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All Journal Economic Reviews Journal Journal of Artificial Intelligence and Digital Business El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Sihombing, Josua Adrio
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Social Sciences

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Analisis Kebijakan Perumahan Subsidi di Indonesia Policy Analysis 0f Subsidized Housing In Indonesia Adawiyah , Nur; Sihombing, Josua Adrio; Mar'ah, Sakinatul; Kemala , Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.1043

Abstract

The purpose of this research is to know the development of subsidy policy in the field of housing in Indonesia, and to know the obstacles that hinder the development of subsidized housing in Indonesia. This research is normative legal research, namely research conducted by examining secondary data (literature) consisting of: primary legal materials; secondary legal materials. In normative legal research, the data that has been collected, both through the inventory of primary legal materials and the search for secondary materials, content analysis is carried out which is then processed into general premises about general norms in the regulation of subsidies in the housing sector. Furthermore, it is analyzed deductively by using a syllogism thinking pattern composed of two statements (major premise and minor premise) and a conclusion. Conclusion: 1) the provision of subsidies to low-income people is expected to realize the community, especially low-income people to own a house; 2) the low absorption rate of subsidized housing
Analisis Peran Pemerintah sebagai Salah Satu Aktor Penggerak Ekonomi Kreatif di Sumatera Utara Sihombing, Josua Adrio; Manalu, Riris Hotma Roito; Manik, Elisabeth Fitryani; Lubis, Putri Kemala Dewi
Economic Reviews Journal Vol. 3 No. 2 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i2.200

Abstract

The creative economy plays a vital role in regional economic development, particularly in areas like North Sumatra. This study analyzes the government's role as one of the key actors in driving the creative economy in this region. The research method used is a qualitative descriptive approach with data collection techniques through content analysis and descriptive analysis from various sources such as books, journals, and related research. The results show that the government of North Sumatra has provided significant support through incentives, training, legal protection, and the development of a digital ecosystem for MSMEs and other creative economy sectors. This support is expected to enhance innovation, economic growth, and competitiveness at the regional level. Evaluating the effectiveness of government policies and stakeholder collaborations is crucial to ensure the positive impact of creative economy development efforts in North Sumatra.
Analisis Kebijakan Perumahan Subsidi di Indonesia Policy Analysis 0f Subsidized Housing In Indonesia Adawiyah , Nur; Sihombing, Josua Adrio; Mar'ah, Sakinatul; Kemala , Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.1043

Abstract

The purpose of this research is to know the development of subsidy policy in the field of housing in Indonesia, and to know the obstacles that hinder the development of subsidized housing in Indonesia. This research is normative legal research, namely research conducted by examining secondary data (literature) consisting of: primary legal materials; secondary legal materials. In normative legal research, the data that has been collected, both through the inventory of primary legal materials and the search for secondary materials, content analysis is carried out which is then processed into general premises about general norms in the regulation of subsidies in the housing sector. Furthermore, it is analyzed deductively by using a syllogism thinking pattern composed of two statements (major premise and minor premise) and a conclusion. Conclusion: 1) the provision of subsidies to low-income people is expected to realize the community, especially low-income people to own a house; 2) the low absorption rate of subsidized housing
The Effect Of Digital Transformation Strategy On Financial Performance Of Pt Telkom Indonesia 2020–2024 Sihombing, Josua Adrio; Simatupang, Simeon Adrian; Simamora, Vailimlim; Sihaloho, Fahmi Ashari
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.5241

Abstract

This study examines the effect of digital transformation strategies on the financial performance of PT Telkom Indonesia during the period 2020–2024. Digital transformation in this study focuses on three main indicators, namely digital capital expenditure, the number of new digital services launched, and business unit restructuring as part of organizational adjustments to technological developments. The company's financial performance is measured using two main indicators, namely net profit and Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA), which represent the company's profitability and operational efficiency. This study uses a quantitative approach with multiple linear regression analysis to examine the relationship between digital transformation variables and financial performance. The results show that digital capital expenditure and digital service innovation have a positive and significant effect on EBITDA, indicating that digital investment and new service development can improve the company's operational efficiency in the medium term. Conversely, business unit restructuring shows a negative effect on EBITDA in the short term, which is thought to be due to organizational adjustment and operational transition costs. However, the three digital transformation variables did not show a significant effect on the company's net profit during the observation period. These findings confirm that the impact of digital transformation strategies is more quickly reflected in increased operational efficiency than in the company's final profitability. This research contributes to the development of managerial economics theory, particularly in the context of digital investment decision-making, and provides practical implications for company management and policymakers in evaluating the effectiveness of digitalization strategies
Co-Authors Adawiyah , Nur Kemala , Putri Lubis, Putri Kemala Dewi Manalu, Riris Hotma Roito Manik, Elisabeth Fitryani Mar'ah, Sakinatul Sihaloho, Fahmi Ashari Simamora, Vailimlim Simatupang, Simeon Adrian