Erika; Susanti, Santi
AMAL: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2024): June 2024
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v6i1.7128

Abstract

Generasi Z, yang tumbuh di era teknologi canggih, memerlukan pendekatan pembelajaran yang inovatif. Meskipun mereka mahir dalam penggunaan teknologi, baik pembelajaran daring maupun luring belum sepenuhnya memenuhi kebutuhan mereka. Mereka lebih suka pembelajaran melalui pengalaman dan kurang berminat berinteraksi secara langsung dengan orang banyak. Dalam pembelajaran fintech dan fintech syariah, mahasiswa terlibat dalam diskusi kelas dan aplikasi praktis, namun juga didorong untuk terlibat secara langsung dengan dunia industri keuangan. Sebagian besar mahasiswa menunjukkan minat tinggi karena menyadari potensi pertumbuhan industri ini di masa depan, menginginkan mata kuliah yang lebih aplikatif. Penelitian melibatkan kuisioner terkait intensi mahasiswa dalam menggunakan produk fintech, dengan enam variabel UTAUT dan dua variabel privasi. Hasilnya menunjukkan minat tinggi generasi Z pada fintech dan fintech syariah. Intensi penggunaan dipengaruhi secara positif dan signifikan oleh kondisi fasilitas dan dukungan privasi. Privasi dianggap sangat penting bagi generasi Z, menunjukkan kehati-hatian dalam penggunaan teknologi. Kesimpulannya, generasi Z menunjukkan antusiasme besar terhadap fintech dan fintech syariah. Fokus pada privasi dan kondisi fasilitas menjadi faktor utama dalam intensi penggunaan teknologi keuangan ini di kalangan mahasiswa. Kata Kunci: Edukasi, Literasi Teknologi Keuangan, Fintech Syariah, UTAUT, Privasi
PSIKOEDUKASI CERDAS MENGELOLA KEUANGAN KELUARGA PADA KOMUNITAS IBU PENERIMA MANFAAT GERAKAN SEMBAKO JUMAT (GESMAT) MASJID ATTAUFIQ GUNTUR JAKARTA SELATAN SEBAGAI UPAYA MENINGKATKAN KESEJAHTERAAN KELUARGA Megawati, Hermeilia; Takidah, Erika; Mozalipa, Nadira; Dilarse, Made Dayu; Haninda, Mutiara
Prosiding Seminar Nasional Pengabdian Kepada Masyarakat Vol. 4 (2023): PROSIDING SEMINAR NASIONAL PENGABDIAN KEPADA MASYARAKAT - SNPPM2023
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract Many business actors in the informal sector experience difficulties in managing family finances because the income they receive is daily and not fixed. This community service activity aims to increase knowledge about how to manage the finances of families of informal sector entrepreneurs in the beneficiary community of the Friday Grocery Movement (Gesmat) At-Taufiq Guntur Mosque, Setiabudi District, South Jakarta. The program designed is Psychoeducation in Managing Family Finances with the seminar method. This seminar was attended by 39 participants and was held in the hall of the At-Taufiq Mosque. To measure the success of the program, seminar participants were asked to complete a pre-test and post-test to determine the extent to which participants' knowledge of how to manage the family finances with daily and non-fixed incomes increased. The results obtained from this activity indicate that the pretest and posttest results have a significance value of 0.036 (p <0.005). This shows that there is a significant difference in scores between before and after the program. In other words, this psychoeducation is proven to increase participants' knowledge of how to manage family finances with an irregular daily income. Abstrak Banyak pelaku usaha di sektor informal mengalami kesulitan dalam mengatur keuangan keluarga karena penghasilan yang diterima bersifat harian dan tidak tetap. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan pengetahuan mengenai cara mengatur keuangan keluarga pelaku usaha sektor informal pada komunitas ibu penerima manfaat Gerakan Sembako Jumat (Gesmat) Masjid At-Taufiq Guntur, Kecamatan Setiabudi, Jakarta Selatan. Adapun program yang dirancang adalah Psikoedukasi Cerdas Mengelola Keungana dengan metode seminar. Seminar ini dihadiri oleh 39 peserta dan dilaksanakan di Aula Masjid At-Taufiq Halimun. Untuk mengukur keberhasilan program, peserta seminar diminta untuk mengisi pre-test dan post-test untuk mengetahui sejauh mana peningkatan pengetahuan peserta mengenai cara mengatur keuangan keluarga berpenghasilan harian dan tidak tetap. Hasil yang diperoleh dari kegiatan ini menunjukkan bahwa hasil pretest dan posttest memiliki nilai signifikansi sebesar 0.036 (p < 0,005). Hal ini menunjukkan bahwa terdapat perbedaan skor yang signifikan antara sebelum dan setelah program. Dengan kata lain, psikoedukasi ini terbukti meningkatkan pengetahuan mitra tentang cara mengelola keuangan keluarga dengan penghasilan harian yang tidak tetap.
PERFORMANCE OPTIMIZATION STRATEGIES OF SHARIA INSURANCE COMPANIES IN INDONESIA BASED ON ASSET GROWTH (2018-2022) Faradifa, Nurul; Takidah, Erika; Ulupui, I Gusti Ketut Agung
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 1 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0501.04

