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AN ISLAMIC LEGAL REVIEW OF THE IMPLEMENTATION OF PRODUCTIVE WAQF AT DARUL IZZAH FOUNDATION, SOUTH TANGERANG Khabibi , Akhmad; Wahdan; Warmin; Muinah, Siti; Widodo, Tri; Midiawati
Jurnal Humaniora Teknologi Vol. 10 No. 2 (2024): Jurnal Humaniora Teknologi
Publisher : P3M Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jht.v10i2.219

This study explores the implementation of productive waqf at the Darul Izzah Foundation in South Tangerang, Indonesia, focusing on its alignment with Islamic legal principles. Although waqf has traditionally been associated with religious purposes, its transformation into productive waqf presents significant opportunities for sustainable socio-economic development, particularly in education and community welfare. The study adopts a qualitative descriptive method to analyze how productive waqf is managed and interpreted within an Islamic legal framework. Data were collected through in-depth interviews with foundation staff and community leaders, supported by documentary analysis, and validated using triangulation and member checking techniques. The findings reveal that the foundation utilizes waqf assets, such as a transport vehicle, for both institutional operations and community needs, demonstrating the multifunctional role of waqf in promoting welfare. The institution also plans to expand into halal minimarkets and Islamic bookstores as part of its productive waqf initiatives. The governance model employed is participatory and transparent, involving religious and community stakeholders in decision-making, which enhances accountability and compliance with the pillars of waqf as stipulated in Islamic jurisprudence and Indonesian Law No. 41 of 2004. Challenges include limited public awareness and the need for professional waqf management. Nevertheless, the case of Darul Izzah illustrates how productive waqf can function as a lawful and effective tool for financial independence in Islamic educational institutions. This study contributes to the discourse on Shariah-compliant economic empowerment and offers a model for integrating waqf with modern Islamic finance in a socially impactful manner.

AN ISLAMIC LEGAL REVIEW OF THE IMPLEMENTATION OF PRODUCTIVE WAQF AT DARUL IZZAH FOUNDATION, SOUTH TANGERANG Khabibi , Akhmad; Wahdan; Warmin; Muinah, Siti; Widodo, Tri; Midiawati
Jurnal Humaniora Teknologi Vol. 10 No. 2 (2024): Jurnal Humaniora Teknologi
Publisher : P3M Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jht.v10i2.219

This study explores the implementation of productive waqf at the Darul Izzah Foundation in South Tangerang, Indonesia, focusing on its alignment with Islamic legal principles. Although waqf has traditionally been associated with religious purposes, its transformation into productive waqf presents significant opportunities for sustainable socio-economic development, particularly in education and community welfare. The study adopts a qualitative descriptive method to analyze how productive waqf is managed and interpreted within an Islamic legal framework. Data were collected through in-depth interviews with foundation staff and community leaders, supported by documentary analysis, and validated using triangulation and member checking techniques. The findings reveal that the foundation utilizes waqf assets, such as a transport vehicle, for both institutional operations and community needs, demonstrating the multifunctional role of waqf in promoting welfare. The institution also plans to expand into halal minimarkets and Islamic bookstores as part of its productive waqf initiatives. The governance model employed is participatory and transparent, involving religious and community stakeholders in decision-making, which enhances accountability and compliance with the pillars of waqf as stipulated in Islamic jurisprudence and Indonesian Law No. 41 of 2004. Challenges include limited public awareness and the need for professional waqf management. Nevertheless, the case of Darul Izzah illustrates how productive waqf can function as a lawful and effective tool for financial independence in Islamic educational institutions. This study contributes to the discourse on Shariah-compliant economic empowerment and offers a model for integrating waqf with modern Islamic finance in a socially impactful manner.

E-Commerce Transactions under Islamic Economic Law: Ensuring Shariah Compliance in Indonesian Digital Marketplaces Wahdan; Widodo, Tri; Warmin; Muinah, Siti; Midiawati
Acitya Wisesa: Journal of Multidisciplinary Research Vol. 4 Issue 1 (2025)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/jmr.v4i1.822

The development of information technology has driven the growth of online buying and selling transactions through platforms such as Tokopedia, Shopee, and Bukalapak. This phenomenon opens economic opportunities while also posing challenges to the application of Islamic economic principles. This study employs a normative and descriptive qualitative approach to analyze the mechanism of digital transactions to ensure compliance with Shariah law, focusing on contracts (akad), transparency, consent (ridha), permissibility (al-ibahah), and accountability. The study’s findings show that digital contracts made through clicking “buy” and “pay” can be considered valid as long as they are clear, recorded, and agreed upon by both parties. Transparency of product information is a key principle to avoid gharar (excessive uncertainty) and ghish (deception), so the description, price, and condition of goods must be accurate. The principle of consent (ridha) is realized through options such as khiyar (choice), returns, and refunds as forms of consumer protection. Payment schemes must be free from riba (usury), maisir (gambling), and excessive gharar, with alternatives such as murabahah (cost-plus financing) and halal installments. Seller accountability is enforced through rating systems, reviews, and Shariah seller certification. The fatwa of the DSN-MUI (National Shariah Council-Indonesian Ulema Council) provides normative guidance for digital transactions, ensuring consumer protection and Shariah compliance. The implementation of these principles not only guarantees the validity of transactions but also enhances trust, consumer loyalty, and the sustainability of the Shariah e-commerce ecosystem in Indonesia.

