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Perspektif Hukum Islam terhadap mekanisme Autodebet bagi Kepatuhan Peserta Asuransi BPJS Muhajirin, Muhajirin; Pratama, Herdifa; Tutrisno, Irwan; Jannati, Nurlaili; Ferly, Bobby
Ulumuddin: Jurnal Ilmu-ilmu Keislaman Vol 15 No 2 (2025): Ulumuddin: Jurnal Ilmu-Ilmu Keislaman
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/ulumuddin.v15i2.3118

Abstract

This study examines the autodebit system for BPJS Kesehatan contributions among Non-Wage Recipient Workers from an Islamic legal perspective. Using a qualitative juridical-normative approach through library research, this study combines Islamic jurisprudence, regulatory frameworks, and previous studies. The findings indicate that autodebit effectively enhances payment discipline, reduces arrears, and sustains participation. From an Islamic perspective, autodebit is permissible as long as the contract is clear, voluntary, and free from gharar, riba, and coercion. It also aligns with the maqāṣid al-sharī‘ah principles of justice, facilitation, and public welfare. This study provides reassurance for Muslim participants that the autodebit mechanism is consistent with Islamic values and supports the sustainability of the JKN program in Indonesia.
Munakahat dan Fulfillment of Family Livelihood: A Normative Analysis of Islamic Law Yanti, Novi; Candra, Eki; Tutrisno, Irwan; Utami, Nazwa Yunissa; Dari, Wulan
Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Vol. 22 No. 02 (2025): Al-Mutharahah : Jurnal Penelitian dan Sosial Keagamaan
Publisher : LPPM Institut Agama Islam Diniyyah Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46781/al-mutharahah.v22i02.2092

Abstract

This study is motivated by the importance of munakahat in Islamic jurisprudence as a normative framework governing marital relationships, particularly regarding the obligation of family maintenance (nafaqah). In contemporary social contexts, economic dynamics and shifting family roles have raised various challenges in understanding and implementing this obligation. Therefore, this research aims to analyze the concept of munakahat and the fulfillment of family maintenance from the perspective of normative Islamic jurisprudence. This study employs a qualitative method with a normative doctrinal approach through library research. Primary data sources include the Qur’an, hadith, and classical fiqh texts, while secondary sources consist of books and contemporary scholarly journal articles. Data analysis is conducted using content analysis and comparative examination of juristic opinions. The findings indicate that the obligation of maintenance is a legal consequence of the marriage contract, carrying both moral and legal responsibility. Islamic jurisprudence on munākahāt also demonstrates flexibility in determining maintenance standards based on the husband’s capacity and socio cultural context (‘urf). In conclusion, the concept of maintenance within munakahat functions not merely as a legal obligation but as a mechanism for ensuring justice and strengthening Muslim family resilience.