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All Journal Jurnal Humaniora Teknologi Jurnal Humaniora Teknologi Utsaha: Journal of Entrepreneurship Acitya Wisesa: Journal of Multidisciplinary Research
Muinah, Siti
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AN ISLAMIC LEGAL REVIEW OF THE IMPLEMENTATION OF PRODUCTIVE WAQF AT DARUL IZZAH FOUNDATION, SOUTH TANGERANG Khabibi , Akhmad; Wahdan; Warmin; Muinah, Siti; Widodo, Tri; Midiawati
Jurnal Humaniora Teknologi Vol. 10 No. 2 (2024): Jurnal Humaniora Teknologi
Publisher : P3M Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jht.v10i2.219

Abstract

This study explores the implementation of productive waqf at the Darul Izzah Foundation in South Tangerang, Indonesia, focusing on its alignment with Islamic legal principles. Although waqf has traditionally been associated with religious purposes, its transformation into productive waqf presents significant opportunities for sustainable socio-economic development, particularly in education and community welfare. The study adopts a qualitative descriptive method to analyze how productive waqf is managed and interpreted within an Islamic legal framework. Data were collected through in-depth interviews with foundation staff and community leaders, supported by documentary analysis, and validated using triangulation and member checking techniques. The findings reveal that the foundation utilizes waqf assets, such as a transport vehicle, for both institutional operations and community needs, demonstrating the multifunctional role of waqf in promoting welfare. The institution also plans to expand into halal minimarkets and Islamic bookstores as part of its productive waqf initiatives. The governance model employed is participatory and transparent, involving religious and community stakeholders in decision-making, which enhances accountability and compliance with the pillars of waqf as stipulated in Islamic jurisprudence and Indonesian Law No. 41 of 2004. Challenges include limited public awareness and the need for professional waqf management. Nevertheless, the case of Darul Izzah illustrates how productive waqf can function as a lawful and effective tool for financial independence in Islamic educational institutions. This study contributes to the discourse on Shariah-compliant economic empowerment and offers a model for integrating waqf with modern Islamic finance in a socially impactful manner.
AN ISLAMIC LEGAL REVIEW OF THE IMPLEMENTATION OF PRODUCTIVE WAQF AT DARUL IZZAH FOUNDATION, SOUTH TANGERANG Khabibi , Akhmad; Wahdan; Warmin; Muinah, Siti; Widodo, Tri; Midiawati
Jurnal Humaniora Teknologi Vol. 10 No. 2 (2024): Jurnal Humaniora Teknologi
Publisher : P3M Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jht.v10i2.219

Abstract

This study explores the implementation of productive waqf at the Darul Izzah Foundation in South Tangerang, Indonesia, focusing on its alignment with Islamic legal principles. Although waqf has traditionally been associated with religious purposes, its transformation into productive waqf presents significant opportunities for sustainable socio-economic development, particularly in education and community welfare. The study adopts a qualitative descriptive method to analyze how productive waqf is managed and interpreted within an Islamic legal framework. Data were collected through in-depth interviews with foundation staff and community leaders, supported by documentary analysis, and validated using triangulation and member checking techniques. The findings reveal that the foundation utilizes waqf assets, such as a transport vehicle, for both institutional operations and community needs, demonstrating the multifunctional role of waqf in promoting welfare. The institution also plans to expand into halal minimarkets and Islamic bookstores as part of its productive waqf initiatives. The governance model employed is participatory and transparent, involving religious and community stakeholders in decision-making, which enhances accountability and compliance with the pillars of waqf as stipulated in Islamic jurisprudence and Indonesian Law No. 41 of 2004. Challenges include limited public awareness and the need for professional waqf management. Nevertheless, the case of Darul Izzah illustrates how productive waqf can function as a lawful and effective tool for financial independence in Islamic educational institutions. This study contributes to the discourse on Shariah-compliant economic empowerment and offers a model for integrating waqf with modern Islamic finance in a socially impactful manner.
E-Commerce Transactions under Islamic Economic Law: Ensuring Shariah Compliance in Indonesian Digital Marketplaces Wahdan; Widodo, Tri; Warmin; Muinah, Siti; Midiawati
Acitya Wisesa: Journal of Multidisciplinary Research Vol. 4 Issue 1 (2025)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/jmr.v4i1.822

Abstract

The development of information technology has driven the growth of online buying and selling transactions through platforms such as Tokopedia, Shopee, and Bukalapak. This phenomenon opens economic opportunities while also posing challenges to the application of Islamic economic principles. This study employs a normative and descriptive qualitative approach to analyze the mechanism of digital transactions to ensure compliance with Shariah law, focusing on contracts (akad), transparency, consent (ridha), permissibility (al-ibahah), and accountability. The study’s findings show that digital contracts made through clicking “buy” and “pay” can be considered valid as long as they are clear, recorded, and agreed upon by both parties. Transparency of product information is a key principle to avoid gharar (excessive uncertainty) and ghish (deception), so the description, price, and condition of goods must be accurate. The principle of consent (ridha) is realized through options such as khiyar (choice), returns, and refunds as forms of consumer protection. Payment schemes must be free from riba (usury), maisir (gambling), and excessive gharar, with alternatives such as murabahah (cost-plus financing) and halal installments. Seller accountability is enforced through rating systems, reviews, and Shariah seller certification. The fatwa of the DSN-MUI (National Shariah Council-Indonesian Ulema Council) provides normative guidance for digital transactions, ensuring consumer protection and Shariah compliance. The implementation of these principles not only guarantees the validity of transactions but also enhances trust, consumer loyalty, and the sustainability of the Shariah e-commerce ecosystem in Indonesia.
SHARIA-BASED GOLD SALES STRATEGY FOR PROFIT OPTIMIZATION: A CASE STUDY OF SINAR JAYA GOLD SHOP, BOGOR Jamil, Abdul; Wahdan; Widodo, Tri; Aniyatussaidah; Muinah, Siti
UTSAHA: Journal of Entrepreneurship Vol. 3 Issue 4 (2024)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/joe.v3i4.884

Abstract

The integration of modern marketing practices with Sharia compliance presents a critical challenge for traditional gold retailers in Indonesia. Despite growing scholarly attention to Islamic finance, empirical research examining how micro-scale gold retailers operationalize Sharia-based sales strategies remains limited. This study analyzes gold sales strategies and profit optimization within the framework of Sharia economic law at Sinar Jaya Gold Shop, Cigudeg, Bogor Regency. The research addresses three objectives: identifying sales strategies implemented, examining profit enhancement efforts, and evaluating conformity with Islamic legal principles. Employing a qualitative design, data were collected through field observation, in-depth interviews with the store manager, employees, and academic experts in Islamic economics, and documentation review. Findings reveal that the shop adopts a hybrid marketing model combining direct selling, educational brochure distribution at religious venues, and digital engagement through WhatsApp and Facebook Marketplace. Profit enhancement is pursued through product diversification, transparent daily pricing aligned with global gold indices, and strict cash-based transactions ensuring immediate possession transfer. The study concludes that profit generation in gold trading is permissible under Sharia economic law when conducted within ethical boundaries, particularly through compliance with mutual consent, price transparency, and avoidance of riba and gharar. This research contributes empirical evidence demonstrating how traditional retail businesses can align profit-oriented strategies with Sharia-based standards, offering practical insights for micro-entrepreneurs and policymakers promoting sustainable Islamic business practices.
Co-Authors Abdul Jamil Aniyatussaidah Khabibi , Akhmad Midiawati Tri Widodo Wahdan Warmin