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Pratanto Rahayu, Wedi
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Religion Economics, Econometrics & Finance

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KONSEP KEPEMILIKAN DALAM ISLAM Pratanto Rahayu, Wedi
Irtifaq Vol 7 No 1 (2020): Jurnal Ilmu-ilmu Syari'ah
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v7i1.776

Abstract

Abstract: This article discusses the concept of ownership in Islam. In the concept of Islamic ownership, the management of large and vast natural resources has become more organized. Islam teaches the concept of limitations in property ownership, but does not eliminate the right of individual ownership of an object. The concept of Islam in public and state ownership provides comfort and prosperity to all levels of society because with good state management of natural resources can be distributed to each individual in a guaranteed and appropriate manner. The implimentation of the ownership concept in Islam will be able to achieve justice, a principle in Islam not only justice for individuals but also overall for all people. Keywords: Concept, Ownership, justice
E EFEKTIFITAS MANAJEMEN PENGELOLAAN KEUANGAN KOPERASI WALISONGO DALAM MENINGKATKAN KESEJAHTERAAN SANTRI PERSPEKTIF EKONOMI SYARI’AH: THE EFFECTIVENESS OF WALISONGO COOPERATIVE FINANCIAL MANAGEMENT IN IMPROVING THE WELFARE OF STUDENTS FROM SHARI'AH ECONOMIC PERSPECTIVE Fikria Kiki Wardani; Pratanto Rahayu, Wedi
Irtifaq Vol 11 No 01 (2024): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v11i01.6357

Abstract

This article discusses the effectiveness of Walisongo cooperative financial management in creating welfare for students from a sharia economic perspective. Management of the financial management of the Walisongo Islamic boarding school cooperative. The proceeds from each month's income are used to purchase goods in the cooperative and are also used for the construction of the Walisongo female Islamic boarding school. The effectiveness of financial management of the Walisongo cooperative in creating the welfare of students from a sharia economic perspective, in sharia economic principles there are planning, organizing, directing and coordinating. There, the Walisongo cooperative applies only two sharia economic principles, namely planning and coordinating, and economic principles. Sharia for organizing and directing has not been implemented in cooperatives. Keywords: Financial Management, Sharia Economic Perspective
P PRAKTIK PEMBIAYAAN PRODUK CICIL EMAS MENGGUNAKAN AKAD MURABAHAH DALAM PERSPEKTIF HUKUM EKONOMI SYARI’AH (Studi Kasus di Bank Syariah Indonesia Kantor Cabang Cempaka Mas Jombang): GOLD PRODUCT FINANCING PRACTICES USING MURABAHAH AGREEMENTS IN SYARI'AH ECONOMIC LEGAL PERSPECTIVE (Case Study at Bank Syariah Indonesia Cempaka Mas Jombang Branch Office) Nur Azizah; Syai'in; Pratanto Rahayu, Wedi
Irtifaq Vol 12 No 01 (2025): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v12i01.6791

Abstract

Banking is currently developing a lot, especially banking with sharia principles, this is to avoid elements of usury, gharar, haram and wrongdoing. Bank Syariah Indonesia is here by selling Gold Installment Financing products with the practice of murabahah contracts. Murabahah is the sale and purchase of goods at the original price with additional agreed profits. The aim of this research is to; 1) analyze the practice of financing gold installments using a murabahah contract at Bank Syariah Indonesia Cempaka Mas Jombang Branch Office. Second, to find out the perspective of sharia economic law on the practice of financing gold installment products using a murabahah contract at Bank Syariah Indonesia, Cempaka Mas Jombang Branch Office. The method used is a qualitative research method, which uses a conceptual approach and a phenomenological approach. Data collection from this research used observation techniques, interviews, documentation and library data. The results of this research are that in the practice of financing gold installments at Bank Syariah Indonesia Cempaka Mas Jombang Branch Office using a murabahah contract, there are four elements; 1) parties involved in gold installment financing, 2) object of financing, 3) agreement/contract
M PEMBELIAN SECARA ANGSURAN DENGAN SISTEM WAGEAN PERSPEKTIF HUKUM EKONOMI SYARI’AH DI DESA NGUMPUL JOGOROTO JOMBANG: PURCHASE IN INSTALLMENTS USING THE WAGEAN SYSTEM SYARI'AH ECONOMIC LAW PERSPECTIVE IN THE VILLAGE OF NGUMPUL JOGOROTO JOMBANG Amilatus Sholihah; Masrokin; Pratanto Rahayu, Wedi
Irtifaq Vol 11 No 02 (2024): SEPTEMBER
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v11i03.6793

Abstract

This article discusses the about of the practice of buying and selling in installments with the wage system in Ngumpul Village from the perspective of sharia economic law. The practice of buying and selling in installments is an alternative for the people of Ngumpul Village in meeting household needs. In the mechanism of buying and selling in installments with the wage system from the perspective of sharia economic law, there is a divine economy, a moral economy, a humanitarian economy, and a balance economy. However, there are only three principles of sharia economics that have been applied in the moral economy, the humanitarian economy, and the welfare economy. Meanwhile, the divine economy has not been applied in the practice of buying and selling in installments with the wage system in Ngumpul Village.
SUMBER DALIL MANAJEMEN KEUANGAN SYARIAH: (Kajian Prinsip dan Kontrak Manajemen Keuangan Syariah Dalam Dalil Al-Quran dan Sunnah) Pratanto Rahayu, Wedi
Irtifaq Vol 12 No 01 (2025): SEPTEMBER
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v12i01.10192

Abstract

This study examines the Qur’anic and Prophetic evidences (dalil) in a clearer, adaptive, and applicative manner concerning the principles and contracts of Islamic financial management. The study is motivated by the growing need for financial management concepts that are not only technically effective but also aligned with ethical and religious values, grounded in the definitive sources (al-Qur’an and Sunnah) in a more explicit, adaptive, and applicative framework. Principally, Islamic financial management applies foundational principles such as the prohibition of riba (usury), prohibition of maysir (speculative behavior), obligation to fulfill contracts, the principle of money as a medium of exchange, risk-sharing, compliance with Sharia rules, and the command to uphold justice. In practice, Islamic financial management employs various contracts, both tabarru’ contracts (benevolent contracts) such as hibah, wakalah, kafalah, hawalah, rahn, qard, and wadi‘ah, as well as tijari contracts (commercial-oriented contracts) such as murabahah, mudharabah, ijarah, musyarakah, and sharf. The findings indicate that the principles and contracts of Islamic financial management are explicitly established and legitimized in the Qur’an and Sunnah, as supported by Qur’anic exegesis from classical scholars and hadith commentaries. Keywords:, al-Qur’an, Sunnah, Finac management of syariah, contract principles
Co-Authors AMILATUS SHOLIHAH Fikria Kiki Wardani Masrokin Nur Azizah Syai'in