Claim Missing Document
Check
Articles

Found 2 Documents
Search

Influence of Financial Literacy on MSME Performance with Financial Inclusion as a Mediation Siti Barokah; Candivas, Muhammad Sayyid; Nurani, Nia; Nugraha, Keyzha Lungguh Arta
International Journal Business and Entrepreneurship Vol 1 No 1 (2024): November
Publisher : ICON Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The role of Micro, Small, and Medium Enterprises (MSMEs) is very fundamental as a pillar of the Indonesian economy. This study examines the effect of financial literacy on the performance of MSMEs with financial inclusion as a mediating variable conducted on MSMEs in Wero Village. The study focused on 40 MSME actors who were sampled. Questionnaires were given to respondents to obtain accurate data. Data analysis was carried out using the Partial Least Square (PLS) method with SmartPLS 3.0 software. The results of the study showed that financial literacy did not have a positive and significant effect on MSME performance. However, financial literacy has a positive and significant effect on financial inclusion which is then proven to be effective as a mediator in the positive relationship between financial literacy and MSME performance. This study still has limitations, namely only examining MSMEs in Wero Village. So further research is needed so that the findings can be generalized.
PENGARUH ETOS KERJA ISLAMI DAN KECERDASAN SPIRITUAL TERHADAP KINERJA KARYAWAN DI UNIVERSITAS MUHAMMADIYAH GOMBONG Nurani, Nia; Nareswari, Hita; Ma’asyi, Iqmal; Khamida, Restu Ata; Pratama, Wilson Candra Teguh
Prosiding University Research Colloquium Proceeding of The 19th University Research Colloquium 2024: Bidang Sosial, Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menyelidiki pengaruh etos kerja Islami dan kecerdasan spiritual terhadap kinerja karyawan di Universitas Muhammadiyah Gombong. Etos kerja Islami melibatkan nilai-nilai seperti kejujuran, disiplin, dan keadilan, sementara kecerdasan spiritual melibatkan pemahaman diri, empati, dan kebijaksanaan (Erwin Nurdiansya, 2016). Penelitian ini dilakukan dengan menggunakan pendekatan kuantitatif. Metode penelitian kuantitatif digunakan dengan menyebar kuesioner kepada para karyawan Universitas Muhammadiyah Gombong sebagai instrumen pengumpulan data. Data tersebut diolah menggunakan alat bantu berupa SPSS 23. Jumlah sampel yang digunakan adalah sebanyak 40 responden. Berdasarkan uji T dan uji F yang telah dilakukan menunjukkan bahwa variabel kecerdasan spitual dan variabel etos kerja islam secara parsial dan simultan, berpengaruh signifikan terhadap variabel kinerja. Adapun berdasarkan uji koefisien determinasi R2 menunjukkan bahwa variabel kecerdasan spiritual dan varibel etos kerja islam memiliki pengaruh sebesar 80,6% terhadap variabel kinerja. Dengan begitu, penelitian ini diharapkan dapat memberikan wawasan mendalam tentang bagaimana etos kerja Islami dan kecerdasan spiritual memengaruhi kinerja karyawan di lingkungan pendidikan tinggi.