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SEJARAH LEMBAGA KEUNGAN DALAM ISLAM Syahni, Ahmad; Husen, Muhammad Nur; Syai'in
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 3 No 02 (2022): Tijatorana : Jurnal Ekonomi dan Bisnis
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/tj.v3i02.41

Seiring dengan perkembangan zaman secara umum lembaga keuangan mengalami perkembangan yang begitu pesatnya. Begitu pula dengan lembaga keuangan dalam islam, Sesuatu yang revolusioner yang dilakukan Rasulullah SWA adalah pembentukan lembaga penyimpanan yang disebut baitul Mal, yang fungsinya untuk menerima pendapatan dan pembelanjaan yang transparan. Umar juga terkenal dengan keadilan dan ketelitiannya sehingga pengawasan menjadi lembaga berwibawa di bawah pemerintahannya. Ia turun sendiri apakah mekanisme pasar berjalan semestinya, menegur orang yang berusaha mencari keuntungan dengan cara yang tidak benar dan memberi selamat kepada para pedagang yang jujur. Hanya satu khalifah pada dinasti ini yang dikagumi karena keadilan dan kesalehannya, yaitu Umar bin Abdul Aziz, sehingga dikenal Umar II. Pada masa pemerintahannya yang pendek, sekitar 2,5 tahun, ia mampu mendistribusikan pendapatan negara sedemikian rupa sehingga dapat mensejahterakan rakyatnya. Konon karena sejahteranya rakyat pada saat itu sehingga susah dicari orang yang menerima zakat

Pertanggungjawaban Dropshipper Terhadap Tadlis Yang Dilakukan Supplier Dalam Transaksi Jual Beli Sistem Dropshipping Perspektif Hukum Ekonomi Syari’ah Kamila, Sopwa; Syai'in
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 3 No 3 (2025): 2025
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v3i3.1516

Perkembangan teknologi informasi telah mendorong munculnya model bisnis digital seperti dropshipping, yang memungkinkan transaksi jual beli tanpa stok barang secara langsung. Penelitian ini bertujuan untuk menganalisis bentuk pertanggungjawaban dropshipper terhadap praktik tadlis yang dilakukan oleh supplier dalam sistem dropshipping, serta meninjau kesesuaian praktik tersebut dengan prinsip-prinsip hukum ekonomi syariah. Fokus utama kajian adalah sejauh mana tanggung jawab dropshipper dapat ditegakkan dalam mewujudkan transaksi yang adil, jujur, dan sah secara hukum Islam. Penelitian ini menggunakan pendekatan yuridis-empiris dengan metode kualitatif. Data dikumpulkan melalui wawancara, observasi, dan dokumentasi. Analisis dilakukan dengan pendekatan induktif-deskriptif untuk mengevaluasi praktik tanggung jawab dropshipper dalam menghadapi kasus tadlis dalam transaksi digital. Hasil penelitian menunjukkan bahwa Yukha Media dan Gaza Bookstore menerapkan pola pertanggungjawaban pasif, yaitu hanya memediasi antara konsumen dan supplier tanpa menyelesaikan langsung keluhan konsumen. Sementara itu, Maktabah Ar-Rohim menunjukkan sikap proaktif dengan mengganti barang atau mengembalikan dana kepada konsumen, meskipun kerugian berasal dari supplier. Sikap ini menunjukkan penerapan prinsip al-amanah dan al-‘adalah secara lebih konsisten

PERAN BAZNAS DALAM PEMBANGUNAN USAHA MIKRO DI KOTA MOJOKERTO Syai'in; Sukamto, Akhmad
Irtifaq Vol 7 No 1 (2020): Jurnal Ilmu-ilmu Syari'ah
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v7i1.774

Abstract: This article discusses the role of BAZNAS in the development of micro businesses in Mojokerto. Using a qualitative approach in the form of field research, the writers collect data by observation, interviews, and documentation with the procedure of datra analysis of data reduction analysis, data presentation, and drawing conclusions. The results of the study show that the role of BAZNAS of Mojokerto in the development of micro businesses, the small and medium business operators are helped by the sharia business financing program (i.e. PUSYAR) provided by the Mojokerto BAZNAS. Small and medium businesses can be helped in developing their businesses because BAZNAS provides maximum services and cooperates with the Sharia Economic Community to foster UMKM entrepreneurs of Mojokerto's superior products in business management, supervision and marketing based on sharia. Keywords: BAZNAZ, Micro Business

PENERIMAAN NASABAH NON MUSLIM DI PT BPRS KOTA MOJOKERTO CABANG NGORO JOMBANG DITINJAU DARI UNDANG-UNDANG NOMOR 21 TAHUN 2008 TENTANG PERBANKAN SYARIAH Zumro'ah, Mentari Binti; Syai'in
Irtifaq Vol 9 No 1 (2022): Jurnal Ilmu-ilmu Syari'ah
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v9i1.2466

Abstract: This paper aims to identify Islamic banking in addressing the acceptance of non-Muslim customers and to find out a review of the Islamic Banking Law Number 21 of 2008 regarding acceptance of non-Muslim customers at PT. BPRS Mojokerto City, Ngoro Jombang branch. The approach method used is in the form of a juridical empirical and phenomenological approach which will be confronted directly with the respondent, namely the business actor in the banking sector. Acceptance of Non-Muslim Customers at PT. BPRS Kota Mojokerto, Branch of Ngoro Jombang in terms of Law Number 21 of 2008 concerning Sharia Banking, namely working with non-Muslims is permissible as long as it does not violate sharia rules and is guided by syariah principles and the principle of prudence, because this is a provision of Islamic banking. Keywords: non-Muslim, Syariah Banking, Islamic Banking Laws.