Abstract

A good performance description of Sharia insurance companies is reflected in their asset growth rate; when the generated percentage increases, it represents the company's optimal performance in managing participants' funds, thereby enhancing public trust and encouraging more people to register as Sharia insurance participants. This study aims to examine the relationship between Insurance Claims, Profitability, and Operational Expenses on Asset Growth by involving 27 Sharia insurance companies registered with the Financial Services Authority from 2018 to 2022 as research samples. The sample was drawn using the Purposive Sampling technique and quantitative methods with secondary data obtained from the annual financial statements of each Sharia insurance company's website. The partial results show that claims and operational expenses have a significant negative impact on asset growth; the higher the claims and operational expenses, the lower the asset growth. Profitability, however, does not affect asset growth because the profitability generated is not optimal, thus not increasing the company's assets. Simultaneously, claims, profitability, and operational expenses have a significant positive effect on asset growth, with a determination coefficient of 40.09%, while the remaining percentage is influenced by other factors not examined in this study. Therefore, this study adds value by validating the measurement of asset growth in Sharia insurance.
CAPITAL STRUCTURE OF PROPERTY AND REAL ESTATE COMPANIES IN INDONESIA SHARIA STOCK INDEX: INFLUENCE OF PROFITABILITY, LIQUIDITY, AND ASSET STRUCTURE Dharmawan, Nurrahma Arif; Takidah, Erika
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 1 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0501.05

Abstract

The era of globalization has created free and borderless business competition. Slow growth in the property and real estate sector underscores the importance of companies managing their capital structure well to ensure business continuity. The objectives of this research are to assess the influence of Profitability, Liquidity, and Asset Structure on the Capital Structure of companies within the property and real estate sectors listed on the Indonesia Sharia Stock Index (ISSI) on the Indonesia Stock Exchange between 2020 and 2022. Utilizing a quantitative approach, the research draws on secondary data from annual reports of 48 sampled companies. The analytical methods employed include multiple linear regression, prerequisite tests, classical assumption tests, and hypothesis testing. The research findings indicate that the profitability variable has a negative and insignificant effect on the capital structure. Meanwhile, the liquidity and asset structure variables negatively and significantly affect the capital structure.
Factors Affecting Islamic Bank Financial Performance Muhammad, Mumuh; Sarı, Emre Selçuk; Umarovich, Kholdorov Sardor; Takidah, Erika; Pertiwi, Risa Sari
Review of Islamic Economics and Finance Vol 7, No 2 (2024): Review of Islamic Economics and Finance (RIEF): November 2024
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v7i2.75396

Abstract

Purpose – This study aims to investigate the factors affecting financial performance in Islamic banks.Methodology - The quantitative approach is applied in this study with panel data analysis as analysis tool. This study measures the performance of Islamic Banks (IBs) in Türkiye and Indonesia. In total, there are 5 and 11 Islamic banks in Türkiye and Indonesia respectively used in this study, resulting 109 samples to analyze. Findings - The results show that bank size, capital ratio, operating expense ratio and inflation are found to be significant on Return on Avergae Assets (ROAA) positively. However, bank age and loan ratio do not have significant effect on ROAA. It is important to evaluate these factors to improve financial performance of Islamic bank in both countries as big Muslim population.
Empowering Women Entrepreneurs' Good Health and Well-Being through Education and Access to Quality Healthcare Agustin Pratama Sari, Dewi; Firdausi Rachmadania, Rizki; Iranto, Dicky; Hasanah, Nuramalia; Takidah, Erika; Aminah, Hania; Ikhwan, Muhammad; Al Finsih, Muhamad; Jofarhan, Muhammad; Hidayat, Nur
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 8 No. 2 (2024): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)

Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.008.2.11

Abstract

Nowadays, business opportunities are wide open, including for women who are usually marginalized. Being a female entrepreneur certainly has its own challenges. The challenges will be even greater if women also act as wives and mothers. PPUMI Women's community, often face the problems that women with multiple roles have difficulty finding balance in dividing their time between work, family and themselves. Often their mental and physical health is disturbed. In fact, to increase one's capabilities so that one can carry out tasks with various roles carried out in social life, awareness is needed to care for and maintain one's own sanity. Therefore, the UNJ Community Service team aims to holding seminars and online consultations regarding women's empowerment so that they can grow their mental and mental capacity in balancing multiple or more roles in social life in society. The invited speakers are expert speakers who have experienced similar problems but have succeeded in growing their capacity and ability to deal with them with total number of participants are more than 30. We hope that the target partners for this community service can experience the same thing and continue to grow.
Strategic Model for Halal Tourism Development in Indonesia: A Preliminary Research Huda, Nurul; Rini, Nova; Muslikh, Muslikh; Hidayat, Slamet; Takidah, Erika; Sari, Dian Permata; Husniyah, Af'idatul
Indonesian Journal of Halal Research Vol. 4 No. 2 (2022): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v4i2.11849