A SHARIA ECONOMIC LAW REVIEW OF CONSUMER BEHAVIOR IN SALES CONTRACTS ON SHOPEE (A CASE STUDY OF STUDENTS AT INSTITUT NIDA EL-ADABI) Wahdan; Mauludi, Putri Nabila; Syahlarriyadi, Syahlarriyadi; Warmin, Warmin; Widodo, Tri
UTSAHA: Journal of Entrepreneurship [IN PRESS] Vol. 4 Issue 4 (2025)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/joe.v4i4.866

Human life is inseparable from economic activities, one of which is buying and selling transactions that are increasingly conducted through e-commerce platforms such as Shopee. This study aims to examine the consumer behavior of students at Institut Nida El-Adabi in Shopee transactions from the perspective of Sharia economic law. A qualitative method is employed to gain an in-depth understanding of the conformity of digital transaction practices with Sharia principles such as honesty (ṣidq), justice (‘adl), and mutual consent (tarāḍī). The findings show that Shopee serves as a primary, practical, and efficient medium for students to fulfill their consumption needs, offering convenience in transaction processes and various payment methods. However, challenges such as product mismatches, delivery delays, and service issues affect consumer satisfaction. Shopee has implemented return and refund mechanisms aligned with the Sharia principle of justice. This study emphasizes the importance of integrating Sharia values into digital business to maintain consumer trust and fairness in transactions, while encouraging service quality improvements in accordance with Islamic economic ethics.

SHARIA-BASED GOLD SALES STRATEGY FOR PROFIT OPTIMIZATION: A CASE STUDY OF SINAR JAYA GOLD SHOP, BOGOR Jamil, Abdul; Wahdan; Widodo, Tri; Aniyatussaidah; Muinah, Siti
UTSAHA: Journal of Entrepreneurship Vol. 3 Issue 4 (2024)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/joe.v3i4.884

The integration of modern marketing practices with Sharia compliance presents a critical challenge for traditional gold retailers in Indonesia. Despite growing scholarly attention to Islamic finance, empirical research examining how micro-scale gold retailers operationalize Sharia-based sales strategies remains limited. This study analyzes gold sales strategies and profit optimization within the framework of Sharia economic law at Sinar Jaya Gold Shop, Cigudeg, Bogor Regency. The research addresses three objectives: identifying sales strategies implemented, examining profit enhancement efforts, and evaluating conformity with Islamic legal principles. Employing a qualitative design, data were collected through field observation, in-depth interviews with the store manager, employees, and academic experts in Islamic economics, and documentation review. Findings reveal that the shop adopts a hybrid marketing model combining direct selling, educational brochure distribution at religious venues, and digital engagement through WhatsApp and Facebook Marketplace. Profit enhancement is pursued through product diversification, transparent daily pricing aligned with global gold indices, and strict cash-based transactions ensuring immediate possession transfer. The study concludes that profit generation in gold trading is permissible under Sharia economic law when conducted within ethical boundaries, particularly through compliance with mutual consent, price transparency, and avoidance of riba and gharar. This research contributes empirical evidence demonstrating how traditional retail businesses can align profit-oriented strategies with Sharia-based standards, offering practical insights for micro-entrepreneurs and policymakers promoting sustainable Islamic business practices.

AL-GHAZALI'S SHARIA ETHICS FRAMEWORK IN COMMUNITY-BASED TOURISM MANAGEMENT Widodo, Tri; Warmin; Khaerunisa, Unis; Zebua, Sukriyadin; Wahdan
UTSAHA: Journal of Entrepreneurship Vol. 1 Issue 1 (2022)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/joe.v1i1.888

This study examines the management practices of Situ Pasir Maung, a community-based tourist destination in Dago Village, Parungpanjang District, Bogor Regency, through the lens of Imam Abu Hamid Al-Ghazali's Islamic business ethics framework. As tourism intensifies globally, ensuring that tourism management aligns with Islamic ethical principles becomes increasingly critical, particularly in Muslim-majority contexts. This research addresses two principal questions: how tourism management is practically implemented at Situ Pasir Maung, and to what extent these practices conform to Al-Ghazali's ethical dimensions. Employing a qualitative descriptive approach, the study utilizes semi-structured interviews with five key informants, direct field observations, and documentation analysis to gather empirical data. The findings demonstrate substantial alignment between operational practices and Al-Ghazali's four core ethical principles: al-dunya mazra'at al-akhirah (the world as preparation for the hereafter), maslahah (social welfare), akhlaq al-karimah (moral virtue), and avoidance of riba (usury). The management exhibits integration of spiritual consciousness into daily operations through collective prayers and prohibition of un-Islamic entertainment, prioritizes community welfare through local employment and profit-sharing mechanisms, maintains moral excellence through transparent pricing and honest conduct, and adheres to Sharia-compliant financing through mudharabah and musyarakah arrangements. The study concludes that Al-Ghazali's classical ethical framework remains relevant and operationalizable in contemporary tourism management, offering a replicable model for sustainable Islamic tourism development that reconciles economic viability with ethical integrity and social responsibility.

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