Gusti, Muhammad
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Fenomena Peralihan Bank Konvensional ke Bank Syariah di Aceh Muklir, Muklir; Syamsudin, Syamsudin; Gusti, Muhammad; Aziz, Abdul
Jurnal Sosiologi USK (Media Pemikiran & Aplikasi) Vol 16, No 2 (2022)
Publisher : Sociology Department Of Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jsu.v16i2.25865

Abstract

Islamic financial institutions aim to improve the economic empowerment of the people of Aceh based on the principles of Islamic economics (sharia). This article aims to describe the phenomenon of switching from conventional banks to Islamic Sharia banks as a form of implementation of Aceh Qanun Number 11 of 2018 concerning Islamic Financial Institutions. This study uses a qualitative approach. Data collection techniques using observation and interviews The data obtained were analyzed using qualitative descriptive techniques. The results showed that the transition of conventional banks to Islamic banks as a form of Qanun LKS implementation has still not been effective and efficient, so customers and business actors still do not significantly feel the impact. The transition of conventional banks to Islamic banks as a form of implementation of Qanun LKS also shows unpreparedness in terms of systems, programs, and services. This had an impact on the service provided to bank customersAbstrakLembaga Keuangan Syariah bertujuan meningkatkan pemberdayaan ekonomi masyarakat Aceh berdasarkan prinsip ekonomi Islam. Artikel ini bertujuan untuk mendeskripsikan tentang fenomena peralihan Bank Konvensional ke Bank Syariah sebagai bentuk implementasi Qanun Aceh Nomor 11 tahun 2018 tentang Lembaga Keuangan Syariah. Kajian ini menggunakan pendekatan kualitatif. Teknik pengumpulan data menggunakan observasi dan wawancara. Data yang diperoleh kemudian dianalisis menggunakan teknik deskriptif kualitatif. Hasil penelitian menunjukkan bahwa Peralihan Bank konvensional ke bank syariah sebagai bentuk implementasi Qanun LKS belum berjalan efektif dan efisien sehingga dampaknya pun masih belum dapat dirasakan secara signifikan, baik oleh nasabah maupun pelaku usaha. Peralihan Bank Konvensional ke Bank Syariah sebagai bentuk implementasi Qanun LKS juga masih menunjukkan ketidaksiapan dalam hal sistem, program, serta pelayanan. Hal ini mengakibatkan rendahnya pelayanan kepada nasabah.
Rekonstruksi Ontologi Bencana Banjir di Indonesia: Dari Fatalisme Menuju Resiliensi Berbasis Sains Gusti, Muhammad; Syukri, Syukri; Salam, Rahmad; Andriansyah, Andriansyah
Takuana: Jurnal Pendidikan, Sains, dan Humaniora Vol. 4 No. 4 (2026): Takuana (January-March)
Publisher : MAN 4 Kota Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56113/takuana.v4i4.323

Abstract

This study examines how disaster ontology shapes the ways flood risks are understood and governed in flood-prone regions. Using a qualitative critical–interpretive approach, the research analyzes community narratives, institutional practices, and policy documents to uncover the dominance of fatalistic interpretations that frame floods as unavoidable destiny. Such views reproduce reactive responses and weaken the institutionalization of disaster science in planning and risk management. The findings also reveal emerging elements of a science-based resilience ontology, reflected in community initiatives, the use of risk data, and limited cross-actor collaboration. The study argues that reconstructing disaster ontology is a fundamental prerequisite for building adaptive and equitable flood risk governance. Integrating scientific knowledge, transforming perspectives, and strengthening collaborative governance are essential to shift from reactive disaster management toward long-term, science-informed resilience.