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All Journal Indonesian Journal of Law and Economics Review Jurnal Oportunitas : Ekonomi Pembangunan Journal of Management, Accounting, and Administration
Zulkarnain, Rahmat
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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STRATEGI PENANGGULANGAN KEMISKINAN DI MADURA: ANALISIS REGRESI DATA PANEL Zulkarnain, Rahmat; Muhlisin, Muhlisin; Hidayat, Nurul; Awan, Edi
Jurnal Oportunitas : Ekonomi Pembangunan Vol. 4 No. 2 (2025): Oportunitas, September 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/oportunitas.v4i2.2501

Abstract

This research aims to evaluate the influence of gross regional domestic product, economic growth, and human development index on poverty levels in four Madura districts: Bangkalan, Sampang, Pamekasan, and Sumenep. We analyze secondary data, including annual data from 2014-2023, using the panel data regression method. The research results show that gross regional domestic product has a significant positive influence on poverty levels, indicating that increasing economic activity can increase poverty due to potential inequality in economic distribution. Conversely, research demonstrates a significant negative impact of economic growth and the human development index on poverty levels. This means that increasing economic growth and human development can effectively reduce the level of poverty in Madura. The policy implications necessitate the implementation of more inclusive strategies to promote equitable distribution of economic benefits throughout the region and underscore the significance of investing in human development to enhance the quality of life and economic prospects of Madurese individuals.
Financial Performance Management at PT Bank Rakyat Indonesia (Persero) Tbk Period 2018 - 2022 Anshori, Syaiful; Ainorrofiqie, Ainorrofiqie; Hidayat, Nurul; Arifah, Hertin Khalifatun Nisa; Zulkarnain, Rahmat
Journal of Management, Accounting, and Administration Vol. 2 No. 1: 2025
Publisher : STAI Nurul Islam Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jomaa.v2i1.186

Abstract

Bank financial institutions are one of the important factors for a country's economy which functions as a collector and channeler of public funds. The bank's ability to increase overall efficiency and generate profits is a reflection of the bank's good financial performance management. This research aims to analyze financial performance management at PT Bank Rakyat Indonesia (Persero) Tbk. 2018-2022 period, by analyzing the influence of Operational Costs on Operating Income (BOPO), Non-Performing Loans (NPL) And Loans deposit Ratio (LDR) to Return On Assets (ROA). The data used in this research is the Time Series of PT quarterly report data. Bank Rakyat Indonesia (Persero) Tbk. Which recorded in data FSA period first quarter 2018- quarterly IV 2022, with data analysis techniques Which used is multiple linear regression using SPSS version 26. The results of the research show that both partial and simultaneous costs Operational Operating Income (BOPO), Non Performing Loans (NPL), Loan Deposits Ratio (LDR) has a significant effect on Return On Assets (ROA) on PT. People's Bank Indonesia (Persero) Tbk.
Unveiling the Dual Impact of Competence and Discipline on Performance in Indonesia: Mengungkap Dampak Ganda Kompetensi dan Disiplin terhadap Kinerja di Indonesia Syauqi, Ahmad; Awan, Edi; Mubarok, Imam Anas; Zulkarnain, Rahmat
Indonesian Journal of Law and Economics Review Vol. 19 No. 2 (2024): May
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i2.1055

Abstract

This study examines the impact of employee competence and discipline on performance in a company in Pamekasan Regency. Although previous research has linked competencies to performance, the specific interaction between discipline and competencies and their combined effect on performance is less explored. This study aims to fill this knowledge gap by assessing how competence directly affects performance and how it affects employee discipline which in turn affects performance. Using structural equation modeling on data from 39 respondents, findings show that competence significantly improves performance directly, and also indirectly through improved discipline. However, the direct effect of competence on performance is stronger than its indirect effect through discipline. These insights emphasize the importance of integrating a competency-based approach with a disciplined work environment to optimize employee performance. This study contributes to the competency-based performance literature and offers practical implications for improving employee productivity through competencies and targeted discipline. Highlights: Direct Impact of Competence: Competence significantly enhances employee performance directly, highlighting its pivotal role in productivity. Role of Discipline: Discipline not only supports but also mediates the relationship between competence and performance, indicating its crucial function in organizational success. Comparative Influence: The direct influence of competence on performance is more pronounced than its indirect effect through discipline, suggesting primary focus on competence development for immediate performance gains. Keywords: Competence, Discipline, Employee Performance, Structural Equation Modeling
Co-Authors ahmad syauqi, ahmad Ainorrofiqie, Ainorrofiqie Anshori, Syaiful Arifah, Hertin Khalifatun Nisa Awan, Edi Mubarok, Imam Anas Muhlisin Muhlisin Nurul Hidayat