Syafaat, Muhammad Arif
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Celah Hukum dalam Asuransi Kecelakaan Kerja Pratama, Din Eri; Syafaat, Muhammad Arif; Apriani, Rani
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 11.A (2025): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

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Abstract

The protection of workers who experience work accidents in Indonesia has been regulated in various regulations, such as Government Regulation Number 49 Year 2023 (PP49/23). However, in practice, there is still a legal vacuum that results in some workers, especially freelancers, not getting proper coverage. This study analyzes the case of a worker who suffered permanent disability due to a work accident, but did not receive appropriate compensation from the company. Using a juridical-normative approach and case analysis, this study finds that loopholes in the legal system and weak supervision mean that workers' rights are not fully met. Therefore, there is a need to revise policies and improve supervision mechanisms so that every worker, regardless of employment status, receives optimal legal protection