Abstract

Halal tourism is one of the emerging sectors in the halal industry. The article aims to identify the main problems, solutions, and strategies for developing a model of halal tourism. The qualitative and quantitative approaches are used in this article, including in-depth interviews and expert group discussions with the community leaders, academics, culinary and travel entrepreneurs, local tourism board, hotel entrepreneurs, and tourists representing halal tourism stakeholders. The data was complemented with research questionnaires and compiled using the Analytic Network Process (ANP) method, with Super Decision as a data processing tool. The article provides empirical insights into halal tourism in Indonesia, focusing on the root cause, the outcome of solutions, and the formulation of a future development strategy. Government-related issues remain the main priority, followed by community and halal facilities entrepreneur issues (hotel, travel, and halal food). The results showed that the priority problem in developing halal tourism in Indonesia is infrastructure problems. The solution is to build adequate road infrastructure, repair damaged roads, and complete road direction to halal tourism locations in every region of Indonesia. Halal tourism goals in Indonesia can be realized by implementing a functional synergy between the government and the local community.
The Impact of Digital Media Use on Muslim Entrepreneurs' Intention to Apply for Halal Certificate: Empirical Evidence from Indonesia Ridlwan, Ahmad Ajib; Timur, Yan Putra; Ryandono, Muhammad Nafik Hadi; Takidah, Erika; Abdul Aziz, Azreen Hamiza; Juniarti, Rosa Prafitri
Indonesian Journal of Halal Research Vol. 7 No. 1 (2025): February
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v7i1.40271

Abstract

The Indonesian government is striving to encourage Muslim entrepreneurs to obtain halal certification for all products produced, imported, and sold within Indonesia. Digital media has emerged as a viable solution to enhance the convenience and practicality of Muslim entrepreneurs in applying for halal certification. This study aims to examine factors that influence Muslim entrepreneurs' halal certification applications through digital media, using the DeLone and McLean and the Unified Theory of Acceptance and Use of Technology (UTAUT) models. This quantitative study analyses 350 Indonesian Muslim entrepreneurs using partial least square structural equation modeling (PLS-SEM). Researchers obtain data using non-probability sampling approaches. The results of the study indicate that the constructs of performance expectancy (PE), effort expectancy (EE), social influence (SI), and service quality (SEQ) have a positive and significant effect on intention (INT). In addition, the facilitating condition (FC) has a positive influence on INT but is not significant. While the constructs of system quality (SYQ) and information quality (IQ) have a positive and significant effect on user satisfaction (US), the correlation of the two constructs to INT is not significant. Therefore, it can be concluded that PE, EE, and SI are the key driving factors for Muslim entrepreneurs in using digital media to apply for halal certification. According to the results, developing user-friendly features and technology systems is highly recommended. Pre- and post-submission service quality must be improved. Therefore, halal process assistance officers (PPH) are proposed to support Indonesian Muslim entrepreneurs.
Co-Authors Abdul Aziz, Azreen Hamiza Achmad Fauzi Agustin Pratama Sari, Dewi Ahmad Ajib Ridlwan Al Finsih, Muhamad Anggraini ZR, Ratna ATI SUMIATI, ATI Christian Wiradendi Wolor Dharmawan, Nurrahma Arif Dian Permata Sari Dicky Iranto Dilarse, Made Dayu Faradifa, Nurul Ferly Ferdyant, Ferly Firdausi Rachmadania, Rizki Hamidah . Hania Aminah, Hania Haninda, Mutiara Hermeilia Megawati Hidayat, Slamet Husniyah, Af'idatul I Gusti Ketut Agung Ulupui ILHAM FAUZI Jofarhan, Muhammad Mozalipa, Nadira Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Ikhwan Muhammad Zairin, Gentiga Mumuh Muhammad Muslikh Muslikh Mutia Maharani Nasution, Hafifah Nova Rini Nur Azizah Nur Hidayat Nuramalia Hasanah Nurul Huda Pangestuti, Dwi Pertiwi, Risa Sari Ratna Anggraini ZR, Ratna Anggraini Rosa Prafitri Juniarti Santi Susanti, Santi Saptono, Ari Sarı, Emre Selçuk Sirait, Cornella Sari Solly Aryza Sri Zulaihati, Sri Surya Aprilia, Diva Susi Indriani Umarovich, Kholdorov Sardor Unggul Purwohedi Yan Putra Timur