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All Journal Jurnal Humaniora Teknologi Jurnal Humaniora Teknologi Utsaha: Journal of Entrepreneurship Acitya Wisesa: Journal of Multidisciplinary Research Journal of Islamic Business Management Studies (JIBMS)
Warmin
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AN ISLAMIC LEGAL REVIEW OF THE IMPLEMENTATION OF PRODUCTIVE WAQF AT DARUL IZZAH FOUNDATION, SOUTH TANGERANG Khabibi , Akhmad; Wahdan; Warmin; Muinah, Siti; Widodo, Tri; Midiawati
Jurnal Humaniora Teknologi Vol. 10 No. 2 (2024): Jurnal Humaniora Teknologi
Publisher : P3M Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jht.v10i2.219

Abstract

This study explores the implementation of productive waqf at the Darul Izzah Foundation in South Tangerang, Indonesia, focusing on its alignment with Islamic legal principles. Although waqf has traditionally been associated with religious purposes, its transformation into productive waqf presents significant opportunities for sustainable socio-economic development, particularly in education and community welfare. The study adopts a qualitative descriptive method to analyze how productive waqf is managed and interpreted within an Islamic legal framework. Data were collected through in-depth interviews with foundation staff and community leaders, supported by documentary analysis, and validated using triangulation and member checking techniques. The findings reveal that the foundation utilizes waqf assets, such as a transport vehicle, for both institutional operations and community needs, demonstrating the multifunctional role of waqf in promoting welfare. The institution also plans to expand into halal minimarkets and Islamic bookstores as part of its productive waqf initiatives. The governance model employed is participatory and transparent, involving religious and community stakeholders in decision-making, which enhances accountability and compliance with the pillars of waqf as stipulated in Islamic jurisprudence and Indonesian Law No. 41 of 2004. Challenges include limited public awareness and the need for professional waqf management. Nevertheless, the case of Darul Izzah illustrates how productive waqf can function as a lawful and effective tool for financial independence in Islamic educational institutions. This study contributes to the discourse on Shariah-compliant economic empowerment and offers a model for integrating waqf with modern Islamic finance in a socially impactful manner.
AN ISLAMIC LEGAL REVIEW OF THE IMPLEMENTATION OF PRODUCTIVE WAQF AT DARUL IZZAH FOUNDATION, SOUTH TANGERANG Khabibi , Akhmad; Wahdan; Warmin; Muinah, Siti; Widodo, Tri; Midiawati
Jurnal Humaniora Teknologi Vol. 10 No. 2 (2024): Jurnal Humaniora Teknologi
Publisher : P3M Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jht.v10i2.219

Abstract

This study explores the implementation of productive waqf at the Darul Izzah Foundation in South Tangerang, Indonesia, focusing on its alignment with Islamic legal principles. Although waqf has traditionally been associated with religious purposes, its transformation into productive waqf presents significant opportunities for sustainable socio-economic development, particularly in education and community welfare. The study adopts a qualitative descriptive method to analyze how productive waqf is managed and interpreted within an Islamic legal framework. Data were collected through in-depth interviews with foundation staff and community leaders, supported by documentary analysis, and validated using triangulation and member checking techniques. The findings reveal that the foundation utilizes waqf assets, such as a transport vehicle, for both institutional operations and community needs, demonstrating the multifunctional role of waqf in promoting welfare. The institution also plans to expand into halal minimarkets and Islamic bookstores as part of its productive waqf initiatives. The governance model employed is participatory and transparent, involving religious and community stakeholders in decision-making, which enhances accountability and compliance with the pillars of waqf as stipulated in Islamic jurisprudence and Indonesian Law No. 41 of 2004. Challenges include limited public awareness and the need for professional waqf management. Nevertheless, the case of Darul Izzah illustrates how productive waqf can function as a lawful and effective tool for financial independence in Islamic educational institutions. This study contributes to the discourse on Shariah-compliant economic empowerment and offers a model for integrating waqf with modern Islamic finance in a socially impactful manner.
E-Commerce Transactions under Islamic Economic Law: Ensuring Shariah Compliance in Indonesian Digital Marketplaces Wahdan; Widodo, Tri; Warmin; Muinah, Siti; Midiawati
Acitya Wisesa: Journal of Multidisciplinary Research Vol. 4 Issue 1 (2025)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/jmr.v4i1.822

