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Simamora, Vailimlim
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Analisis Perkembangan Lembaga Keuangan Syariah Perbankan Syariah di Indonesia pada Tahun 2013-2023 Simbolon, Irma Chintia; Samosir, Jelita Maria Christine; Harahap, Nur Adawiyah; Nurhaliza, Nurhaliza; Hanum, Sayidah Latifah; Sayiddina, Sayiddina; Simamora, Vailimlim
Journal of Citizen Research and Development Vol 2, No 1 (2025): Mei 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jcrd.v2i1.4682

Abstract

Perbankan syariah di Indonesia mengalami perkembangan yang signifikan antara tahun 2013 hingga 2023, meskipun terdapat fluktuasi dalam jumlah lembaga keuangan. Jumlah Bank Umum Syariah (BUS) mengalami penurunan dari 11 menjadi 10, sementara Bank Perkreditan Rakyat Syariah (BPRS) meningkat dari 158 menjadi 173. Pertumbuhan aset perbankan syariah juga menunjukkan tren positif, mencapai Rp2. 450,55 triliun pada Juni 2023 dengan pangsa pasar sebesar 10,94% dari total keuangan nasional. Faktor-faktor seperti kebijakan pemerintah yang mendukung dan inovasi teknologi berperan penting dalam mendorong akses layanan perbankan syariah ke masyarakat luas. Secara keseluruhan, meskipun dihadapkan pada berbagai tantangan, perbankan syariah menunjukkan kapasitas untuk berkembang dan beradaptasi dalam perekonomian Indonesia. Dukungan regulasi yang kuat dan transformasi digital yang terus berlangsung memberikan peluang bagi perbankan syariah untuk meningkatkan kontribusinya terhadap pertumbuhan ekonomi nasional. Kerjasama antara pemerintah, industri, dan masyarakat sangat diperlukan untuk menciptakan ekosistem yang mendukung keberlanjutan dan kemajuan perbankan syariah di masa depan.
Analisis Efektivitas Penggunaan Media Pembelajaran yang Digunakan oleh Guru Bidang Studi IPS di SMP N 3 Sibolga Harahap, Nur Adawiyah; Lubis, Pitri Aulia Usman; Sayyidina, Sayyidina; Simamora, Vailimlim; Haryadi, Haryadi
Journal of Citizen Research and Development Vol 2, No 1 (2025): Mei 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jcrd.v2i1.4538

Abstract

Tujuan penelitian ini adalah untuk mengevaluasi seberapa efektif guru bidang studi IPS di SMP Negeri 3 Sibolga menggunakan media pembelajaran berbasis teknologi. Alat pembelajaran yang digunakan termasuk PowerPoint dan proyektor (infokus), dan fokusnya adalah untuk meningkatkan pemahaman siswa tentang materi melalui unsur visual seperti gambar dan video. Dengan data yang dikumpulkan dari wawancara dengan guru IPS, penelitian ini menggunakan pendekatan deskriptif kualitatif. Hasil penelitian menunjukkan bahwa media ini sangat membantu siswa memahami materi. Siswa lebih tertarik dan terlibat dalam pelajaran jika materi divisualisasikan dengan cara yang menarik. Namun, kendala teknis seperti waktu persiapan infokus yang lama dan konektivitas internet yang lambat dapat mengganggu proses belajar. Jadi, meskipun teknologi berbasis media pembelajaran berfungsi dengan baik, mereka membutuhkan dukungan infrastruktur dan pelatihan guru untuk membuat mereka menggunakannya sebaik mungkin.
Strategi Efektif dalam Evaluasi Pembelajaran Berbasis Kompetensi: Kajian Literature Review Harahap, Nur Adawiyah; Zahra, Karina; Simamora, Vailimlim; Simatupang, Simeon Adrian; Dalimunthe, Muhammad Bukhori
SAKOLA: Journal of Sains Cooperative Learning and Law Vol 2, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/sakola.v2i1.5797

Abstract

This article aims to identify in depth the effective strategies in competency-based education evaluation. By using effective evaluation strategies, not only will the quality of learning improve, but students will also be better prepared to face real-world challenges with adequate skills. This study uses a literature review method, which aims to examine and analyze various scientific sources regarding effective strategies in competency-based learning evaluation. The results of this study indicate that evaluation in learning has a very important role in assessing the extent to which students have achieved the competencies set out in the curriculum. Based on previous research, it can be seen that implementing technology will help teachers identify student learning patterns and adjust evaluation strategies to better suit individual needs, so that competency-based evaluation becomes more accurate.
Analisis SWOT terhadap Produk Unggulan Pertanian di Humbang Hasundutan: Studi Pengolahan Produk Bernilai Tambah Simamora, Vailimlim; Simbolon, Irma Chintia; Margaret, Natasia Theofani; Situmorang, Elsaday Ria Veronika
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.890