ANALISIS TRANSAKSI JUAL BELI LOGAM MULIA PERSPEKTIF HUKUM EKONOMI SYARIAH (Studi Kasus PT. Pegadaian Syariah CPS Pasar Legi Jombang) Wulan Sari, Putri Diana; Syai'in; M. Chamim
Irtifaq Vol 10 No 1 (2023): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v10i1.2771

Abstract: This study aims to analyze the sale and purchase of precious metals at PT. Pegadaian Syariah CPS Pasar Legi Jombang and analyze the perspective of sharia economic law on buying and selling precious metals at PT. Sharia Pawnshop CPS Legi Market Jombang. The research method used is qualitative research with data analysis techniques used through inductive and descriptive methods. The data obtained from interviews, documentation, and library data collection. The results of the study indicate that the sale and purchase of precious metals is carried out with a credit system which according to an Islamic perspective, more precisely according to the MUI fatwa No. 77 of 2010 an installment or credit system may be carried out in precious metal transactions. Keywords: Sharia Pawnshop, Precious Metals, Islamic Law.

JASA TITIPAN DALAM TRANSAKSI JUAL BELI ONLINE PERSPEKTIF HUKUM EKONOMI SYARIAH Ayu Anggraini, Viedya Anantasya; Syai'in; Ahmad Faruq
Irtifaq Vol 10 No 2 (2023): SEPTEMBER
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v10i2.4538

Jastip or personal shopper, offers a “buy goods” system. This service for purchasing goods by using social media as a place for transactions or using the Electronic-Commerce (e-commerce) system. In this muamalah activity, there are several rules in the form of conditions and pillars so that the implementation is carried out legally, in accordance with Islamic law. The problem in this study is that the sale and purchase contract does not comply with the rules, especially when it is implemented online, so it must comply with the provisions of sharia economic law. This research is a type of normative juridical research, namely legal research on library materials based on secondary data. Primary data includes Instargam accounts as objects of research as well as several books which are used as the main references, as well as supplemented by secondary data from articles and books on similar discussions. Data is collected through review and classifying the parts relevant to the discussion from books, documents and legislation. The data collected is then analyzed inductively into an easy-to-understand description, so that conclusions can be drawn on the problems based on the data found. In this study it was concluded that, deposit services in online buying and selling transactions are modern businesses that are in great demand by people. Because with a very simple transaction service system, orders are in accordance with the instructions that have been uploaded on the Instagram account of the entrusted service provider, the owner or owner writes a description of the product along with the price, then the customer/buyer can order directly via WhatsApp or DM. This JMS deposit service provider account usually uses the payment method by cash transfer and COD or paying on the spot when the goods arrive in the hands of the customer. Meanwhile, JTBJ, JBS and NP accounts use the mandatory transfer payment method. And for the senders of these 4 accounts using the meeting method at an agreed place and using an expedition attorney. Related to the perspective of sharia economic law regarding safekeeping services in online buying and selling, online buying and selling transactions are permitted in sharia economic law because in carrying out these entrusted service transactions using a sale and purchase contract. The sale and purchase transaction contract for this deposit service for all accounts uses a wakalah bil ujrah contract, namely an agreement between the personal shopper and the customer, while the usual sale contract is for the personal shopper and the outlet. So there are 2 contracts in this deposit service transaction. Keywords: safekeeping services, online transactions, online buying and selling, sharia economic law.

M MEKANISME PEMBAYARAN DALAM SISTEM TITIP JUAL PADA HOME INDUSTRY KERIPIK SINGKONG PERSPEKTIF HUKUM BISNIS SYARI`AH DI KETANEN NGORO JOMBANG: PAYMENT MECHANISM IN THE SELLING SYSTEM IN THE HOME INDUSTRY OF CASSAVA CHIPS PERSPECTIVE OF SYARI`AH BUSINESS LEGAL IN KETANEN NGORO JOMBANG Imro'atul Latifah; Syai'in
Irtifaq Vol 11 No 01 (2024): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v11i01.6358

Artikel ini membahas mekanisme pembayaran dalam sistem titip jual perspektif hukum bisnis syari`ah yang berada di Ketanen Ngoro Jombang. Dalam praktik sistem titip jual ada sebagian produsen yang menyukai sistem titip jual dan ada sebagian produsen yang kurang menyukai sistem titip jual. Dalam sistem titip jual sebagai penjual merasa dirugikan ketika ada keripik singkong yang sudah tak layak konsumsi serta tak layak jual sehingga minat konsumen yang awalnya tertarik untuk membeli menjadikan minat beli konsumen menurun. Dan terdapat kelemahan pada mekanisme pembayaran dari tiap-tiap penjual yang tidak efektif waktu pembayaran dalam sistem titip jual. Keywords: Payment Mechanisms, Selling Tips, Producers and Sellers.

