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Implikasi Ekonomi dari Penurunan Produksi Minyak Mentah terhadap Kebutuhan Impor dan Defisit Energi (Analisis tren produksi dan ekspor-impor BBM) Darwin, Dirmansyah; Dwipatna, I Made Jyotisa Adi; Ngoyo, Muh. Fardan; Rahman, Abdul; Sumarwadji, Hafid
Journal of Economics, Bussiness and Management Issues Vol. 2 No. 4 (2025): September
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jebmi.v2i4.875

Abstract

This study analyzes the implications of the production decline of crude oil in Indonesia on import dependency and the national energy deficit during 2018–2023. Using a descriptive quantitative approach and trend analysis of secondary data, the research shows that the decline in oil production is due to the dominance of aging oil wells, limited new exploration, and structural challenges in the upstream oil and gas sector. Meanwhile, energy consumption, particularly fuel, has increased sharply, driven by the transportation and industrial sectors. This gap has resulted in surge in the volume and value of crude oil and refined product imports, weakening national energy security. Calculations of the import dependency ratio indicate that more than 40% of fuel consumption is met through imports. This has resulted in a higher foreign exchange burden, pressure on the rupiah exchange rate, and a widening current account deficit. This research suggests considering increasing national oil lifting through Enhanced Oil Recovery (EOR), diversifying energy sources by strengthening the development of New and Renewable Energy (NRE), and reforming energy subsidies to ensure better targeting. In addition, reformulation of energy policy to reduce economic vulnerability and strengthen national energy security would be key step to respond the situation.
Financial Literacy for Generation Z: Strategies for Developing an Economically Intelligent and Self-Reliant Generation at SMA Negeri 1 Gowa. Andriani, Shadry; Devi Nugraha, Putu Ananda; Nur Wahyuningsih, Andi; Abdur Rabb, Ahmad Faqhruddin; Ngoyo, Muh. Fardan
Outline Journal of Community Development Vol. 3 No. 2: November 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/fepgkx16

Abstract

The rapid development of digital technology has brought significant changes to financial systems and consumption behavior patterns, including among teenagers. Generation Z, as active users of technology, faces challenges in managing their finances wisely amid the ease of access to digital financial services. The Community Service Program (PKM) entitled “Financial Literacy for Generation Z: Strategies to Build an Economically Smart and Independent Generation” was conducted at State Senior High School 1 Gowa with the aim of enhancing students’ knowledge and awareness of responsible personal financial management. This activity employed an educational participatory approach through interactive lectures, discussions, financial planning simulations, and financial games that actively engaged students. The results showed an improvement in students’ understanding of the importance of expense tracking, budget planning, and the wise use of digital wallets. Students also began to grasp the concepts of investment and the risks associated with the use of “pay later” features, which are increasingly popular among youth. Through this program, students were able to distinguish between needs and wants, develop saving habits, and cultivate discipline and responsibility in managing their finances. Overall, the program successfully instilled the fundamental values of forming an Economically Smart and Independent Generation youth who are rational, visionary, and possess integrity in facing the challenges of the digital economy.