Abstract

The development of information technology has driven the growth of online buying and selling transactions through platforms such as Tokopedia, Shopee, and Bukalapak. This phenomenon opens economic opportunities while also posing challenges to the application of Islamic economic principles. This study employs a normative and descriptive qualitative approach to analyze the mechanism of digital transactions to ensure compliance with Shariah law, focusing on contracts (akad), transparency, consent (ridha), permissibility (al-ibahah), and accountability. The study’s findings show that digital contracts made through clicking “buy” and “pay” can be considered valid as long as they are clear, recorded, and agreed upon by both parties. Transparency of product information is a key principle to avoid gharar (excessive uncertainty) and ghish (deception), so the description, price, and condition of goods must be accurate. The principle of consent (ridha) is realized through options such as khiyar (choice), returns, and refunds as forms of consumer protection. Payment schemes must be free from riba (usury), maisir (gambling), and excessive gharar, with alternatives such as murabahah (cost-plus financing) and halal installments. Seller accountability is enforced through rating systems, reviews, and Shariah seller certification. The fatwa of the DSN-MUI (National Shariah Council-Indonesian Ulema Council) provides normative guidance for digital transactions, ensuring consumer protection and Shariah compliance. The implementation of these principles not only guarantees the validity of transactions but also enhances trust, consumer loyalty, and the sustainability of the Shariah e-commerce ecosystem in Indonesia.
AL-GHAZALI'S SHARIA ETHICS FRAMEWORK IN COMMUNITY-BASED TOURISM MANAGEMENT Widodo, Tri; Warmin; Khaerunisa, Unis; Zebua, Sukriyadin; Wahdan
UTSAHA: Journal of Entrepreneurship Vol. 1 Issue 1 (2022)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/joe.v1i1.888

Abstract

This study examines the management practices of Situ Pasir Maung, a community-based tourist destination in Dago Village, Parungpanjang District, Bogor Regency, through the lens of Imam Abu Hamid Al-Ghazali's Islamic business ethics framework. As tourism intensifies globally, ensuring that tourism management aligns with Islamic ethical principles becomes increasingly critical, particularly in Muslim-majority contexts. This research addresses two principal questions: how tourism management is practically implemented at Situ Pasir Maung, and to what extent these practices conform to Al-Ghazali's ethical dimensions. Employing a qualitative descriptive approach, the study utilizes semi-structured interviews with five key informants, direct field observations, and documentation analysis to gather empirical data. The findings demonstrate substantial alignment between operational practices and Al-Ghazali's four core ethical principles: al-dunya mazra'at al-akhirah (the world as preparation for the hereafter), maslahah (social welfare), akhlaq al-karimah (moral virtue), and avoidance of riba (usury). The management exhibits integration of spiritual consciousness into daily operations through collective prayers and prohibition of un-Islamic entertainment, prioritizes community welfare through local employment and profit-sharing mechanisms, maintains moral excellence through transparent pricing and honest conduct, and adheres to Sharia-compliant financing through mudharabah and musyarakah arrangements. The study concludes that Al-Ghazali's classical ethical framework remains relevant and operationalizable in contemporary tourism management, offering a replicable model for sustainable Islamic tourism development that reconciles economic viability with ethical integrity and social responsibility.
Akad Salam Pada Pelaksanaan Paket Lebaran (Studi Pada “Paket Alisadiyah” di Kp. Bangkonol Ds. Batok Tenjo Bogor) Hidayat, Fahrul; Gojali; Warmin; Sukriyadin Zebua; Rahmawati
Journal of Islamic Business Management Studies (JIBMS) Vol. 6 No. 2 (2025): Journal of Islamic Business Management Studies (JIBMS)
Publisher : Institut Daarul Qur'an Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51875/jibms.v6i2.746

Abstract

Menjelang Lebaran, harga kebutuhan pokok biasanya meningkat sehingga masyarakat mengantisipasinya dengan menabung atau memesan kebutuhan lebih awal, salah satunya melalui program paket Lebaran dengan sistem pembayaran bertahap. Namun, dalam praktiknya, program paket Lebaran ini sering kali jauh dari nilai-nilai syariah. Penelitian ini bertujuan untuk: (1) mengetahui pelaksanaan pengelolaan program paket Lebaran di Paket Alisadiyah; (2) menganalisis pelaksanaan pengelolaan tersebut ditinjau dari akad salam; dan (3) mengidentifikasi kendala dalam pelaksanaan program paket Lebaran di Alisadiyah. Jenis penelitian ini adalah kualitatif dengan metode observasi, wawancara, dan dokumentasi, serta teknik analisis data deskriptif-kualitatif untuk mendeskripsikan hasil temuan penelitian. Hasil penelitian menunjukkan bahwa pengelolaan program paket Lebaran di Alisadiyah dilakukan dengan skema pembayaran angsuran selama 330 hari (sekitar 47 minggu), di mana anggota melakukan pembayaran bertahap hingga menerima paket satu minggu sebelum Hari Raya Lebaran. Namun, dari perspektif akad salam, praktik ini belum sesuai dengan prinsip-prinsip hukum Islam karena tidak memenuhi syarat kejelasan barang dan harga yang pasti. Secara teoritis, penelitian ini memberikan kontribusi pada pengembangan kajian akad salam dalam konteks praktik jual beli modern berbasis komunitas. Secara praktis, hasil penelitian ini dapat menjadi acuan bagi lembaga keuangan syariah atau pengelola paket Lebaran dalam merancang skema pembayaran dan akad yang sesuai dengan prinsip syariah.
Co-Authors Fahrul Hidayat Gojali Khabibi , Akhmad Khaerunisa, Unis Midiawati Muinah, Siti Rahmawati Sukriyadin Zebua Tri Widodo Wahdan Zebua, Sukriyadin