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Hakim, Edi Lukman
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Problematika Penerapan Mudharabah Mutlaqah di BMT UGT Nusantara Capem Blega Bangkalan Hakim, Edi Lukman
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 1 (2023): Juni 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i1.17458

Abstract

 AbstractBMT Nusantara Blega Bangkalan Branch is one of the Islamic financial institutions that runs its business with a profit-sharing system without usury. One of the products is mudharabah mutlaqah financing. The fact shows that public interest in mudharabah mutlaqah financing is still very minimal. This research uses a qualitative approach with a case study approach. The research results are known. First, Mudharabah mutlaqah BMT Nusantara Financing for the Blega Bangkalan Branch did not run smoothly, this was caused by a lack of understanding of entrepreneurs in Blega village regarding the BMT mechanism and its products, to overcome this problem BMT UGT Nusantara implemented a solution in the form of understanding for entrepreneurs who did not understand the mudharabah financing mechanism mutlaqah, this aims to eliminate the negative stigma of entrepreneurs in Blega village related to this financing. The settlement of mudharabah mutlaqah financing problems is also accompanied by risk management by BMT UGT Nusantara, this aims to prevent similar problems in the futureKeywords: Problematics, Mudharabah Mutlaqah Financing, BMT UGT
ONLINE GAMBLING FROM THE PERSPECTIVE OF SHARIA ECONOMIC LAW AND ITS NEGATIVE PSYCHOLOGICAL IMPACT Prakoso, Firza Agung; Hakim, Edi Lukman; Ramdhani, Reviandy Azhar
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 9 No 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v9i2.28407

Abstract

Online gambling is increasingly prevalent among the Indonesian population, with a wide range of online gambling products available and popular across nearly all levels of society. Legally, gambling in Indonesia is considered an illegal activity, and individuals who engage in it may face criminal sanctions in accordance with the applicable laws and regulations. In practice, online gambling is typically conducted in private locations, given that gambling is regarded as an unlawful act and may result in criminal penalties. This study employs a qualitative approach using a literature review method. The types of online gambling commonly played can be categorised into nine groups: online poker, domino QQ, online football betting, capsa susun, virtual sports, online e-games betting, number games, online ceme dealers, and blackjack. From an Islamic perspective, gambling is clearly prohibited (haram), and the profits derived from gambling are considered usury (riba). Participation in gambling is often influenced by environmental factors, such as interactions with dealers or peers who also gamble, thereby encouraging involvement. Additionally, the motivation to gamble can stem from internal factors, such as an individual’s personal desire to attain wealth rapidly.