P Pengelolaan Gedung Olahrga Dalam Meningkatkan Jiwa Entrepreneurship Santri Pondok Pesantren Madrasatul Qur’an Perspektif Ekonomi Syari’ah: Management of Sports Halls in Improving the Spirit of Entrepreneurship of Students at Madrasatul Qur'an Islamic Boarding Schools Sharia Economic Perspective Amirudin Alhakim; Syai'in
Irtifaq Vol 11 No 02 (2024): SEPTEMBER
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v11i03.6516

Penelitian ini bermaksud untuk mengkaji tentang pengelolaan gedung olahraga dalam meningkatkan jiwa entrepreneurship santri pondok pesantren Madrasatul Qur’an perspektif ekonomi syari’ah . Jenis penelitian yang digunakan adalah penelitian yuridis empiris. Metode pendekatan yang digunakan adalah pendekatan studi kasus. Proses pengumpulan data menggunakan teknik observasi, wawancara, kuesioner dan dokumentasi. Data-data penelitian yang telah didapatkan kemudian dikaji dengan menggunakan metode induktif dan deskriptif. Berdasarkan hasil penelitian diperoleh bahwa pertama, pengelolaan gedung olahraga dapat meningkatkan jiwa entrepreneurship santri. Kedua, pengelolaan gedung olahraga dalam menciptakan jiwa entrepreneurhip santri pondok pesantren Madrasatul Qur’an dan sesuai dengan tujuan dari ekonomi syari’ah

P PRAKTIK PEMBIAYAAN PRODUK CICIL EMAS MENGGUNAKAN AKAD MURABAHAH DALAM PERSPEKTIF HUKUM EKONOMI SYARI’AH (Studi Kasus di Bank Syariah Indonesia Kantor Cabang Cempaka Mas Jombang): GOLD PRODUCT FINANCING PRACTICES USING MURABAHAH AGREEMENTS IN SYARI'AH ECONOMIC LEGAL PERSPECTIVE (Case Study at Bank Syariah Indonesia Cempaka Mas Jombang Branch Office) Nur Azizah; Syai'in; Pratanto Rahayu, Wedi
Irtifaq Vol 12 No 01 (2025): MARET
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v12i01.6791

Banking is currently developing a lot, especially banking with sharia principles, this is to avoid elements of usury, gharar, haram and wrongdoing. Bank Syariah Indonesia is here by selling Gold Installment Financing products with the practice of murabahah contracts. Murabahah is the sale and purchase of goods at the original price with additional agreed profits. The aim of this research is to; 1) analyze the practice of financing gold installments using a murabahah contract at Bank Syariah Indonesia Cempaka Mas Jombang Branch Office. Second, to find out the perspective of sharia economic law on the practice of financing gold installment products using a murabahah contract at Bank Syariah Indonesia, Cempaka Mas Jombang Branch Office. The method used is a qualitative research method, which uses a conceptual approach and a phenomenological approach. Data collection from this research used observation techniques, interviews, documentation and library data. The results of this research are that in the practice of financing gold installments at Bank Syariah Indonesia Cempaka Mas Jombang Branch Office using a murabahah contract, there are four elements; 1) parties involved in gold installment financing, 2) object of financing, 3) agreement/contract

Efektivitas Sertifikasi Halal Gratis dalam Meningkatkan Kesejahteraan Masyarakat Perspektif Ekonomi Islam (Studi Kasus pada Pelaku UMK di Kecamatan Kudu) Mazidah, Robi'atul; Syai'in
Millatuna: Jurnal Studi Islam Vol. 1 No. 03 (2024): Studi Islam
Publisher : Fakultas Agama Islam, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/mjsi.v1i03.6436

Penelitian ini bermaksud untuk mengkaji Efektivitas Sertifikasi Halal Gratis Bagi Pelaku UMK di Kecamatan Kudu dalam Meningkatkan Kesejahteraan Masyarakat Perspektif Ekonomi Islam. Jenis penelitian yang digunakan adalah penelitian yuridis empiris. Metode pendekatan yang digunakan adalah pendekatan studi kasus dan pendekatan konseptual. Proses pengumpulan data menggunakan teknik observasi, wawancara, kuesioner, dokumentasi, dan data kepustakaan. Data-data penelitian yang telah didapatkan kemudian dikaji dengan menggunakan metode induktif dan deskriptif. Berdasarkan hasil penelitian diperoleh bahwa: 1) Efektivitas Sertifikasi Halal Gratis Bagi Pelaku UMK di Kecamatan Kudu dalam Meningkatkan Kesejahteraan Masyarakat sudah efektif. 2) Berdasarkan Perspektif Ekonomi Islam, Efektivitas Sertifikasi Halal Gratis Bagi Pelaku UMK di Kecamatan Kudu dalam Meningkatkan Kesejahteraan Masyarakat sudah efektif dan sesuai dengan tujuan penerapan ekonomi Islam.

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