Abstract

This research aims to explore economic growth in this region using the Location Quotient (LQ) approach and SWOT Analysis on leading commodities in Humbang Hasundutan Regency, especially in the agricultural sector. This regency has significant potential in developing corn as one of the leading products with added value and contributing to the Regional Gross Domestic Product (PDRB). The methods applied include quantitative analysis based on secondary data from BPS (2021–2023) and SWOT analysis to identify strengths, weaknesses, opportunities, and threats in the development of corn-based products. The results of the LQ calculation show that corn has an LQ value above 1 (average 1.57), indicating competitive advantage and export potential between regions. The SWOT analysis reveals that the availability of raw materials, involvement of local SMEs, and market trends are the main strengths and opportunities, despite challenges such as limited production facilities and competition in the market. Innovative products like corn ribs are proposed to add value to the commodity and support sustainable local economic growth. This study offers strategic recommendations for economic development based on local potential and provides guidelines for local governments in formulating policies for economic development in the related sectors.
Analisis Efektivitas Penggunaan Media Pembelajaran yang Digunakan oleh Guru Bidang Studi IPS di SMP N 3 Sibolga Harahap, Nur Adawiyah; Lubis, Pitri Aulia Usman; Sayyidina, Sayyidina; Simamora, Vailimlim; Haryadi, Haryadi
Journal of Citizen Research and Development Vol 2, No 1 (2025): Mei 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jcrd.v2i1.4538

Abstract

Tujuan penelitian ini adalah untuk mengevaluasi seberapa efektif guru bidang studi IPS di SMP Negeri 3 Sibolga menggunakan media pembelajaran berbasis teknologi. Alat pembelajaran yang digunakan termasuk PowerPoint dan proyektor (infokus), dan fokusnya adalah untuk meningkatkan pemahaman siswa tentang materi melalui unsur visual seperti gambar dan video. Dengan data yang dikumpulkan dari wawancara dengan guru IPS, penelitian ini menggunakan pendekatan deskriptif kualitatif. Hasil penelitian menunjukkan bahwa media ini sangat membantu siswa memahami materi. Siswa lebih tertarik dan terlibat dalam pelajaran jika materi divisualisasikan dengan cara yang menarik. Namun, kendala teknis seperti waktu persiapan infokus yang lama dan konektivitas internet yang lambat dapat mengganggu proses belajar. Jadi, meskipun teknologi berbasis media pembelajaran berfungsi dengan baik, mereka membutuhkan dukungan infrastruktur dan pelatihan guru untuk membuat mereka menggunakannya sebaik mungkin.
Analisis Perkembangan Lembaga Keuangan Syariah Perbankan Syariah di Indonesia pada Tahun 2013-2023 Simbolon, Irma Chintia; Samosir, Jelita Maria Christine; Harahap, Nur Adawiyah; Nurhaliza, Nurhaliza; Hanum, Sayidah Latifah; Sayiddina, Sayiddina; Simamora, Vailimlim
Journal of Citizen Research and Development Vol 2, No 1 (2025): Mei 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jcrd.v2i1.4682

Abstract

Perbankan syariah di Indonesia mengalami perkembangan yang signifikan antara tahun 2013 hingga 2023, meskipun terdapat fluktuasi dalam jumlah lembaga keuangan. Jumlah Bank Umum Syariah (BUS) mengalami penurunan dari 11 menjadi 10, sementara Bank Perkreditan Rakyat Syariah (BPRS) meningkat dari 158 menjadi 173. Pertumbuhan aset perbankan syariah juga menunjukkan tren positif, mencapai Rp2. 450,55 triliun pada Juni 2023 dengan pangsa pasar sebesar 10,94% dari total keuangan nasional. Faktor-faktor seperti kebijakan pemerintah yang mendukung dan inovasi teknologi berperan penting dalam mendorong akses layanan perbankan syariah ke masyarakat luas. Secara keseluruhan, meskipun dihadapkan pada berbagai tantangan, perbankan syariah menunjukkan kapasitas untuk berkembang dan beradaptasi dalam perekonomian Indonesia. Dukungan regulasi yang kuat dan transformasi digital yang terus berlangsung memberikan peluang bagi perbankan syariah untuk meningkatkan kontribusinya terhadap pertumbuhan ekonomi nasional. Kerjasama antara pemerintah, industri, dan masyarakat sangat diperlukan untuk menciptakan ekosistem yang mendukung keberlanjutan dan kemajuan perbankan syariah di masa depan.
Strategi Efektif dalam Evaluasi Pembelajaran Berbasis Kompetensi: Kajian Literature Review Harahap, Nur Adawiyah; Zahra, Karina; Simamora, Vailimlim; Simatupang, Simeon Adrian; Dalimunthe, Muhammad Bukhori
SAKOLA: Journal of Sains Cooperative Learning and Law Vol 2, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/sakola.v2i1.5797

