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All Journal JURNAL LENTERA BISNIS Determinasi: Jurnal Penelitian Ekonomi Manajemen dan Akuntansi
Shanti, Elena Rista Kurnia
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Economics, Econometrics & Finance Social Sciences

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Pengaruh Inflasi dan Ekspor Terhadap Pertumbuhan Ekonomi di Indonesia Tahun 1988-2023 Salsabilla, Syifa Aisya; Syahafidan, Feisya Arfani; Salsabila, Ervia Syifa; Shanti, Elena Rista Kurnia; Andini, Putri; Hakim, Aqilla Fadya Hayya
Determinasi: Jurnal Penelitian Ekonomi Manajemen dan Akuntansi Vol. 3 No. 2 (2025)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/determinasi.v3i2.471

Abstract

This research aims to analyze the influence of inflation and exports on Indonesia's economic growth within the periodization of 1988-2023. A quantitative method was applied through multiple linear regression analysis to explore the relationship between independent variables (inflation and exports) and the dependent variable (economic growth). Secondary data sources were obtained from the World Bank. Empirical tests revealed that inflation shows a significant negative contribution to economic growth, while exports did not display statistically meaningful influence. With a determination coefficient of 55.3%, this research model indicates that inflation and export variables are capable of explaining most of the variability in the context of economic growth, with several residual factors potentially influenced by external variables in the international market. This study provides substantive implications for economic policy, with emphasis on mechanisms for controlling the national economic dynamics of Indonesia.
AKSELERASI KINERJA UMKM: PERAN STRATEGIS FINANCIAL LITERACY DI ERA DIGITAL Shanti, Elena Rista Kurnia; Mangifera, Liana
JURNAL LENTERA BISNIS Vol. 15 No. 1 (2026): JURNAL LENTERA BISNIS, JANUARI 2026
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v15i1.2023

Abstract

The decline in the number of active MSMEs in Boyolali Regency indicates obstacles in business performance, thus requiring financial literacy in the use of fintech and financial behaviour to improve MSME performance in a sustainable manner. The purpose of this study is to analyse the role of financial literacy in mediating the influence of financial behaviour and financial technology on SME performance in Boyolali Regency, with financial literacy as the mediator. This study uses a quantitative approach and primary data was collected from 140 SME actors through a questionnaire distributed using purposive sampling techniques. Data analysis was conducted using the PLS-SEM method. The research findings indicate that financial behaviour and financial literacy have a significant positive effect on MSME performance, while financial technology has a significant negative effect. Financial behaviour and financial technology have a significant positive effect on financial literacy. Furthermore, the effect of financial behaviour on MSME performance is partially mediated by financial literacy, while the effect of financial technology on MSME performance is fully mediated by financial literacy. It is hoped that these findings will enrich our understanding of how financial behaviour, financial technology and financial literacy influence the performance of MSMEs, and contribute fully to MSME actors and stakeholders in designing financial management strategies and policies for the sustainability of MSME performance.
Co-Authors Hakim, Aqilla Fadya Hayya Liana Mangifera Putri Andini, Putri Salsabila, Ervia Syifa Salsabilla, Syifa Aisya Syahafidan, Feisya Arfani