Abstract

This article aims to identify in depth the effective strategies in competency-based education evaluation. By using effective evaluation strategies, not only will the quality of learning improve, but students will also be better prepared to face real-world challenges with adequate skills. This study uses a literature review method, which aims to examine and analyze various scientific sources regarding effective strategies in competency-based learning evaluation. The results of this study indicate that evaluation in learning has a very important role in assessing the extent to which students have achieved the competencies set out in the curriculum. Based on previous research, it can be seen that implementing technology will help teachers identify student learning patterns and adjust evaluation strategies to better suit individual needs, so that competency-based evaluation becomes more accurate.
Analisis Strategi Pengembangan UMKM Berbasis Ekonomi Kreatif dalam Meningkatkan Ekonomi Masyarakat: Studi Kasus Penemuan Baru Usaha Pertamilk Simamora, Vailimlim; Haliza, Nur; Simbolon, Irma Chintia; Dewi, Putri Kemala
Economic Reviews Journal Vol. 3 No. 2 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i2.187

Abstract

This research examines the role of the creative economy in the development of Micro, Small and Medium Enterprises (MSMEs) in the City of Medan, Indonesia, with a focus on the Pertamilk business as a successful example of implementing creative economy-based strategies. Through a qualitative descriptive approach, primary data was obtained through interviews and observations of MSME actors who use the creative economy in their businesses. The research results show that the development of creative economy-based MSMEs has an important role in improving the community's economy. Pertamilk's business, with its product innovation and creative marketing, has succeeded in attracting customer interest and expanding market share. Pertamilk's success provides inspiration for other MSME players to continue to innovate and follow market trends. In this context, support and promotion from the government and society are very important to strengthen the creative economy-based MSME ecosystem. Through creativity, innovation and focus on quality, MSMEs can face competitive challenges and create a competitive advantage in an increasingly tight market.
Analisis Realiasi Penerimaan Program Bantuan Pemerintah terhadap Kemiskinan di Desa Lumban Tobing, Kecamatan Doloksanggul Cinta , Gia; Simamora, Vailimlim; Kuntuy, Jacob; Kemala Dewi, Putri
Da'watuna: Journal of Communication and Islamic Broadcasting Vol. 4 No. 3 (2024): Da'watuna: Journal of Communication and Islamic Broadcasting (In Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/dawatuna.v4i3.879

Abstract

Lumban Tobing Village, Doloksanggul District is located in North Sumatra Province which is the capital of Humbang Hasundutan Regency in Indonesia. The variations quality of life conditions in Lumbang Tobing Village causes variations in poverty conditions in this area. This research aims to determine the condition of poverty in Lumban Tobing Village and formulate a comprehensive poverty program hatching program in Lumban Tobing Village. The method used in this research is descriptive research using a qualitative approach. By using as many as 19 family cards, subjects or as many as 254 families receiving aid were recorded. Research conditions show that poverty conditions in Lumban Tobing Village vary due to different livelihoods, age levels of household heads and limited human resources. The method of poverty in question is the provision of subsidy program assistance in the form of BLT, BST, BPNT, PHK and basic food supplies.
Co-Authors Cinta , Gia Haliza, Nur Hanum, Sayidah Latifah Harahap, Nur Adawiyah Haryadi - Kemala Dewi, Putri kuntuy, Jacob Lubis, Pitri Aulia Usman Margaret, Natasia Theofani Muhammad Bukhori Dalimunthe Nurhaliza, Nurhaliza Putri Kemala Dewi Samosir, Jelita Maria Christine Sayiddina, Sayiddina Sayyidina, Sayyidina Simatupang, Simeon Adrian Simbolon, Irma Chintia Situmorang, Elsaday Ria Veronika Zahra, Karina